WLS Codebooks

Note: Codebooks contain frequency data from the private data release. For some variables, these differ from the frequencies in the public release. Variables that differ between the public and private versions include "(not available on public release)" as part of the variable description, or a note indicating the difference between the public and private versions.

Phone: Assets

GASSETS  Assets Module 

For more information on the Assets Module see COR 877 of Appendix L. 

OVERVIEW

The 1993 assets section contained questions about savings, investments, and
debts. Constructed variables included those for home, real estate,
business/farm, vehicle equity, and a measure of net worth. A flag indicated
whether some reports were missing.  

Across each section, in 2004, assets expanded substantially. The inclusion of
life insurance items, however, was the largest change to this module along with
several additions to savings and investments. 

More detailed information on primary residence (mobile homes and retirement
communities) was in this round of assets along with previous residential
information. The savings and investment section expanded to four separate
categories: checking/savings/money market funds, CD's/government savings
bonds/treasury bills, stocks/bonds/mutual funds, and other assets. This section
also addressed account balances for retirement plans like 401k's and IRA's. 

Life insurance policy questions including face/cash value questions proceeded
questions about other assets. In the nonnormative parenting sample respondents
were asked more details about life insurance beneficiaries than other
respondents. Questions pertaining to who knows the most about assets, debts,
and retirement plans, end this section.

Unfolding brackets followed questions asking for dollar amounts in this
section. Associated with these items are four variables (identified by the
eight characters of the variable name) detailing the collected information in
the bracketing sequence.  The character "b" is associated with a summary
variable, "u" and "l" denote the upper and lower bounds and "e" indicates the
entry point into the bracketing sequence.  Upper bound of infinity is denoted
by a special missing code - ".i" in Stata, "I" in SAS and system missing in
ASCII datasets.

During the interview, interviewers had a chance to leave notes with additional
information obtained from the respondents.  The WLS staff reviewed and
processed these notes using a standardized set of decision rules for each
section.In many cases processing the notes resulted in changes to the coded
responses which created inconsistencies in the skip pattern of the CASES
instrument. While we put considerable effort into adjusting such discrepancies,
we could not eliminate them all. Occasionally, notes indicated problematic
cases due to the lack of specific information or, conversely, cases that
contained extra information that was important enough to retain. In such
instances we created a flag, identified by the character "f" and attached it to
the variable name, for the affected variable. 

BRIEF VARIABLE DESCRIPTION

    GR020RP-GR037RP:            Real Estate and Vehicles - Value and 
                                Outstanding Loans

    GR060RP-GR069RP:            Financial Assets - Retirement Savings, Bank
                                Accounts, Investments, Etc.

    GR080RE-GR085SP:            Respondent's and Spouse's Life Insurance

    GR100RPC-GR101RPC:          Net Worth

Imputed data for a subset of variables in this module are available in 
"Ancillary Data: Economic Imputations"

gr020rp: Do you own your own home, or are you renting?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: p814m, c_p814m

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 46 45 91
-4 NOT ASCERTAINED 0 1 1
-3 REFUSED 8 4 12
1 OWN HOME 3099 3496 6595
2 RENT HOME 180 289 469
3 LIVES WITH PARENT(S) 4 5 9
4 LIVES WITH CHILD(REN) 10 23 33
5 LIVES WITH OTHER RELATIVE(S) 2 2 4
6 LIVES WITH OTHER NON-RELATIVE(S) 1 8 9
7 LIVES IN CHURCH-OWNED OR RELIGIOUS ORGANIZATION-OWNED HOME 6 4 10
8 LIVES IN NURSING HOME 0 2 2
20 OTHER 14 16 30
Note: Respondents who neither own nor rent their house were asked to specify their current situation. Many answered that they lived with a family member or someone else, and some answered that they lived in a home provided by a family member or someone else. Both types of responses were subsequently coded as "Lives with family member." Thus, analysts wanting a measure of the Respondent's living arrangement should use the variables in the Household Roster section and should NOT use this variable for such constructions.

Codes 3,5,6 were collapsed to LIVES WITH SOMEONE ELSE (code 19) and codes 7,8,20 were collapsed to OTHER (code 20) on the public user data file.

An imputed version of this variable is available in:
"Ancillary Data: Economic Imputations"

gr021rp: How much do you think your home would sell for now?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: p814s, p814m

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 46 45 91
-4 NOT ASCERTAINED 16 16 32
-3 REFUSED 41 58 99
-2 225 353 578
-1 DON'T KNOW 100 235 335
3000 - 110000 531 788 1319
110500 - 150000 635 715 1350
151800 - 200000 623 676 1299
202500 - 340000 626 601 1227
345000 - 6,500,000 527 408 935
Note: Variable is bracketed.

Variable is flagged

Top coded at $175,000 on the public release

An imputed version of this variable is available in:
"Ancillary Data: Economic Imputations"

gr021rpb: Response summary for: How much do you think your home would sell for now?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: p814s, p814m

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-8 DK/R SCREENER QUESTION 8 4 12
-7 NO SUCH ASSET 217 350 567
-6 AMOUNT GIVEN 2942 3188 6130
-5 PARTIAL INTERVIEW - QUESTION NOT ASKED 46 45 91
-4 AMOUNT NOT ASCERTAINED 16 15 31
0 NO INFO IN BRACKETING 28 59 87
1 PARTIAL INFO IN BRACKETING 27 52 79
2 COMPLETE INFO IN BRACKETING 86 182 268

gr021rpl: Bracket lower bound for: How much do you think your home would sell for now?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: p814s, p814m

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 46 45 91
-3 REFUSED 8 4 12
-2 3159 3538 6697
0 70 125 195
75000 11 35 46
100000 14 26 40
125000 22 24 46
175000 24 74 98
275000 9 12 21
400000 4 7 11
500000 3 5 8

gr021rpu: Bracket upper bound for: How much do you think your home would sell for now?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: p814s, p814m

Frequencies
Value Label Male Female Total
. System missing - NR 1689 1553 3242
-5 PARTIAL INTERVIEW 46 45 91
-3 REFUSED 8 4 12
-2 3159 3538 6697
75000 5 15 20
100000 15 30 45
125000 15 36 51
175000 26 50 76
275000 9 19 28
400000 11 30 41
500000 8 6 14

gr021rpe: Bracketing entry point for: How much do you think your home would sell for now?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: p814s, p814m

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 46 45 91
-2 3183 3557 6740
75000 30 54 84
100000 21 48 69
125000 22 46 68
175000 44 110 154
275000 24 35 59

gr021rpf: Flag for: How much do you think your home would sell for now?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: p814s, p814m

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-2 3369 3894 7263
4 ORIGINAL REPORT IN FOREIGN CURRENCY 1 1 2

gr022rp: How much, if anything, do you owe on your home?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: p814z, p814m

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 47 45 92
-4 NOT ASCERTAINED 16 18 34
-3 REFUSED 45 64 109
-2 225 353 578
-1 DON'T KNOW 49 120 169
0 1789 2307 4096
218 - 73000 647 610 1257
74000 - 1,000,000 552 378 930
Note: Variable is bracketed.

Top coded on at $40,000 the public release

An imputed version of this variable is available in:
"Ancillary Data: Economic Imputations"

gr022rpb: Response summary for: How much, if anything, do you owe on your home?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: p814z, p814m

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-8 DK/R SCREENER QUESTION 8 4 12
-7 NO SUCH ASSET 217 350 567
-6 AMOUNT GIVEN 2988 3295 6283
-5 PARTIAL INTERVIEW - QUESTION NOT ASKED 47 45 92
-4 AMOUNT NOT ASCERTAINED 16 17 33
0 NO INFO IN BRACKETING 29 66 95
1 PARTIAL INFO IN BRACKETING 14 29 43
2 COMPLETE INFO IN BRACKETING 51 89 140

gr022rpl: Bracket lower bound for: How much, if anything, do you owe on your home?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: p814z, p814m

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 47 45 92
-3 REFUSED 8 4 12
-2 3205 3645 6850
0 61 102 163
10000 5 13 18
15000 9 25 34
30000 11 19 30
50000 13 23 36
75000 6 10 16
125000 5 4 9
250000 0 5 5

gr022rpu: Bracket upper bound for: How much, if anything, do you owe on your home?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: p814z, p814m

Frequencies
Value Label Male Female Total
. System missing - NR 1674 1536 3210
-5 PARTIAL INTERVIEW 47 45 92
-3 REFUSED 8 4 12
-2 3205 3645 6850
10000 2 3 5
15000 8 9 17
30000 6 16 22
50000 11 23 34
75000 11 12 23
125000 16 31 47
250000 3 2 5

gr022rpe: Bracketing entry point for: How much, if anything, do you owe on your home?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: p814z, p814m

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 47 45 92
-2 3229 3666 6895
10000 17 29 46
15000 16 33 49
30000 11 27 38
50000 16 36 52
75000 12 29 41
125000 22 30 52

gr023rpc: Graduate Respondent's home equity.

