J. Michael Collins is faculty director of the Center for Financial Security at the University of Wisconsin, Madison. He is the Fetzer Family Chair in Consumer & Personal Finance in the School of Human Ecology, a Professor at the La Follette School of Public Affairs, a family economics specialist for the Division of Extension, and an affiliate of the Institute for Research on Poverty and Center for Demography and Ecology.
Collins studies consumer decision-making in the financial marketplace, including the role of public policy in influencing credit, savings and investment choices. His work includes the study of financial capability with a focus on low-income families. He is involved in studies of household finance and well-being supported by leading foundations and federal agencies. In 2015, Palgrave Macmillan released a book Collins edited called A Fragile Balance: Emergency Savings and Liquid Resources for Low-Income Consumers.
Collins brings nearly a decade of applied experience to his research. He founded PolicyLab Consulting Group, a research consulting firm working with national foundations and government agencies, and co-founded SpringFour, an online database for mortgage servicers and counselors. He also worked for NeighborWorks America (Neighborhood Reinvestment Corporation) and the Millennial Housing Commission.
Current CV: jmc.