Links to an abstract are available. For full text availability check your organization’s library. “Impact of Defaults in Retirement Saving Plans: Public Employee Plans,” by Robert L. Clark and Denis Pelletier (w26234, September 2019, .pdf format, 35p.).
“Emergency Savings: The Reality of Workers’ Liquid Savings — Evidence From the Survey of Consumer Finances,” by Craig Copeland (August 2019, .pdf format, 20p.).
“Who Is a Passive Saver under Opt-In and Auto-Enrollment?” by Gopi Shah Goda, Matthew R. Levy, Colleen Flaherty Manchester, Aaron J. Sojourner, and Joshua Tasoff (Discussion Paper No. 12497, July 2019, .pdf format, 44p.). Note: Links to the abstract and the full text of this paper available at:
“Half of California Private Sector Workers Have No Retirement Assets,” by Nari Rhee (July 2019, .pdf format, 16p.).
laborcenter.berkeley.edu/pdf/2019/Retirement-in-California.pdf
Links to an abstract are available. For full text availability check your organization’s library.
A. “SeaTE: Subjective ex ante Treatment Effect of Health on Retirement,” by Pamela Giustinelli and Matthew D. Shapiro (w26087, July 2019, .pdf format, 56p.).
B. “Who is a Passive Saver Under Opt-In and Auto-Enrollment?” by Gopi Shah Goda, Matthew R. Levy, Colleen Flaherty Manchester, Aaron Sojourner, and Joshua Tasoff (w26078, July 2019, .pdf format, 44p.).
“The Effect of the Employer Match and Defaults on Federal Workers’ Savings Behavior in the Thrift Savings Plan,” by Justin Falk and Nadia Karamchev (Working Paper 2019-06, July 2019, .pdf format, 63p.). Note: Links to the abstract and the full text of this paper available at:
“Why Are So Many Households Unable to Cover a $400 Unexpected Expense?” by Anqi Chen (IB No. 19-11, July 2019, .pdf and Excel format, 9p.).
crr.bc.edu/briefs/why-are-so-many-households-unable-to-cover-a-400-unexpected-expense/
“Achieving Economies of Scale in State-Facilitated Retirement Savings Programs: The Case for Multi-State Collaboration,” by Angela M. Antonelli, J. Mark Iwry, and David C. John (June 2019, .pdf format, 31p.).
www.aarp.org/ppi/info-2019/achieving-economies-of-scale.html
Links to an abstract are available. For full text availability check your organization’s library. “Borrowing to Save? The Impact of Automatic Enrollment on Debt,” by John Beshears, James J. Choi, David Laibson, Brigitte C. Madrian, and William L. Skimmyhorn (w25876, May 2019, .pdf format, 45p.).
“Challenges in the Retirement System,” a hearing held May 14, 2019 (witness statements available in .pdf format, video of the full hearing available at the site, running time 2 hours 7 minutes). Note: The hearing begins at the 30:45 mark.
www.finance.senate.gov/hearings/challenges-in-the-retirement-system
“Keeping Our Promise to America’s Seniors: Retirement Security in the 21st Century,” a hearing held May 15, 2019 (witness statements available in .pdf format, video of the full hearing available at the site, running time 2 hours 37 minutes). Note: Hearing begins at the 10:40 mark.
“Savings Medicare Beneficiaries Need for Health Expenses in 2019: Some Couples Could Need as Much as $363,000,” by Paul Fronstin and Jack VanDerhei (May 2019, .pdf format, 10p.). Note: EBRI requires free registration to access full-text.
www.ebri.org/content/savings-medicare-beneficiaries-need-for-health-expenses-in-2019
“Retirement Savings: Additional Data and Analysis Could Provide Insight into Early Withdrawals,” (GAO-19-179, March 2019, .pdf format, 60p.).
“Do People Save More After They Marry?” by Geoffrey T. Sanzenbacher and Wenliang Hou (IB No. 19-7, April 2019, .pdf and Excel format, 7p.).
A. “How will retirement saving change by 2050? Prospects for the millennial generation,” by William G. Gale, Hilary Gelfond, and Jason Fichtner (March 2019, .pdf format, 49p.).
B. ““RESA”: A look at 2019 legislative proposals to improve retirement security and saving,” by Martin Neil Baily, Benjamin H. Harris, and J. Mark Iwry (March 2019, .pdf format, 14p.).
A. “Medicare and Medicaid: CMS Should Assess Documentation Necessary to Identify Improper Payments,” (GAO-19-277, March 2019, .pdf format, 60p.).
www.gao.gov/products/GAO-19-277
B. “Retirement Security: Most Households Approaching Retirement Have Low Savings, an Update,” (GAO-19-442R, March 2019, .pdf format, 4p.).