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: p814m, p814s, p814z

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-19000 0 1 1
-5 PARTIAL INTERVIEW 47 45 92
-4 NOT ASCERTAINED 16 16 32
-2 422 768 1190
0 - 90000 593 712 1305
91000 - 135000 587 663 1250
135500 - 190000 600 655 1255
191000 - 295000 593 599 1192
299782 - 6,000,000 512 436 948
Note: Top coded at $1,500,000 and bottom coded at $5000 on the public release

An imputed version of this variable is available in:
"Ancillary Data: Economic Imputations"

gr050rp: Is the home you own a mobile home?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu815, p814s, p814sa, p814sb, p814sc

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 47 45 92
-4 NOT ASCERTAINED 241 369 610
-2 2867 3144 6011
-1 DON'T KNOW 1 1 2
1 YES 69 92 161
2 NO 145 244 389

gr051rp: Do you live in a retirement community?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu815a

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 47 45 92
-3 REFUSED 5 3 8
-1 DON'T KNOW 0 2 2
1 YES 146 231 377
2 NO 3172 3614 6786

gr052rp: Would you be allowed to continue living in your current retirement community even if you needed substantial care?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu815b, pu815a

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 47 45 92
-4 NOT ASCERTAINED 3 2 5
-3 REFUSED 0 1 1
-2 3177 3619 6796
-1 DON'T KNOW 4 6 10
1 YES 114 170 284
2 NO 25 52 77

gr028rp: Do you own a business or farm?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: p818

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 47 45 92
-3 REFUSED 4 4 8
-1 DON'T KNOW 1 3 4
1 YES 725 524 1249
2 NO 2593 3319 5912
Note: An imputed version of this variable is available in:
"Ancillary Data: Economic Imputations"

gr029rp: How much do you think your business or farm would sell for now?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: p818f, p818, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 48 45 93
-4 NOT ASCERTAINED 2 2 4
-3 REFUSED 18 13 31
-2 2598 3326 5924
-1 DON'T KNOW 83 155 238
0 118 81 199
20 - 100000 147 79 226
100001 - 300000 142 89 231
301000 - 1,000,000 133 75 208
1,000,001 - 75,000,000 81 30 111
Note: Variable is bracketed.

Variable is flagged

Top coded at $5,000,000 on the public release

An imputed version of this variable is available in:
"Ancillary Data: Economic Imputations"

gr029rpb: Response summary for: How much do you think your business or farm would sell for now?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: p818f, p818, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-10 GLOBAL REFUSAL 7 5 12
-8 DK/R SCREENER QUESTION 5 7 12
-7 NO SUCH ASSET 2593 3319 5912
-6 AMOUNT GIVEN 621 354 975
-5 PARTIAL INTERVIEW - QUESTION NOT ASKED 48 45 93
-4 AMOUNT NOT ASCERTAINED 2 2 4
0 NO INFO IN BRACKETING 13 36 49
1 PARTIAL INFO IN BRACKETING 14 18 32
2 COMPLETE INFO IN BRACKETING 67 109 176

gr029rpl: Bracket lower bound for: How much do you think your business or farm would sell for now?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: p818f, p818, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 48 45 93
-3 REFUSED 5 7 12
-2 3214 3673 6887
0 46 62 108
500 0 1 1
25000 30 44 74
200000 14 29 43
500000 6 20 26
1,000,000 7 14 21

gr029rpu: Bracket upper bound for: How much do you think your business or farm would sell for now?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: p818f, p818, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1655 1499 3154
-5 PARTIAL INTERVIEW 48 45 93
-3 REFUSED 5 7 12
-2 3214 3673 6887
25000 22 15 37
200000 31 44 75
500000 13 28 41
1,000,000 3 15 18

gr029rpe: Bracketing entry point for: How much do you think your business or farm would sell for now?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: p818f, p818, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 48 45 93
-2 3228 3687 6915
500 0 1 1
25000 40 51 91
200000 27 56 83
500000 27 55 82

gr029rpf: Flag for: How much do you think your business or farm would sell for now?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: p818f, p818, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-2 3337 3859 7196
3 MORE ASSETS IN THIS CATEGORY WITH VALUE UNKNOWN 1 0 1
8 HOME AND FARM REPORTED TOGETHER 32 36 68

gr030rp: How much, if anything, do you owe on your business or farm?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: p818z, p818, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 48 45 93
-4 NOT ASCERTAINED 5 4 9
-3 REFUSED 23 13 36
-2 2598 3326 5924
-1 DON'T KNOW 11 31 42
0 540 390 930
500 - 25,000,000 145 86 231
Note: Variable is bracketed.

Top coded at $480,000 on the public release

An imputed version of this variable is available in:
"Ancillary Data: Economic Imputations"

gr030rpb: Response summary for: How much, if anything, do you owe on your business or farm?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: p818z, p818, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-10 GLOBAL REFUSAL 12 8 20
-8 DK/R SCREENER QUESTION 5 7 12
-7 NO SUCH ASSET 2593 3319 5912
-6 AMOUNT GIVEN 683 476 1159
-5 PARTIAL INTERVIEW - QUESTION NOT ASKED 48 45 93
-4 AMOUNT NOT ASCERTAINED 7 4 11
0 NO INFO IN BRACKETING 5 18 23
1 PARTIAL INFO IN BRACKETING 3 2 5
2 COMPLETE INFO IN BRACKETING 14 16 30

gr030rpl: Bracket lower bound for: How much, if anything, do you owe on your business or farm?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: p818z, p818, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 48 45 93
-3 REFUSED 5 7 12
-2 3276 3795 7071
0 29 33 62
15000 5 5 10
75000 3 3 6
200000 2 5 7
500000 2 2 4

gr030rpu: Bracket upper bound for: How much, if anything, do you owe on your business or farm?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: p818z, p818, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1649 1463 3112
-5 PARTIAL INTERVIEW 48 45 93
-4 NOT ASCERTAINED 1 0 1
-3 REFUSED 5 7 12
-2 3276 3795 7071
15000 4 4 8
75000 3 4 7
200000 4 4 8
500000 1 4 5

gr030rpe: Bracketing entry point for: How much, if anything, do you owe on your business or farm?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: p818z, p818, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 48 45 93
-4 NOT ASCERTAINED 1 0 1
-2 3300 3814 7114
15000 10 17 27
75000 4 10 14
200000 7 9 16

gr031rpc: Graduate Respondent's business or farm equity.

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: p818, p818f, p818z

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-1700000 - -1000 7 4 11
-5 PARTIAL INTERVIEW 48 45 93
-2 2714 3510 6224
0 112 83 195
20 - 80000 123 64 187
82000 - 241000 121 66 187
244000 - 550000 121 67 188
560000 - 75,000,000 124 56 180
Note: Top coded at $5,000,000 and bottom coded at -$1000 on the public release

An imputed version of this variable is available in:
"Ancillary Data: Economic Imputations"

gr024rp: Do you own any real estate other than a first home, business, or farm?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu816f

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 48 45 93
-3 REFUSED 11 9 20
-1 DON'T KNOW 0 2 2
1 YES 1160 1126 2286
2 NO 2151 2713 4864
Note: An imputed version of this variable is available in:
"Ancillary Data: Economic Imputations"

gr025rp: How much do you think this real estate that is not your first home, a business, or a farm would sell for now?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: p816m, pu816f, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 48 45 93
-4 NOT ASCERTAINED 4 3 7
-3 REFUSED 27 23 50
-2 2162 2724 4886
-1 DON'T KNOW 40 146 186
0 - 40000 212 200 412
44000 - 100000 255 248 503
100001 - 200000 256 246 502
202000 - 500000 231 184 415
501000 - 175000000 135 76 211
Note: Variable is bracketed.

