“Do Individuals Know When They Should Be Saving for a Spouse?” by Geoffrey T. Sanzenbacher and Wenliang Hou (IB No. 19-5, March 2019, .pdf and Excel format, 7p.).
crr.bc.edu/briefs/do-individuals-know-when-they-should-be-saving-for-a-spouse/
March 14, 2019
CAAR – Center for Retirement Research at Boston College Issue Brief – March 14, 2019
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March 11, 2019
CAAR – Employee Benefit Research Institute Issue Brief – March 11, 2019
Note: EBRI requires free registration in order to access full-text content. “Retirement Savings Shortfalls: Evidence From EBRI’s 2019 Retirement Security Projection Model,” by Jack VanDerhei (March 2019, .pdf format, 14p.).
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February 15, 2019
CAAR – University of Pennsylvania, Wharton School, Pension Research Council Working Papers – February 16, 2019
A. “Trust and Retirement Preparedness: Evidence from Singapore,” by Benedict Koh, Olivia S. Mitchell, and Joelle H. Fong (WP2019-3, February 2019, .pdf format, 38p.).
pensionresearchcouncil.wharton.upenn.edu/wp-content/uploads/2019/02/WP-2019-3-Koh-et-al.pdf
B. “Ambiguity Attitudes about Investments: Evidence from the Field,” by Kanin Anantanasuwong, Roy Kouwenberg, Olivia S. Mitchell, and Kim Peijnenburg (WP2019-2, February 2019, .pdf format, 18p.).
C. “Retirement Preparedness and Financial Literacy in Singapore: How Do the Self-Employed Compare?” by Benedict Koh and Olivia S. Mitchell (WP2019-1, January 2019, .pdf format, 34p.).
pensionresearchcouncil.wharton.upenn.edu/wp-content/uploads/2019/02/WP-2019-1-Koh-and-Mitchell.pdf
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February 7, 2019
CAAR – US Senate Special Committee on Aging Hearing Testimony – February 7, 2019
“Financial Security in Retirement: Innovations and Best Practices to Promote Savings,” a hearing held February 6, 2019 (witness statements in .pdf format, video of the full hearing available at the web site, running time 1 hour 45 minutes). Note: The hearing begins at the 35 second mark.
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January 24, 2019
CAAR – Employee Benefit Research Institute Issue Brief – January 24, 2019
“How Retirement Readiness Varies by Gender and Family Status: A Retirement Savings Shortfall Assessment of Gen Xers,” by Jack VanDerhei (January 2019, .pdf format, 19p.). Note: EBRI requires free registration in order to access content.
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December 19, 2018
CAAR – UK Department of Work and Pensions Reports – December 19, 2018
A. “Enabling retirement savings for the self-employed: pensions and long-term savings trials,” (December 2018, .pdf format, 44p.).
www.gov.uk/government/publications/pensions-and-long-term-savings-trials-for-self-employed-people
B. “Automatic enrolment evaluation report 2018,” (Research Report No. 68, December 2018, .pdf format, 119p.).
www.gov.uk/government/publications/automatic-enrolment-evaluation-report-2018
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November 12, 2018
October 11, 2018
CAAR – National Bureau of Economic Research Working Papers – October 11, 2018
Links to an abstract are available. For full text availability check your organization’s library.
A. “Happiness at Different Ages: The Social Context Matters,” by John F. Helliwell, Max B. Norton, Haifang Huang, and Shun Wang (w25121, October 2018, .pdf format, 36p.).
B. “Navigating Complex Financial Decisions at Retirement: Evidence from Annuity Choices in Public Sector Pensions,” by Robert L. Clark, Robert G. Hammond, and David Vanderweide (w25129, October 2018, .pdf format, 34p.).
C. “Fatal Attraction? Extended Unemployment Benefits, Labor Force Exits, and Mortality,” by Andreas Kuhn, Stefan Staubli, Jean-Philippe Wuellrich, and Josef Zweimüller (w25124, October 2018, .pdf format, 42p.).
D. “How Will Persistent Low Expected Returns Shape Household Economic Behavior?” by Vanya Horneff, Raimond Maurer, and Olivia S. Mitchell (w25133, October 2018, .pdf format, 20p.).