“Do Individuals Know When They Should Be Saving for a Spouse?” by Geoffrey T. Sanzenbacher and Wenliang Hou (IB No. 19-5, March 2019, .pdf and Excel format, 7p.).
crr.bc.edu/briefs/do-individuals-know-when-they-should-be-saving-for-a-spouse/
Note: EBRI requires free registration in order to access full-text content. “Retirement Savings Shortfalls: Evidence From EBRI’s 2019 Retirement Security Projection Model,” by Jack VanDerhei (March 2019, .pdf format, 14p.).
A. “Trust and Retirement Preparedness: Evidence from Singapore,” by Benedict Koh, Olivia S. Mitchell, and Joelle H. Fong (WP2019-3, February 2019, .pdf format, 38p.).
pensionresearchcouncil.wharton.upenn.edu/wp-content/uploads/2019/02/WP-2019-3-Koh-et-al.pdf
B. “Ambiguity Attitudes about Investments: Evidence from the Field,” by Kanin Anantanasuwong, Roy Kouwenberg, Olivia S. Mitchell, and Kim Peijnenburg (WP2019-2, February 2019, .pdf format, 18p.).
C. “Retirement Preparedness and Financial Literacy in Singapore: How Do the Self-Employed Compare?” by Benedict Koh and Olivia S. Mitchell (WP2019-1, January 2019, .pdf format, 34p.).
pensionresearchcouncil.wharton.upenn.edu/wp-content/uploads/2019/02/WP-2019-1-Koh-and-Mitchell.pdf
“Financial Security in Retirement: Innovations and Best Practices to Promote Savings,” a hearing held February 6, 2019 (witness statements in .pdf format, video of the full hearing available at the web site, running time 1 hour 45 minutes). Note: The hearing begins at the 35 second mark.
“How Retirement Readiness Varies by Gender and Family Status: A Retirement Savings Shortfall Assessment of Gen Xers,” by Jack VanDerhei (January 2019, .pdf format, 19p.). Note: EBRI requires free registration in order to access content.
A. “Enabling retirement savings for the self-employed: pensions and long-term savings trials,” (December 2018, .pdf format, 44p.).
www.gov.uk/government/publications/pensions-and-long-term-savings-trials-for-self-employed-people
B. “Automatic enrolment evaluation report 2018,” (Research Report No. 68, December 2018, .pdf format, 119p.).
www.gov.uk/government/publications/automatic-enrolment-evaluation-report-2018
Links to an abstract are available. For full text availability check your organization’s library.
A. “Happiness at Different Ages: The Social Context Matters,” by John F. Helliwell, Max B. Norton, Haifang Huang, and Shun Wang (w25121, October 2018, .pdf format, 36p.).
B. “Navigating Complex Financial Decisions at Retirement: Evidence from Annuity Choices in Public Sector Pensions,” by Robert L. Clark, Robert G. Hammond, and David Vanderweide (w25129, October 2018, .pdf format, 34p.).
C. “Fatal Attraction? Extended Unemployment Benefits, Labor Force Exits, and Mortality,” by Andreas Kuhn, Stefan Staubli, Jean-Philippe Wuellrich, and Josef Zweimüller (w25124, October 2018, .pdf format, 42p.).
D. “How Will Persistent Low Expected Returns Shape Household Economic Behavior?” by Vanya Horneff, Raimond Maurer, and Olivia S. Mitchell (w25133, October 2018, .pdf format, 20p.).
“Saving at Work for a Rainy Day: Perspectives from Employees,” by Catherine Harvey, David John, and Kathi Brown (September 2018, .pdf format, 40p.).
www.aarp.org/ppi/info-2018/saving-at-work-for-a-rainy-day-perspectives-from-employees.html
“Perceived Helpfulness of Financial Well-being Programs: Results From the 2017 and 2018 Retirement Confidence Survey,” by Craig Copeland (EBRI Issue Brief No. 457, September 2018, .pdf format, 19p.).
www.ebri.org/publications/ib/index.cfm?fa=ibDisp&content_id=3708
How Persistent Low Returns Will Shape Saving and Retirement, edited by Olivia S. Mitchell, Robert Clark, and Raimond Maurer (August 2018, ISBN: 9780198827443, 256p.).
“How Financial Literacy and Impatience Shape Retirement Wealth and Investment Behaviors,” by Justine Hastings and Olivia S. Mitchell (WP2018-10, August 2018, .pdf format, 26p.).
“How Do Fees Affect Plans’ Ability to Beat Their Benchmarks?” by Jean-Pierre Aubry and Caroline V. Crawford (SLP No. 61, August 2018, .pdf format, 8p.).
“Will Congress Act on Retirement Savings? A summary of current legislative proposals,” by John Scott (August 2018, .pdf format, 8p.).