Variable is flagged.

Top coded at $2,325,000 on the public release

An imputed version of this variable is available in:
"Ancillary Data: Economic Imputations"

gr025rpb: Response summary for: How much do you think this real estate that is not your first home, a business, or a farm would sell for now?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: p816m, pu816f, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-10 GLOBAL REFUSAL 7 11 18
-8 DK/R SCREENER QUESTION 11 11 22
-7 NO SUCH ASSET 2151 2713 4864
-6 AMOUNT GIVEN 1088 954 2042
-5 PARTIAL INTERVIEW - QUESTION NOT ASKED 48 45 93
-4 AMOUNT NOT ASCERTAINED 5 3 8
0 NO INFO IN BRACKETING 12 27 39
1 PARTIAL INFO IN BRACKETING 9 25 34
2 COMPLETE INFO IN BRACKETING 39 106 145

gr025rpl: Bracket lower bound for: How much do you think this real estate that is not your first home, a business, or a farm would sell for now?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: p816m, pu816f, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 48 45 93
-4 NOT ASCERTAINED 0 1 1
-3 REFUSED 11 11 22
-2 3239 3667 6906
0 30 65 95
15000 9 14 23
20000 8 21 29
75000 5 12 17
100000 6 19 25
200000 9 15 24
300000 3 11 14
500000 1 9 10
900000 1 5 6

gr025rpu: Bracket upper bound for: How much do you think this real estate that is not your first home, a business, or a farm would sell for now?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: p816m, pu816f, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1654 1498 3152
-5 PARTIAL INTERVIEW 48 45 93
-4 NOT ASCERTAINED 0 1 1
-3 REFUSED 11 11 22
-2 3239 3667 6906
15000 2 8 10
20000 2 7 9
75000 9 18 27
100000 8 24 32
200000 5 16 21
300000 3 18 21
500000 8 8 16
900000 2 5 7

gr025rpe: Bracketing entry point for: How much do you think this real estate that is not your first home, a business, or a farm would sell for now?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: p816m, pu816f, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 48 45 93
-4 NOT ASCERTAINED 0 1 1
-2 3262 3692 6954
15000 13 17 30
20000 11 26 37
75000 10 28 38
100000 8 34 42
200000 10 30 40
300000 8 22 30

gr025rpf: Flag for: How much do you think this real estate that is not your first home, a business, or a farm would sell for now?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: p816m, pu816f, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-2 3369 3891 7260
2 SPOUSAL ASSETS UNKNOWN 0 1 1
3 MORE ASSETS IN THIS CATEGORY WITH VALUE UNKNOWN 1 3 4

gr026rp: How much, if anything, do you owe on your real estate that is not your first home, a business, or a farm?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: p816z, pu816f, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 48 45 93
-4 NOT ASCERTAINED 5 3 8
-3 REFUSED 21 23 44
-2 2162 2724 4886
-1 DON'T KNOW 11 36 47
0 850 886 1736
1000 - 1,000,000 261 177 438
1,210,000 - 150000000 12 1 13
Note: Variable is bracketed.

Top coded $500,000 on the public release
,
An imputed version of this variable is available in:
"Ancillary Data: Economic Imputations"

gr026rpb: Response summary for: How much, if anything, do you owe on your real estate that is not your first home, a business, or a farm?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: p816z, pu816f, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-10 GLOBAL REFUSAL 14 16 30
-8 DK/R SCREENER QUESTION 11 11 22
-7 NO SUCH ASSET 2151 2713 4864
-6 AMOUNT GIVEN 1122 1064 2186
-5 PARTIAL INTERVIEW - QUESTION NOT ASKED 48 45 93
-4 AMOUNT NOT ASCERTAINED 6 3 9
0 NO INFO IN BRACKETING 4 15 19
1 PARTIAL INFO IN BRACKETING 2 5 7
2 COMPLETE INFO IN BRACKETING 12 23 35

gr026rpl: Bracket lower bound for: How much, if anything, do you owe on your real estate that is not your first home, a business, or a farm?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: p816z, pu816f, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 48 45 93
-3 REFUSED 11 11 22
-2 3273 3777 7050
0 25 40 65
10000 1 4 5
15000 3 4 7
30000 4 2 6
75000 3 7 10
125000 1 3 4
200000 1 0 1
600000 0 2 2

gr026rpu: Bracket upper bound for: How much, if anything, do you owe on your real estate that is not your first home, a business, or a farm?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: p816z, pu816f, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1648 1471 3119
-5 PARTIAL INTERVIEW 48 45 93
-3 REFUSED 11 11 22
-2 3273 3777 7050
10000 0 1 1
15000 2 3 5
30000 2 4 6
75000 4 6 10
125000 1 4 5
200000 2 2 4
600000 0 2 2

gr026rpe: Bracketing entry point for: How much, if anything, do you owe on your real estate that is not your first home, a business, or a farm?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: p816z, pu816f, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 48 45 93
-4 NOT ASCERTAINED 0 2 2
-2 3304 3807 7111
10000 3 7 10
15000 2 7 9
30000 3 7 10
75000 8 11 19
200000 2 9 11

gr027rpc: Respondent's real estate equity for property that is not a first home, a business, or a farm.

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu816f, p816m, p816z

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-250000 - -2000 2 2 4
-5 PARTIAL INTERVIEW 48 45 93
-2 2245 2920 5165
0 - 40000 234 222 456
42000 - 95000 209 202 411
95050 - 160000 208 197 405
161000 - 325000 224 177 401
330000 - 25,000,000 200 130 330
Note: Top coded at $2,000,000 and bottom coded at $1000 on the public release

An imputed version of this variable is available in:
"Ancillary Data: Economic Imputations"

gr032rp: Thinking of all your motor vehicles together, including cars, trucks, campers, boats, and other RVs, would you say they are worth more than $1000 or less than $1000?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu818s

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 48 46 94
-3 REFUSED 7 13 20
-1 DON'T KNOW 3 11 14
1 MORE 3214 3583 6797
2 LESS 58 161 219
3 DON'T OWN VEHICLE 40 81 121
Note: An imputed version of this variable is available in:
"Ancillary Data: Economic Imputations"

gr033rp: How much do you think your motor vehicles, including cars, trucks, campers, boats, and other RVs, would sell for now?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: p820m, pu818s, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 48 46 94
-4 NOT ASCERTAINED 1 1 2
-3 REFUSED 38 38 76
-2 108 266 374
-1 DON'T KNOW 100 551 651
1000 - 10000 622 920 1542
10650 - 20000 908 877 1785
21000 - 35000 771 608 1379
36000 - 100000 712 539 1251
102000 - 2,000,000 62 49 111
Note: Variable is bracketed.

Variable is flagged.

Top coded at $190,000 on the public release

An imputed version of this variable is available in:
"Ancillary Data: Economic Imputations"

gr033rpb: Response summary for: How much do you think your motor vehicles, including cars, trucks, campers, boats, and other RVs, would sell for now?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: p820m, pu818s, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-10 GLOBAL REFUSAL 22 31 53
-8 DK/R SCREENER QUESTION 10 24 34
-7 NO SUCH ASSET 98 242 340
-6 AMOUNT GIVEN 3075 2993 6068
-5 PARTIAL INTERVIEW - QUESTION NOT ASKED 48 46 94
-4 AMOUNT NOT ASCERTAINED 1 1 2
0 NO INFO IN BRACKETING 12 33 45
1 PARTIAL INFO IN BRACKETING 16 64 80
2 COMPLETE INFO IN BRACKETING 88 461 549

gr033rpl: Bracket lower bound for: How much do you think your motor vehicles, including cars, trucks, campers, boats, and other RVs, would sell for now?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: p820m, pu818s, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 48 46 94
-3 REFUSED 10 24 34
-2 3173 3235 6408
0 47 131 178
5000 52 261 313
25000 22 130 152
50000 15 59 74
200000 3 9 12

gr033rpu: Bracket upper bound for: How much do you think your motor vehicles, including cars, trucks, campers, boats, and other RVs, would sell for now?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: p820m, pu818s, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1664 1535 3199
-5 PARTIAL INTERVIEW 48 46 94
-3 REFUSED 10 24 34
-2 3173 3235 6408
5000 7 50 57
25000 53 270 323
50000 22 124 146
200000 14 42 56