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September 24, 2018
CAAR – AARP Public Policy Institute Report – September 24, 2018
“Saving at Work for a Rainy Day: Perspectives from Employees,” by Catherine Harvey, David John, and Kathi Brown (September 2018, .pdf format, 40p.).
www.aarp.org/ppi/info-2018/saving-at-work-for-a-rainy-day-perspectives-from-employees.html
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September 11, 2018
CAAR – Employee Benefit Research Institute Issue Brief – September 11, 2018
“Perceived Helpfulness of Financial Well-being Programs: Results From the 2017 and 2018 Retirement Confidence Survey,” by Craig Copeland (EBRI Issue Brief No. 457, September 2018, .pdf format, 19p.).
www.ebri.org/publications/ib/index.cfm?fa=ibDisp&content_id=3708
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September 10, 2018
CAAR – Oxford University Press Book – September 10, 2018
How Persistent Low Returns Will Shape Saving and Retirement, edited by Olivia S. Mitchell, Robert Clark, and Raimond Maurer (August 2018, ISBN: 9780198827443, 256p.).
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August 29, 2018
CAAR – University of Pennsylvania, Wharton School, Pension Research Council Working Paper – August 29, 2018
“How Financial Literacy and Impatience Shape Retirement Wealth and Investment Behaviors,” by Justine Hastings and Olivia S. Mitchell (WP2018-10, August 2018, .pdf format, 26p.).
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August 23, 2018
CAAR – Center for Retirement Research at Boston College Issue Brief – August 23, 2018
“How Do Fees Affect Plans’ Ability to Beat Their Benchmarks?” by Jean-Pierre Aubry and Caroline V. Crawford (SLP No. 61, August 2018, .pdf format, 8p.).
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August 22, 2018
CAAR – Pew Charitable Trust Issue Brief – August 22, 2018
“Will Congress Act on Retirement Savings? A summary of current legislative proposals,” by John Scott (August 2018, .pdf format, 8p.).
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July 18, 2018
CAAR – University of Pennsylvania, Wharton School, Pension Research Council Working Paper – July 18, 2018
“How Will Persistent Low Expected Returns Shape Household Behavior?” by Vanya Horneff, Raimond Maurer, and Olivia S. Mitchell (WP2018-7, July 2018, .pdf format, 18p.).
pensionresearchcouncil.wharton.upenn.edu/wp-content/uploads/2018/07/WP-2018-7-Horneff-et-al.pdf
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June 28, 2018
CAAR – Center for Retirement Research at Boston College Issue Brief – June 28, 2018
“Do Young Adults with Student Debt Save Less for Retirement?” by Matthew S. Rutledge, Geoffrey T. Sanzenbacher, and Francis M. Vitagliano (IB No. 18-13, June 2018, .pdf and Excel format, 8p.).
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CAAR – Employee Benefit Research Institute Issue Brief – June 28, 2018
“Current Population Survey: Issues Continue for Retirement Plan Participation and Retiree Income Estimates,” by Craig Copeland (EBRI Issue Brief No. 452, June 2018, .pdf format, 17p.).
www.ebri.org/publications/ib/index.cfm?fa=ibDisp&content_id=3644
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May 24, 2018
CAAR – US Government Accountability Office Report – May 24, 2018
“Retirement Plan Investing: Clearer Information on Consideration of Environmental Social and Governance Factors Would Be Helpful,” (GAO-18-398, May 2018, .pdf format, 63p.).
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April 17, 2018
CAAR – US House Small Business Committee, Subcommittee on Economic Growth, Tax, and Capital Access Hearing Testimony – April 17, 2018
“Small Business Retirement Plans and the IRS’ Employee Plans Fee Change,” a hearing held April 17, 2018 (witness statements available in .pdf format, video of the full hearing available at the site, running time 40 minutes 40 seconds). Note: The hearing begins at the 11:11 mark.
smallbusiness.house.gov/calendar/eventsingle.aspx?EventID=400758
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March 5, 2018
CAAR – US Government Accountability Office Report – March 5, 2018
“Workplace Retirement Accounts: Better Guidance and Information Could Help Plan Participants at Home and Abroad Manage Their Retirement Savings,” (GAO-18-19, January 2018, .pdf format, 86p.).