gr033rpe: Bracketing entry point for: How much do you think your motor vehicles, including cars, trucks, campers, boats, and other RVs, would sell for now?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: p820m, pu818s, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 48 46 94
-2 3206 3291 6497
5000 34 175 209
25000 23 194 217
50000 59 189 248

gr033rpf: Flag for: How much do you think your motor vehicles, including cars, trucks, campers, boats, and other RVs, would sell for now?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: p820m, pu818s, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-2 3362 3890 7252
2 SPOUSAL ASSETS UNKNOWN 0 1 1
3 MORE ASSETS IN THIS CATEGORY WITH VALUE UNKNOWN 1 0 1
4 ORIGINAL REPORT IN FOREIGN CURRENCY 1 1 2
5 VALUE OVERSTATED BY UNKNOWN AMOUNT 6 3 9

gr034rp: How much, if anything, do you owe on your motor vehicles, including cars, trucks, campers, boats, and other RVs?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: p820z, pu818s, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 48 48 96
-4 NOT ASCERTAINED 2 3 5
-3 REFUSED 32 62 94
-2 108 266 374
-1 DON'T KNOW 43 122 165
0 2329 2645 4974
100 - 20000 702 651 1353
21000 - 300000 106 98 204
Note: Variable is bracketed.

Variable is flagged.

Top coded at $58,000 on the public release

An imputed version of this variable is available in:
"Ancillary Data: Economic Imputations"

gr034rpb: Response summary for: How much, if anything, do you owe on your motor vehicles, including cars, trucks, campers, boats, and other RVs?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: p820z, pu818s, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-10 GLOBAL REFUSAL 29 37 66
-8 DK/R SCREENER QUESTION 10 24 34
-7 NO SUCH ASSET 98 242 340
-6 AMOUNT GIVEN 3137 3394 6531
-5 PARTIAL INTERVIEW - QUESTION NOT ASKED 48 48 96
-4 AMOUNT NOT ASCERTAINED 2 3 5
0 NO INFO IN BRACKETING 8 26 34
1 PARTIAL INFO IN BRACKETING 2 11 13
2 COMPLETE INFO IN BRACKETING 36 110 146

gr034rpl: Bracket lower bound for: How much, if anything, do you owe on your motor vehicles, including cars, trucks, campers, boats, and other RVs?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: p820z, pu818s, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 48 48 96
-3 REFUSED 10 24 34
-2 3235 3636 6871
0 45 86 131
2500 22 66 88
15000 8 23 31
25000 2 12 14

gr034rpu: Bracket upper bound for: How much, if anything, do you owe on your motor vehicles, including cars, trucks, campers, boats, and other RVs?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: p820z, pu818s, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1660 1500 3160
-5 PARTIAL INTERVIEW 48 48 96
-3 REFUSED 10 24 34
-2 3235 3636 6871
2500 9 16 25
15000 20 68 88
25000 7 23 30
100000 2 11 13

gr034rpe: Bracketing entry point for: How much, if anything, do you owe on your motor vehicles, including cars, trucks, campers, boats, and other RVs?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: p820z, pu818s, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 48 48 96
-2 3276 3700 6976
2500 15 53 68
15000 15 52 67
25000 16 42 58

gr034rpf: Flag for: How much, if anything, do you owe on your motor vehicles, including cars, trucks, campers, boats, and other RVs?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: p820z, pu818s, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-2 3368 3894 7262
5 VALUE OVERSTATED BY UNKNOWN AMOUNT 2 1 3

gr035rpc: Graduate Respondent's vehicle equity.

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu818s, p820m, p820z

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-25000 - -500 12 28 40
-5 PARTIAL INTERVIEW 48 48 96
-2 280 937 1217
0 - 8000 575 812 1387
8200 - 15000 705 671 1376
15200 - 25000 700 594 1294
25001 - 50000 740 589 1329
50001 - 2,000,000 310 216 526
Note: Top coded at $200,000 and bottom coded at -$500 on the public release

An imputed version of this variable is available in:
"Ancillary Data: Economic Imputations"

gr036rp: Do you owe a total of $5,000 or more for anything other than: mortgages, cars, trucks, campers, boats, other RVs, a business, a farm or real estate?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: p820n

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 48 47 95
-3 REFUSED 18 28 46
-1 DON'T KNOW 5 9 14
1 YES 330 350 680
2 NO 2969 3461 6430
Note: An imputed version of this variable is available in:
"Ancillary Data: Economic Imputations"

gr037rp: How much do you owe for anything other than: mortgages, cars, trucks, campers, boats, other RVs, a business, a farm or real estate?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: p820s, p820n, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 48 48 96
-4 NOT ASCERTAINED 0 1 1
-3 REFUSED 13 19 32
-2 2992 3497 6489
-1 DON'T KNOW 17 39 56
5000 - 6000 58 71 129
6500 - 10000 87 85 172
11000 - 18000 58 62 120
19000 - 40000 66 57 123
42000 - 500000 31 16 47
Note: Variable is bracketed.

Top coded at $49,000 on the public release

An imputed version of this variable is available in:
"Ancillary Data: Economic Imputations"

gr037rpb: Response summary for: How much do you owe for anything other than: mortgages, cars, trucks, campers, boats, other RVs, a business, a farm or real estate?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: p820s, p820n, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-10 GLOBAL REFUSAL 3 7 10
-8 DK/R SCREENER QUESTION 23 37 60
-7 NO SUCH ASSET 2969 3460 6429
-6 AMOUNT GIVEN 300 291 591
-5 PARTIAL INTERVIEW - QUESTION NOT ASKED 48 48 96
-4 AMOUNT NOT ASCERTAINED 0 1 1
0 NO INFO IN BRACKETING 9 9 18
1 PARTIAL INFO IN BRACKETING 6 7 13
2 COMPLETE INFO IN BRACKETING 12 35 47

gr037rpl: Bracket lower bound for: How much do you owe for anything other than: mortgages, cars, trucks, campers, boats, other RVs, a business, a farm or real estate?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: p820s, p820n, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 48 48 96
-3 REFUSED 23 37 60
-2 3269 3751 7020
0 24 36 60
10000 5 19 24
25000 0 3 3
50000 1 1 2

gr037rpu: Bracket upper bound for: How much do you owe for anything other than: mortgages, cars, trucks, campers, boats, other RVs, a business, a farm or real estate?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: p820s, p820n, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1634 1449 3083
-5 PARTIAL INTERVIEW 48 48 96
-3 REFUSED 23 37 60
-2 3269 3751 7020
10000 8 16 24
25000 5 21 26
50000 3 4 7
100000 1 0 1

gr037rpe: Bracketing entry point for: How much do you owe for anything other than: mortgages, cars, trucks, campers, boats, other RVs, a business, a farm or real estate?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: p820s, p820n, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 48 48 96
-2 3295 3796 7091
10000 9 21 30
25000 10 16 26
50000 8 14 22

gr060rp: Do you or your spouse have any retirement plans that accumulate an account balance - examples include IRA's, 401k's and profit sharing plans.

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu822b

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 51 50 101
-3 REFUSED 36 86 122
-1 DON'T KNOW 11 52 63
1 YES 2542 2792 5334
2 NO 730 915 1645
Note: An imputed version of this variable is available in:
"Ancillary Data: Economic Imputations"

gr061rp: If you added up all of your and your spouse's retirement plans that accumulate an account balance, about how much would they amount to right now?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu822c, pu822b, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 51 50 101
-4 NOT ASCERTAINED 2 1 3
-3 REFUSED 220 290 510
-2 777 1053 1830
-1 DON'T KNOW 253 741 994
100 - 40000 389 442 831
41000 - 100000 410 483 893
100001 - 230000 422 346 768
234000 - 500000 508 338 846
510000 - 10,000,000 338 151 489
Note: Variable is bracketed.

Variable is flagged.

Top coded at $2,400,000 on the public release

An imputed version of this variable is available in:
"Ancillary Data: Economic Imputations"

gr061rpb: Response summary for: If you added up all of your and your spouse's retirement plans that accumulate an account balance, about how much would they amount to right now?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu822c, pu822b, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-10 GLOBAL REFUSAL 22 26 48
-8 DK/R SCREENER QUESTION 47 138 185
-7 NO SUCH ASSET 730 915 1645
-6 AMOUNT GIVEN 2067 1760 3827
-5 PARTIAL INTERVIEW - QUESTION NOT ASKED 51 50 101
-4 AMOUNT NOT ASCERTAINED 2 1 3
0 NO INFO IN BRACKETING 135 258 393
1 PARTIAL INFO IN BRACKETING 66 139 205
2 COMPLETE INFO IN BRACKETING 250 608 858

gr061rpl: Bracket lower bound for: If you added up all of your and your spouse's retirement plans that accumulate an account balance, about how much would they amount to right now?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu822c, pu822b, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 51 50 101
-3 REFUSED 47 138 185
-2 2797 2675 5472
0 196 368 564
10000 47 113 160
15000 68 154 222
75000 41 105 146
150000 50 119 169
200000 34 84 118
400000 16 47 63
600000 16 27 43
900000 7 15 22

gr061rpu: Bracket upper bound for: If you added up all of your and your spouse's retirement plans that accumulate an account balance, about how much would they amount to right now?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu822c, pu822b, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1847 1853 3700
-5 PARTIAL INTERVIEW 51 50 101
-3 REFUSED 47 138 185
-2 2797 2675 5472
10000 7 21 28
15000 14 33 47
75000 40 99 139
150000 67 153 220
200000 42 97 139
400000 41 112 153
600000 24 61 85
900000 14 34 48

gr061rpe: Bracketing entry point for: If you added up all of your and your spouse's retirement plans that accumulate an account balance, about how much would they amount to right now?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu822c, pu822b, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 51 50 101
-2 2868 2840 5708
10000 81 150 231
15000 78 185 263
75000 72 174 246
150000 64 167 231
200000 78 173 251
400000 78 156 234

gr061rpf: Flag for: If you added up all of your and your spouse's retirement plans that accumulate an account balance, about how much would they amount to right now?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu822c, pu822b, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-2 3364 3887 7251
2 SPOUSAL ASSETS UNKNOWN 6 7 13
5 VALUE OVERSTATED BY UNKNOWN AMOUNT 0 1 1

gr062rp: Do you or your spouse have more than $1000 or less than $1000 in checking accounts, savings accounts, or money market funds?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu822a3

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 52 53 105
-3 REFUSED 93 167 260
-1 DON'T KNOW 20 33 53
1 MORE THAN $1000 2937 3241 6178
2 LESS THAN $1000 265 393 658
3 VOLUNTEERED: NO SUCH ACCOUNTS 3 8 11
Note: An imputed version of this variable is available in:
"Ancillary Data: Economic Imputations"

gr063rp: If you added up all of your and your spouse's checking accounts, savings accounts, or money market funds, about how much would they amount to right now?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu822a3a, pu822a3, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 52 54 106
-4 NOT ASCERTAINED 0 1 1
-3 REFUSED 193 260 453
-2 381 601 982
-1 DON'T KNOW 254 572 826
1000 - 5000 580 618 1198
5500 - 12000 512 516 1028
12500 - 26000 517 470 987
27000 - 75000 527 492 1019
76000 - 20,000,000 354 311 665
Note: Variable is bracketed.

Variable is flagged.

Top coded at $770,000 on the public release

An imputed version of this variable is available in:
"Ancillary Data: Economic Imputations"

gr063rpb: Response summary for: If you added up all of your and your spouse's checking accounts, savings accounts, or money market funds, about how much would they amount to right now?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu822a3a, pu822a3, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-10 GLOBAL REFUSAL 30 24 54
-8 DK/R SCREENER QUESTION 113 200 313
-7 NO SUCH ASSET 268 401 669
-6 AMOUNT GIVEN 2489 2407 4896
-5 PARTIAL INTERVIEW - QUESTION NOT ASKED 52 54 106
-4 AMOUNT NOT ASCERTAINED 1 1 2
0 NO INFO IN BRACKETING 87 194 281
1 PARTIAL INFO IN BRACKETING 78 144 222
2 COMPLETE INFO IN BRACKETING 252 470 722

gr063rpl: Bracket lower bound for: If you added up all of your and your spouse's checking accounts, savings accounts, or money market funds, about how much would they amount to right now?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu822a3a, pu822a3, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 52 54 106
-3 REFUSED 113 200 313
-2 2757 2808 5565
0 176 289 465
5000 63 92 155
10000 97 212 309
30729 0 1 1
40000 62 151 213
100000 50 88 138

gr063rpu: Bracket upper bound for: If you added up all of your and your spouse's checking accounts, savings accounts, or money market funds, about how much would they amount to right now?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu822a3a, pu822a3, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1841 1847 3688
-5 PARTIAL INTERVIEW 52 54 106
-3 REFUSED 113 200 313
-2 2757 2808 5565
5000 49 50 99
10000 57 88 145
40000 73 172 245
76822 0 1 1
100000 49 106 155

gr063rpe: Bracketing entry point for: If you added up all of your and your spouse's checking accounts, savings accounts, or money market funds, about how much would they amount to right now?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu822a3a, pu822a3, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 52 54 106
-2 2901 3033 5934
5000 137 260 397
7682 0 1 1
10000 144 260 404
40000 136 287 423

gr063rpf: Flag for: If you added up all of your and your spouse's checking accounts, savings accounts, or money market funds, about how much would they amount to right now?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu822a3a, pu822a3, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-2 3365 3882 7247
2 SPOUSAL ASSETS UNKNOWN 4 8 12
3 MORE ASSETS IN THIS CATEGORY WITH VALUE UNKNOWN 0 3 3
4 ORIGINAL REPORT IN FOREIGN CURRENCY 1 2 3

gr064rp: Do you or your spouse have any money in CDs, Government Savings Bonds, or Treasury Bills?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu822a4

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 52 55 107
-3 REFUSED 70 124 194
-1 DON'T KNOW 33 68 101
1 YES 1045 1384 2429
2 NO 2170 2264 4434
Note: An imputed version of this variable is available in:
"Ancillary Data: Economic Imputations"

gr065rp: If you added up all of your and your spouse's CDs, Government Savings Bonds, or Treasury Bills, about how much would they amount to right now?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu822a4a, pu822a4, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 52 55 107
-4 NOT ASCERTAINED 0 2 2
-3 REFUSED 106 161 267
-2 2273 2456 4729
-1 DON'T KNOW 123 314 437
50 - 5000 195 233 428
5001 - 15000 174 198 372
16000 - 40000 185 208 393
45000 - 100000 165 183 348
100001 - 5,000,000 97 85 182
Note: Variable is bracketed.

Variable is flagged.

Top coded at $375,000 on the public release

An imputed version of this variable is available in:
"Ancillary Data: Economic Imputations"

gr065rpb: Response summary for: If you added up all of your and your spouse's CDs, Government Savings Bonds, or Treasury Bills, about how much would they amount to right now?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu822a4a, pu822a4, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-10 GLOBAL REFUSAL 53 57 110
-8 DK/R SCREENER QUESTION 103 192 295
-7 NO SUCH ASSET 2170 2264 4434
-6 AMOUNT GIVEN 816 907 1723
-5 PARTIAL INTERVIEW - QUESTION NOT ASKED 52 55 107
-4 AMOUNT NOT ASCERTAINED 0 2 2
0 NO INFO IN BRACKETING 52 128 180
1 PARTIAL INFO IN BRACKETING 21 54 75
2 COMPLETE INFO IN BRACKETING 103 236 339

gr065rpl: Bracket lower bound for: If you added up all of your and your spouse's CDs, Government Savings Bonds, or Treasury Bills, about how much would they amount to right now?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu822a4a, pu822a4, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 52 55 107
-3 REFUSED 103 192 295
-2 2986 3171 6157
0 112 214 326
2000 48 90 138
20000 37 112 149
75000 25 49 74
200000 7 12 19

gr065rpu: Bracket upper bound for: If you added up all of your and your spouse's CDs, Government Savings Bonds, or Treasury Bills, about how much would they amount to right now?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu822a4a, pu822a4, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1751 1676 3427
-5 PARTIAL INTERVIEW 52 55 107
-3 REFUSED 103 192 295
-2 2986 3171 6157
2000 5 23 28
20000 52 77 129
75000 30 99 129
200000 12 33 45

gr065rpe: Bracketing entry point for: If you added up all of your and your spouse's CDs, Government Savings Bonds, or Treasury Bills, about how much would they amount to right now?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu822a4a, pu822a4, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 52 55 107
-2 3142 3422 6564
2000 55 143 198
20000 62 149 211
75000 59 126 185

gr065rpf: Flag for: If you added up all of your and your spouse's CDs, Government Savings Bonds, or Treasury Bills, about how much would they amount to right now?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu822a4a, pu822a4, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-2 3370 3892 7262
2 SPOUSAL ASSETS UNKNOWN 0 1 1
3 MORE ASSETS IN THIS CATEGORY WITH VALUE UNKNOWN 0 1 1
4 ORIGINAL REPORT IN FOREIGN CURRENCY 0 1 1

gr066rp: Do you or your spouse have stocks, bonds, or shares in a mutual fund?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu822f1