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February 13, 2018
CAAR – National Bureau of Economic Research Working Papers – February 13, 2018
Links to an abstract are available. For full text availability check your organization’s library.
A. “The Comparative Advantage of Medicare Advantage,” by Joseph P. Newhouse, Mary Beth Landrum, Mary Price, J. Michael McWilliams, John Hsu, and Thomas McGuire (w24289, February 2018, .pdf format, 33p.).
B. “Earnings Test, Non-actuarial Adjustments and Flexible Retirement, by Axel H. Boersch-Supan, Klaus Haertl, and Duarte N. Leite (w24294, February 2018, .pdf format, 49p.).
C. “How Persistent Low Expected Returns Alter Optimal Life Cycle Saving, Investment, and Retirement Behavior,” by Vanya Horneff, Raimond Maurer, and Olivia S. Mitchell (w24311, February 2018, .pdf format, 18p.).
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February 6, 2018
CAAR – US Senate Committee on Health, Education, Labor and Pensions, Subcommittee on Primary Health and Retirement Security Hearing Testimony – February 6, 2018
“Exploring the ‘Gig Economy’ and the Future of Retirement Savings,” a hearing held February 6, 2018 (witness statements available in .pdf format, video of the full hearing available at the site, running time 1 hour 24 minutes).
www.help.senate.gov/hearings/exploring-the-gig-economy-and-the-future-of-retirement-savings
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February 5, 2018
CAAR – National Seniors Australia Report- February 5, 2018
“Hope for the best, plan for the worst? Insights into our planning for a longer life,” (February 2018, .pdf format, 27p.).
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January 24, 2018
CAAR – Center for Economic Studies/Ifo Institute for Economic Research (CESifo) [Munich, Bavaria, Germany] Working Paper – January 24, 2018
“Do Retirement Savings Increase in Response to Information About Retirement and Expected Pensions?” by Mathias Dolls, Philipp Dorrenberg, Andreas Peichl and Holger Stichnoth (CESifo Working Paper No. 6842, January 2018, .pdf format, 35p.). Note: Links to the abstract and the full text of the paper available at:
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January 2, 2018
CAAR – Employee Benefit Research Institute Periodical – January 2, 2018
EBRI Note (Vol. 38, No. 10, December 2017, .pdf format, 9p.). Note: “Savings Medicare Beneficiaries Need for Health Expenses: Some Couples Could Need as Much as $370,000, Up from $350,000 in 2016,” by Paul Fronstin and Jack VanDerhei.
www.ebri.org/publications/notes/index.cfm?fa=notesDisp&content_id=3525
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November 30, 2017
CAAR – Center for Retirement Research at Boston College Issue Briefs – November 30, 2017
A. “Dodged a Bullet? “Rothification” Likely to Reduce Retirement Saving,” by Alicia H. Munnell and Gal Wettstein (IB No. 17-20, November 2017, .pdf format, 7p.).
Dodged a Bullet? “Rothification” Likely to Reduce Retirement Saving
B. “Is Working Longer a Good Prescription for All?” by Geoffrey T. Sanzenbacher and Steven A. Sass (IB No. 17-21, November 2017, .pdf format, 7p.).
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November 16, 2017
CAAR – Center for Retirement Research at Boston College Issue Brief – November 16, 2017
“Dodged a Bullet? “Rothification” Likely to Reduce Retirement Saving,” by Alicia H. Munnell and Gal Wettstein (IB No. 17-20, November 2017, .pdf format, 8p.).
crr.bc.edu/briefs/dodged-a-bullet-rothification-likely-to-reduce-retirement-saving/
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October 19, 2017
CAAR – US Government Accountability Office Report – October 19, 2017
“The Nation’s Retirement System: A Comprehensive Re-evaluation Is Needed to Better Promote Future Retirement Security,” (GAO-18-111SP, October 2017, .pdf format, 173p.).