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 52 55 107
-3 REFUSED 66 125 191
-1 DON'T KNOW 19 61 80
1 YES 1781 2041 3822
2 NO 1452 1613 3065
Note: An imputed version of this variable is available in:
"Ancillary Data: Economic Imputations"

gr067rp: If you sold all of your and your spouse's stocks, bonds, or shares in a mutual fund and paid off anything you owed on them, about how much would you have?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu822f1a, pu822f1, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 52 55 107
-4 NOT ASCERTAINED 1 0 1
-3 REFUSED 161 200 361
-2 1537 1799 3336
-1 DON'T KNOW 216 729 945
10 - 15000 287 217 504
16000 - 50000 286 262 548
51000 - 140000 270 235 505
145000 - 300000 309 215 524
310000 - 30,000,000 251 183 434
Note: Variable is bracketed.

Variable is flagged.

Top coded $2,900,000 on the public release

An imputed version of this variable is available in:
"Ancillary Data: Economic Imputations"

gr067rpb: Response summary for: If you sold all of your and your spouse's stocks, bonds, or shares in a mutual fund and paid off anything you owed on them, about how much would you have?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu822f1a, pu822f1, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-10 GLOBAL REFUSAL 93 100 193
-8 DK/R SCREENER QUESTION 85 186 271
-7 NO SUCH ASSET 1452 1613 3065
-6 AMOUNT GIVEN 1401 1112 2513
-5 PARTIAL INTERVIEW - QUESTION NOT ASKED 52 55 107
-4 AMOUNT NOT ASCERTAINED 3 0 3
0 NO INFO IN BRACKETING 69 202 271
1 PARTIAL INFO IN BRACKETING 27 100 127
2 COMPLETE INFO IN BRACKETING 188 527 715

gr067rpl: Bracket lower bound for: If you sold all of your and your spouse's stocks, bonds, or shares in a mutual fund and paid off anything you owed on them, about how much would you have?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu822f1a, pu822f1, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 52 55 107
-3 REFUSED 85 186 271
-2 2853 2725 5578
0 184 381 565
5000 80 207 287
75000 67 184 251
250000 35 113 148
750000 14 44 58

gr067rpu: Bracket upper bound for: If you sold all of your and your spouse's stocks, bonds, or shares in a mutual fund and paid off anything you owed on them, about how much would you have?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu822f1a, pu822f1, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1820 1844 3664
-5 PARTIAL INTERVIEW 52 55 107
-3 REFUSED 85 186 271
-2 2853 2725 5578
5000 16 58 74
75000 78 195 273
192056 0 1 1
250000 63 187 250
750000 24 75 99

gr067rpe: Bracketing entry point for: If you sold all of your and your spouse's stocks, bonds, or shares in a mutual fund and paid off anything you owed on them, about how much would you have?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu822f1a, pu822f1, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 52 55 107
-2 3034 3011 6045
5000 86 249 335
75000 90 281 371
192056 0 1 1
250000 108 298 406

gr067rpf: Flag for: If you sold all of your and your spouse's stocks, bonds, or shares in a mutual fund and paid off anything you owed on them, about how much would you have?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu822f1a, pu822f1, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-2 3369 3893 7262
2 SPOUSAL ASSETS UNKNOWN 1 2 3

gr068rp: Do you or your spouse have any other assets? Other assets are anything other than: retirement plans, checking accounts, savings accounts, money market funds,CDs, Government Savings Bonds, Treasury Bills, stocks, bonds, or shares in a mutual fund?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu822f3

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 52 56 108
-4 NOT ASCERTAINED 1 0 1
-3 REFUSED 67 124 191
-1 DON'T KNOW 14 50 64
1 YES 548 557 1105
2 NO 2688 3108 5796
Note: An imputed version of this variable is available in:
"Ancillary Data: Economic Imputations"

gr069rp: If you sold any other assets and paid off any debts on these assets, about how much would you have? Other assets are anything other than: retirement plans, checking accounts, savings accounts, money market funds,CDs, Government Savings Bonds, Treasury Bills, stocks, bonds, or shares in a mutual fund;

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu822f3a, pu822f3, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 52 56 108
-4 NOT ASCERTAINED 2 2 4
-3 REFUSED 60 70 130
-2 2769 3282 6051
-1 DON'T KNOW 49 110 159
300 - 8000 70 97 167
9000 - 20000 85 96 181
22000 - 50000 112 74 186
55000 - 200000 106 71 177
230000 - 6,000,000 65 37 102
Note: Variable is bracketed.

Top coded at $500,000 on the public release

An imputed version of this variable is available in:
"Ancillary Data: Economic Imputations"

gr069rpb: Response summary for: If you sold any other assets and paid off any debts on these assets, about how much would you have? Other assets are anything other than: retirement plans, checking accounts, savings accounts, money market funds,CDs, Government Savings Bonds, Treasury Bills, stocks, bonds, or shares in a mutual fund;

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu822f3a, pu822f3, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-10 GLOBAL REFUSAL 48 57 105
-8 DK/R SCREENER QUESTION 81 174 255
-7 NO SUCH ASSET 2689 3108 5797
-6 AMOUNT GIVEN 438 375 813
-5 PARTIAL INTERVIEW - QUESTION NOT ASKED 52 56 108
-4 AMOUNT NOT ASCERTAINED 1 2 3
0 NO INFO IN BRACKETING 8 27 35
1 PARTIAL INFO IN BRACKETING 9 15 24
2 COMPLETE INFO IN BRACKETING 44 81 125

gr069rpl: Bracket lower bound for: If you sold any other assets and paid off any debts on these assets, about how much would you have? Other assets are anything other than: retirement plans, checking accounts, savings accounts, money market funds,CDs, Government Savings Bonds, Treasury Bills, stocks, bonds, or shares in a mutual fund;

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu822f3a, pu822f3, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 52 56 108
-3 REFUSED 81 174 255
-2 3127 3483 6610
0 67 96 163
3000 14 31 45
20000 15 24 39
50000 9 17 26
250000 5 14 19

gr069rpu: Bracket upper bound for: If you sold any other assets and paid off any debts on these assets, about how much would you have? Other assets are anything other than: retirement plans, checking accounts, savings accounts, money market funds,CDs, Government Savings Bonds, Treasury Bills, stocks, bonds, or shares in a mutual fund;

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu822f3a, pu822f3, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1686 1537 3223
-5 PARTIAL INTERVIEW 52 56 108
-3 REFUSED 81 174 255
-2 3127 3483 6610
3000 6 8 14
20000 15 32 47
50000 15 22 37
250000 9 14 23

gr069rpe: Bracketing entry point for: If you sold any other assets and paid off any debts on these assets, about how much would you have? Other assets are anything other than: retirement plans, checking accounts, savings accounts, money market funds,CDs, Government Savings Bonds, Treasury Bills, stocks, bonds, or shares in a mutual fund;

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu822f3a, pu822f3, pasrt2_1, pasrt3_1

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 52 56 108
-2 3257 3716 6973
3000 19 42 61
20000 23 45 68
50000 19 36 55

gr080re: Do you, yourself, have any life insurance, including individual or group policies?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu823

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 53 56 109
-3 REFUSED 25 48 73
-1 DON'T KNOW 3 15 18
1 YES 2698 2655 5353
2 NO 591 1121 1712
Note: An imputed version of this variable is available in:
"Ancillary Data: Economic Imputations"

gr081re: How much money would your beneficiaries receive from your life insurance policies if you were to die?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu823b, pu823

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 53 56 109
-3 REFUSED 102 94 196
-2 619 1184 1803
-1 DON'T KNOW 149 385 534
10 - 10000 382 907 1289
10500 - 30000 475 524 999
31000 - 70000 529 411 940
72000 - 200000 727 270 997
210000 - 30,000,000 334 64 398
Note: Variable is bracketed.