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October 3, 2017
CAAR – Center for Retirement Research at Boston College Working Paper – October 3, 2017
“Can Knowledge Empower Women to Save More for Retirement?” by Drew M. Anderson and J. Michael Collins (WP No. 2017-12, September 2017, .pdf format, 29p.). Note: Links to the abstract and the full text of the paper available at:
crr.bc.edu/working-papers/can-knowledge-empower-women-to-save-more-for-retirement-2/
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September 19, 2017
CAAR – Center for Retirement Research at Boston College Issue Briefs – September 19, 2017
A. “The Impact of Raising Children on Retirement Security,” by Alicia H. Munnell, Wenliang Hou, and Geoffrey T. Sanzenbacher (IB No. 17-16, September 2017, .pdf format, 10p.).
crr.bc.edu/briefs/the-impact-of-raising-children-on-retirement-security/
B. “Are Many Retirees With Dementia Lacking Help?” by Anek Belbase, Geoffrey T. Sanzenbacher, and Sara Ellen King (IB No. 17-15, August 2017, .pdf format, 7p.).
crr.bc.edu/briefs/are-many-retirees-with-dementia-lacking-help/
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July 27, 2017
CAAR – Center for Economic Studies/Ifo Institute for Economic Research (CESifo) [Munich, Bavaria, Germany] Working Paper – July 27, 2017
“Why Mandate Young Borrowers to Contribute to their Retirement Accounts?” by Torben M. Andersen and Joydeep Bhattacharya (CESifo Working Paper No. 6577, July 2017, .pdf format, 45p.). Note: Links to the abstract and the full text of the paper available at:
www.cesifo-group.de/ifoHome/publications/working-papers/CESifoWP/CESifoWPdetails?wp_id=19335589
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July 24, 2017
CAAR – International Longevity Centre [UK] Report – July 24, 2017
“The Global Savings Gap,” by Ben Franklin and Dean Hochlaf (June 2017, .pdf format, 72p.).
www.ilcuk.org.uk/index.php/publications/publication_details/the_global_savings_gap
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July 21, 2017
CAAR – Center for Retirement Research at Boston College Working Paper – July 21, 2017
“The Relative Effects of Economic and Non-Economic Factors on Taxpayers’ Preferences Between Front-Loaded and Back-Loaded Retirement Savings Plans,” by Andrew D. Cuccia, Marcus M. Doxey, and Shane R. Stinson (WP 2017-7, July 2017, .pdf format, 46p.). Note: Links to the abstract and the full text of the paper available at:
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June 29, 2017
CAAR – US House Committee on Financial Services, Subcommittee on Monetary Policy and Trade Hearing Testimony – June 29, 2017
“The Federal Reserve’s Impact on Main Street, Retirees, and Savings,” a hearing held June 28, 2017 (witness statements available in .pdf format, video of the full hearing available at the site, running time 2 hour 13 minutes). Note: Hearing begins at the 21:00 mark and ends at the 2:34:07 mark.
financialservices.house.gov/calendar/eventsingle.aspx?EventID=402046
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June 27, 2017
CAAR – UK Office for National Statistics Article – June 27, 2017
“Early indicator estimates from the Wealth and Assets Survey: attitudes towards saving for retirement, credit commitments and debt burden, July 2016 to Dec 2016,” (June 2017, .pdf and HTML format, 27p.).
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June 15, 2017
May 19, 2017
CAAR – Pew Charitable Trusts Issue Brief – May 19, 2017
“Retirement Plan Knowledge Among State and Local Government Workers Under 40,” (May 2017, .pdf format, 7p.).
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May 18, 2017
CAAR – US House Committee on Education and the Workforce, Subcommittee on Health, Employment, Labor, and Pensions Hearing Testimony – May 18, 2017
“Regulatory Barriers Facing Workers and Families Saving for Retirement,” a hearing held May 17, 2017 (witness statements available in .pdf format, video of the full hearing available at the site, running time 1 hour 53 minutes). Note: The hearing begins at the 24:12 mark.
edworkforce.house.gov/calendar/eventsingle.aspx?EventID=401647
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May 4, 2017
CAAR – AARP Public Policy Institute Factsheets – May 4, 2017
A. “Liquid Savings of Working Households Ages 50-64,” by William Shiflett and Catherine Harvey (May 2017, .pdf format, 4p.).
www.aarp.org/ppi/info-2017/liquid-savings-of-working-households.html
B. “Low-Income Housing Tax Credits: Meeting the Demand for Affordable Rental Housing,” by Brad Gudzinas (May 2017, .pdf format, 3p.).
www.aarp.org/ppi/info-2017/low-income-housing-tax-credits.html
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May 2, 2017
CAAR – Center for Retirement Research at Boston College Issue Brief – May 2, 2017
“Who Contributes to Individual Retirement Accounts?” by Anqi Chen and Alicia H. Munnell (IB 17-8, April 2017, .pdf format, 8p.).
crr.bc.edu/briefs/who-contributes-to-individual-retirement-accounts/
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CAAR – AARP Public Policy Institute Report – May 2, 2017
“Fiscal Savings to States of Helping People Save More for Their Own Retirement,” by William Shiflett and Catherine Harvey (April 2017, .pdf format).
www.aarp.org/ppi/info-2017/State-Fiscal-Savings-Fact-Sheets.html
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April 7, 2017
CAAR – Statistics Canada/Statistique Canada Report – April 7, 2017
“The Effects of Education on Canadians’ Retirement Savings Behaviour,” by Derek Messacar (Analytical Studies Branch Research Paper No. 391, March 2017, .pdf and HTML format, 32p.).
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February 21, 2017
CAAR – Rand Corporation Labor and Population Program Working Paper – February 21, 2017
“Household Retirement Saving: The Location of Savings Between Spouses,” by Katherine Grace Carman and Angela Hung (WR1166, January 2017, .pdf format, 62p.). Note: Links to the abstract and the full text of the paper available at:
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February 9, 2017
CAAR – Employee Benefits Research Institute Issue Brief – February 9, 2017
“How Does the Level of Household Savings Affect Preference for Immediate Annuities?” by Sudipto Banerjee (Issue Brief No. 430, February 2017, .pdf format, 20p.).
www.ebri.org/publications/ib/index.cfm?fa=ibDisp&content_id=3415
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February 8, 2017
CAAR – Rand Corporation Labor and Population Program Working Paper – February 8, 2017
“Household Retirement Saving: The Location of Savings Between Spouses,” by Katherine Grace Carman and Angela Hung (WR-1166, January 2017, .pdf format, 62p.). Note: Links to the abstract and the full text of the paper available at:
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February 7, 2017
December 22, 2016
CAAR – Luxembourg Income Study/Luxembourg Wealth Study Working Paper – December 22, 2016
“Who is Eager to Save for Retirement – The Cross-Country Evidence,” by Anna Kaliciak, Radoslaw Kurach and Walid Merouani (LWS Working Paper No. 23, December 2016, .pdf format, 58p.).
Abstract:
In this study we challenge the problem of inadequate voluntary pension saving looking for its behavioural determinants. By exploring the Luxembourg Wealth Study dataset for four countries (Greece, Italy, United Kingdom and United States) we argue that financial risk aversion and intertemporal choices significantly affect the individuals? propensity to save for retirement. Moreover, we verify the links between these two behavioural factors and sociodemographic characteristics of the investigated societies which should have practical implications for regulatory framework.
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December 1, 2016
CAAR – UK Department of Work and Pensions Report – December 1, 2016
“Workplace pension participation and saving trends: 2005 to 2015,” (December 2016, .pdf and Excel format, 16p.).
www.gov.uk/government/statistics/workplace-pension-participation-and-saving-trends-2005-to-2015
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October 20, 2016
CAAR – Center for Economic Studies/Ifo Institute for Economic Research (CESifo) [Munich, Bavaria, Germany] Working Paper – October 20, 2016
“Does the Expansion of Public Long-Term Care Funding Affect Savings Behaviour?” by Joan Costa-i-Font and Cristina Vilaplana (CESifo Working Paper No. 6135, October 2016, .pdf format, 34p.). Note: Links to the abstract and the full text of the paper available at:
www.cesifo-group.de/ifoHome/publications/working-papers/CESifoWP/CESifoWPdetails?wp_id=19255826
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October 4, 2016
CAAR – Inter-American Development Bank Working Paper – October 4, 2016
“The Effect of Non-contributory Pensions on Saving in Mexico,” by Jorge Alonso, Catalina Amuedo-Dorantes and Laura Juarez (WP-630, October 2016, .pdf format, 42p.). Note: Links to the abstract and the full text of the paper available at:
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