Variable is flagged.

Top coded $1,300,000 on the public release

An imputed version of this variable is available in:
"Ancillary Data: Economic Imputations"

gr081reb: Response summary for: How much money would your beneficiaries receive from your life insurance policies if you were to die?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu823b, pu823

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-8 DK/R SCREENER QUESTION 28 63 91
-7 NO SUCH ASSET 591 1121 1712
-6 AMOUNT GIVEN 2445 2176 4621
-5 PARTIAL INTERVIEW - QUESTION NOT ASKED 53 56 109
-4 AMOUNT NOT ASCERTAINED 2 0 2
0 NO INFO IN BRACKETING 91 146 237
1 PARTIAL INFO IN BRACKETING 42 62 104
2 COMPLETE INFO IN BRACKETING 118 271 389

gr081rel: Bracket lower bound for: How much money would your beneficiaries receive from your life insurance policies if you were to die?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu823b, pu823

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 53 56 109
-3 REFUSED 28 63 91
-2 3036 3297 6333
0 102 202 304
2500 60 162 222
25000 41 63 104
50000 40 45 85
250000 10 7 17

gr081reu: Bracket upper bound for: How much money would your beneficiaries receive from your life insurance policies if you were to die?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu823b, pu823

Frequencies
Value Label Male Female Total
. System missing - NR 1759 1615 3374
-5 PARTIAL INTERVIEW 53 56 109
-3 REFUSED 28 63 91
-2 3036 3297 6333
2500 7 37 44
25000 53 160 213
50000 25 67 92
250000 30 31 61

gr081ree: Bracketing entry point for: How much money would your beneficiaries receive from your life insurance policies if you were to die?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu823b, pu823

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 53 56 109
-2 3066 3360 6426
2500 80 161 241
25000 85 143 228
50000 86 175 261

gr081ref: Flag for: How much money would your beneficiaries receive from your life insurance policies if you were to die?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu823b, pu823

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-2 3354 3872 7226
1 DIMINISHING TERM INSURANCE POLICY 8 6 14
3 MORE ASSETS IN THIS CATEGORY WITH VALUE UNKNOWN 0 3 3
4 ORIGINAL REPORT IN FOREIGN CURRENCY 1 1 2
6 POLICY HAS A FUNERAL COMPONENT NOT INCLUDED IN THIS VALUE 3 13 16
7 POLICY HAS A SECOND TO DIE COMPONENT NOT INCLUDED IN THIS VALUE 4 0 4

gr082re: Who are the beneficiaries of your life insurance policies?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu823c, pu823, p823skip

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 53 56 109
-4 NOT ASCERTAINED 0 1 1
-3 REFUSED 3 3 6
-2 3198 3700 6898
1 ENTIRELY TO SPOUSE 78 61 139
2 SPOUSE AND KIDS 20 24 44
3 EQUALLY TO ALL CHILDREN OR ONLY CHILD 7 37 44
4 PRIMARILY TO ONE CHILD 1 4 5
5 MULTIPLE CHILDREN (ONLY SOME) 2 4 6
6 MULTIPLE CHILDREN (ALL) 1 3 4
7 FRIEND 1 0 1
8 FORMER SPOUSE 1 0 1
9 GRANDCHILD(REN) 1 0 1
11 MULTIPLE - CHILD(REN) AND GRANDCHILD(REN) 0 1 1
12 MULTIPLE - SPOUSE AND SOME KIDS 1 0 1
13 FORMER SPOUSE AND KIDS 0 1 1
20 OTHER 3 0 3
Note: Codes 4 and greater were collapsed into code 20 on the public user data file.

gr083re: Which child is the beneficiary of your life insurance policies?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu823d, pu823c, pu823, p823skip

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 53 56 109
-2 3316 3836 7152
101 0 1 1
102 1 0 1
103 0 2 2

gr084re: Do any of your life insurance policies build up a cash value that you can borrow against, or that you would receive if the policy were to be canceled?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu823ee, pu823, pu823b

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 53 56 109
-4 NOT ASCERTAINED 3 3 6
-3 REFUSED 1 0 1
-2 1832 3171 5003
-1 DON'T KNOW 23 60 83
1 YES 934 362 1296
2 NO 524 243 767
Note: An imputed version of this variable is available in:
"Ancillary Data: Economic Imputations"

gr085re: What is the total cash value of your life insurance policies?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu823f, pu823ee, pu823, pu823b

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 53 56 109
-4 NOT ASCERTAINED 3 3 6
-3 REFUSED 16 4 20
-2 2380 3474 5854
-1 DON'T KNOW 263 183 446
300 - 10000 153 64 217
11000 - 25000 152 40 192
25242 - 50000 184 31 215
52000 - 180000 134 33 167
185000 - 2,000,000 32 7 39
Note: Variable is bracketed.

Variable is flagged

Top coded $190,000 on the public release

An imputed version of this variable is available in:
"Ancillary Data: Economic Imputations"

gr085reb: Response summary for: What is the total cash value of your life insurance policies?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu823f, pu823ee, pu823, pu823b

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-9 ITEM NOT ON PATH 1832 3171 5003
-8 DK/R SCREENER QUESTION 24 60 84
-7 NO SUCH ASSET 527 246 773
-6 AMOUNT GIVEN 655 175 830
-5 PARTIAL INTERVIEW - QUESTION NOT ASKED 53 56 109
0 NO INFO IN BRACKETING 47 44 91
1 PARTIAL INFO IN BRACKETING 34 24 58
2 COMPLETE INFO IN BRACKETING 198 119 317

gr085rel: Bracket lower bound for: What is the total cash value of your life insurance policies?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu823f, pu823ee, pu823, pu823b

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 53 56 109
-3 REFUSED 24 60 84
-2 3014 3592 6606
0 58 56 114
2500 44 35 79
10000 81 41 122
25000 76 46 122
100000 20 9 29

gr085reu: Bracket upper bound for: What is the total cash value of your life insurance policies?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu823f, pu823ee, pu823, pu823b

Frequencies
Value Label Male Female Total
. System missing - NR 1708 1499 3207
-5 PARTIAL INTERVIEW 53 56 109
-3 REFUSED 24 60 84
-2 3014 3592 6606
2500 7 6 13
10000 45 35 80
25000 73 41 114
100000 67 37 104

gr085ree: Bracketing entry point for: What is the total cash value of your life insurance policies?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu823f, pu823ee, pu823, pu823b

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 53 56 109
-2 3038 3652 6690
2500 94 58 152
10000 101 55 156
25000 84 74 158

gr085ref: Flag for: What is the total cash value of your life insurance policies?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu823f, pu823ee, pu823, pu823b

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-2 3370 3894 7264
4 ORIGINAL REPORT IN FOREIGN CURRENCY 0 1 1

gr080sp: Does your spouse have any life insurance, including individual or group policies?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu823g, married

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 54 56 110
-4 NOT ASCERTAINED 0 1 1
-3 REFUSED 29 44 73
-2 498 1055 1553
-1 DON'T KNOW 29 33 62
1 YES 1897 2172 4069
2 NO 863 534 1397
Note: An imputed version of this variable is available in:
"Ancillary Data: Economic Imputations"

gr081sp: How much money would your spouse's beneficiaries receive from your spouse's life insurance policies if they were to die?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu823i, pu823g, married

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 54 56 110
-4 NOT ASCERTAINED 0 1 1
-3 REFUSED 64 93 157
-2 1419 1666 3085
-1 DON'T KNOW 175 482 657
10 - 10000 611 339 950
11000 - 30000 422 352 774
32000 - 65000 285 368 653
67000 - 200000 269 415 684
206000 - 6,500,000 71 123 194
Note: Variable is bracketed.

Variable is flagged.

Top coded $750,000 on the public release

An imputed version of this variable is available in:
"Ancillary Data: Economic Imputations"

gr081spb: Response summary for: How much money would your spouse's beneficiaries receive from your spouse's life insurance policies if they were to die?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu823i, pu823g, married

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-9 ITEM NOT ON PATH 498 1055 1553
-8 DK/R SCREENER QUESTION 58 77 135
-7 NO SUCH ASSET 863 535 1398
-6 AMOUNT GIVEN 1658 1597 3255
-5 PARTIAL INTERVIEW - QUESTION NOT ASKED 54 56 110
0 NO INFO IN BRACKETING 92 200 292
1 PARTIAL INFO IN BRACKETING 32 88 120
2 COMPLETE INFO IN BRACKETING 115 287 402

gr081spl: Bracket lower bound for: How much money would your spouse's beneficiaries receive from your spouse's life insurance policies if they were to die?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu823i, pu823g, married

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 54 56 110
-4 NOT ASCERTAINED 0 1 1
-3 REFUSED 58 77 135
-2 3019 3187 6206
0 114 222 336
2500 62 110 172
25000 37 109 146
38411 0 1 1
50000 25 106 131
250000 1 26 27

gr081spu: Bracket upper bound for: How much money would your spouse's beneficiaries receive from your spouse's life insurance policies if they were to die?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu823i, pu823g, married

Frequencies
Value Label Male Female Total
. System missing - NR 1733 1726 3459
-5 PARTIAL INTERVIEW 54 56 110
-4 NOT ASCERTAINED 0 1 1
-3 REFUSED 58 77 135
-2 3019 3187 6206
2500 14 12 26
25000 61 98 159
50000 34 95 129
250000 18 74 92

gr081spe: Bracketing entry point for: How much money would your spouse's beneficiaries receive from your spouse's life insurance policies if they were to die?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu823i, pu823g, married

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 54 56 110
-4 NOT ASCERTAINED 0 1 1
-2 3077 3264 6341
2500 89 194 283
25000 80 191 271
38411 0 1 1
50000 70 188 258

gr081spf: Flag for: How much money would your spouse's beneficiaries receive from your spouse's life insurance policies if they were to die?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu823i, pu823g, married

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-2 3359 3887 7246
1 DIMINISHING TERM INSURANCE POLICY 1 5 6
3 MORE ASSETS IN THIS CATEGORY WITH VALUE UNKNOWN 0 3 3
6 POLICY HAS A FUNERAL COMPONENT NOT INCLUDED IN THIS VALUE 2 0 2
7 POLICY HAS A SECOND TO DIE COMPONENT NOT INCLUDED IN THIS VALUE 8 0 8

gr082sp: Who are the beneficiaries of your spouse's life insurance policies?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu823cs, pu823i, p823skip, married

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 54 56 110
-4 NOT ASCERTAINED 14 48 62
-3 REFUSED 3 3 6
-2 3210 3669 6879
-1 DON'T KNOW 0 1 1
1 ENTIRELY TO SPOUSE 63 88 151
2 SPOUSE AND KIDS 18 19 37
3 EQUALLY TO ALL CHILDREN OR ONLY CHILD 3 7 10
4 PRIMARILY TO ONE CHILD 1 0 1
5 MULTIPLE CHILDREN (ONLY SOME) 0 2 2
6 MULTIPLE CHILDREN (ALL) 0 1 1
14 R AND FORMER SPOUSE 0 1 1
15 R AND OTHER RELATIVE(S) 2 0 2
20 OTHER 2 0 2
Note: Codes 4 and greater were collapsed into code 20 on the public user data file.

gr083sp: Which child is the beneficiary of your spouse's life insurance policies?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu823ds, pu823cs, pu823i, p823skip, married

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 54 56 110
-2 3315 3839 7154
104 1 0 1

gr084sp: Do any of your spouse's life insurance policies build up a cash value that your spouse can borrow against, or that your spouse would receive if the policy were to be canceled?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu823ll, pu823g, pu823i, married

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 54 56 110
-4 NOT ASCERTAINED 2 2 4
-2 2737 2906 5643
-1 DON'T KNOW 15 124 139
1 YES 287 526 813
2 NO 275 281 556
Note: An imputed version of this variable is available in:
"Ancillary Data: Economic Imputations"

gr085sp: What is the total cash value of your spouse's life insurance policies?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu823m, pu823ll, pu823g, pu823i, married

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 54 56 110
-4 NOT ASCERTAINED 2 2 4
-3 REFUSED 7 7 14
-2 3027 3311 6338
-1 DON'T KNOW 79 290 369
25 - 9000 61 28 89
10000 - 20000 65 51 116
21000 - 45000 37 51 88
47000 - 100000 30 68 98
120000 - 1,500,000 8 31 39
Note: Variable is bracketed.

Top coded $140,000 on the public release

An imputed version of this variable is available in:
"Ancillary Data: Economic Imputations"

gr085spb: Response summary for: What is the total cash value of your spouse's life insurance policies?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu823m, pu823ll, pu823g, pu823i, married

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-9 ITEM NOT ON PATH 2737 2906 5643
-8 DK/R SCREENER QUESTION 15 124 139
-7 NO SUCH ASSET 277 283 560
-6 AMOUNT GIVEN 201 229 430
-5 PARTIAL INTERVIEW - QUESTION NOT ASKED 54 56 110
0 NO INFO IN BRACKETING 21 70 91
1 PARTIAL INFO IN BRACKETING 9 38 47
2 COMPLETE INFO IN BRACKETING 56 189 245

gr085spl: Bracket lower bound for: What is the total cash value of your spouse's life insurance policies?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu823m, pu823ll, pu823g, pu823i, married

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 54 56 110
-3 REFUSED 15 124 139
-2 3215 3418 6633
0 27 86 113
2500 20 43 63
10000 18 66 84
25000 16 82 98
100000 5 20 25

gr085spu: Bracket upper bound for: What is the total cash value of your spouse's life insurance policies?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu823m, pu823ll, pu823g, pu823i, married

Frequencies
Value Label Male Female Total
. System missing - NR 1652 1543 3195
-5 PARTIAL INTERVIEW 54 56 110
-3 REFUSED 15 124 139
-2 3215 3418 6633
2500 4 12 16
10000 21 40 61
25000 16 57 73
100000 14 76 90

gr085spe: Bracketing entry point for: What is the total cash value of your spouse's life insurance policies?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pu823m, pu823ll, pu823g, pu823i, married

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 54 56 110
-2 3230 3542 6772
2500 29 91 120
10000 29 98 127
25000 28 108 136

gr086re: Would you say it is you or your spouse who knows the most about your assets, debts and retirement plans?

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: pwho, married

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 54 56 110
-4 NOT ASCERTAINED 3 4 7
-3 REFUSED 9 9 18
-2 498 1055 1553
-1 DON'T KNOW 4 4 8
1 RESPONDENT 1535 765 2300
2 SPOUSE 754 1444 2198
3 BOTH THE SAME/ABOUT EQUAL 502 538 1040
4 IT DEPENDS/IT VARIES 11 20 31

gr100rpc: Respondent and spouse net worth, complete reports only.

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: GR023RPC, GR031RPC, GR027RPC, GR035RPC, GR061RP, GR063RP, GR065RP, GR067RP, GR069RP, GR085RE, GR085SP, GR037RP

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-1672500 - -600 32 47 79
-5 PARTIAL INTERVIEW 57 56 113
0 - 115000 502 932 1434
115400 - 244000 530 887 1417
245000 - 437000 657 760 1417
437500 - 848000 746 669 1415
850000 - 113500000 846 544 1390
Note: Net Worth. The variable replicates the construct from the 93 wave of the survey. It does not include any incomplete reports. Users are encouraged to impute data using the bracketing information and construct their own measure.

Top coded at $12,000,000 and bottom coded at -$15,000 on the public release

An imputed version of this variable is available in:
"Ancillary Data: Economic Imputations"

gr101rpc: Percent of assets held for which exact amount was given.

Data source: Graduate Respondent      Collected in: 2004      Mode: phone
Source variables: GR023RPC, GR031RPC, GR027RPC, GR035RPC, GR061RP, GR063RP, GR065RP, GR067RP, GR069RP, GR085RE, GR085SP, GR037RP

Frequencies
Value Label Male Female Total
. System missing - NR 1621 1431 3052
-5 PARTIAL INTERVIEW 57 56 113
0 - 0.67 459 1111 1570
0.69 - 0.89 567 917 1484
0.90 - 1 2287 1811 4098

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