“How Will Persistent Low Expected Returns Shape Household Behavior?” by Vanya Horneff, Raimond Maurer, and Olivia S. Mitchell (WP2018-7, July 2018, .pdf format, 18p.).
pensionresearchcouncil.wharton.upenn.edu/wp-content/uploads/2018/07/WP-2018-7-Horneff-et-al.pdf
“Do Young Adults with Student Debt Save Less for Retirement?” by Matthew S. Rutledge, Geoffrey T. Sanzenbacher, and Francis M. Vitagliano (IB No. 18-13, June 2018, .pdf and Excel format, 8p.).
“Current Population Survey: Issues Continue for Retirement Plan Participation and Retiree Income Estimates,” by Craig Copeland (EBRI Issue Brief No. 452, June 2018, .pdf format, 17p.).
www.ebri.org/publications/ib/index.cfm?fa=ibDisp&content_id=3644
“Retirement Plan Investing: Clearer Information on Consideration of Environmental Social and Governance Factors Would Be Helpful,” (GAO-18-398, May 2018, .pdf format, 63p.).
“Small Business Retirement Plans and the IRS’ Employee Plans Fee Change,” a hearing held April 17, 2018 (witness statements available in .pdf format, video of the full hearing available at the site, running time 40 minutes 40 seconds). Note: The hearing begins at the 11:11 mark.
smallbusiness.house.gov/calendar/eventsingle.aspx?EventID=400758
“Workplace Retirement Accounts: Better Guidance and Information Could Help Plan Participants at Home and Abroad Manage Their Retirement Savings,” (GAO-18-19, January 2018, .pdf format, 86p.).
Links to an abstract are available. For full text availability check your organization’s library.
A. “The Comparative Advantage of Medicare Advantage,” by Joseph P. Newhouse, Mary Beth Landrum, Mary Price, J. Michael McWilliams, John Hsu, and Thomas McGuire (w24289, February 2018, .pdf format, 33p.).
B. “Earnings Test, Non-actuarial Adjustments and Flexible Retirement, by Axel H. Boersch-Supan, Klaus Haertl, and Duarte N. Leite (w24294, February 2018, .pdf format, 49p.).
C. “How Persistent Low Expected Returns Alter Optimal Life Cycle Saving, Investment, and Retirement Behavior,” by Vanya Horneff, Raimond Maurer, and Olivia S. Mitchell (w24311, February 2018, .pdf format, 18p.).
“Exploring the ‘Gig Economy’ and the Future of Retirement Savings,” a hearing held February 6, 2018 (witness statements available in .pdf format, video of the full hearing available at the site, running time 1 hour 24 minutes).
www.help.senate.gov/hearings/exploring-the-gig-economy-and-the-future-of-retirement-savings
“Hope for the best, plan for the worst? Insights into our planning for a longer life,” (February 2018, .pdf format, 27p.).
“Do Retirement Savings Increase in Response to Information About Retirement and Expected Pensions?” by Mathias Dolls, Philipp Dorrenberg, Andreas Peichl and Holger Stichnoth (CESifo Working Paper No. 6842, January 2018, .pdf format, 35p.). Note: Links to the abstract and the full text of the paper available at:
EBRI Note (Vol. 38, No. 10, December 2017, .pdf format, 9p.). Note: “Savings Medicare Beneficiaries Need for Health Expenses: Some Couples Could Need as Much as $370,000, Up from $350,000 in 2016,” by Paul Fronstin and Jack VanDerhei.
www.ebri.org/publications/notes/index.cfm?fa=notesDisp&content_id=3525
A. “Dodged a Bullet? “Rothification” Likely to Reduce Retirement Saving,” by Alicia H. Munnell and Gal Wettstein (IB No. 17-20, November 2017, .pdf format, 7p.).
Dodged a Bullet? “Rothification” Likely to Reduce Retirement Saving
B. “Is Working Longer a Good Prescription for All?” by Geoffrey T. Sanzenbacher and Steven A. Sass (IB No. 17-21, November 2017, .pdf format, 7p.).
“Dodged a Bullet? “Rothification” Likely to Reduce Retirement Saving,” by Alicia H. Munnell and Gal Wettstein (IB No. 17-20, November 2017, .pdf format, 8p.).
crr.bc.edu/briefs/dodged-a-bullet-rothification-likely-to-reduce-retirement-saving/
“The Nation’s Retirement System: A Comprehensive Re-evaluation Is Needed to Better Promote Future Retirement Security,” (GAO-18-111SP, October 2017, .pdf format, 173p.).
“Can Knowledge Empower Women to Save More for Retirement?” by Drew M. Anderson and J. Michael Collins (WP No. 2017-12, September 2017, .pdf format, 29p.). Note: Links to the abstract and the full text of the paper available at:
crr.bc.edu/working-papers/can-knowledge-empower-women-to-save-more-for-retirement-2/
A. “The Impact of Raising Children on Retirement Security,” by Alicia H. Munnell, Wenliang Hou, and Geoffrey T. Sanzenbacher (IB No. 17-16, September 2017, .pdf format, 10p.).
crr.bc.edu/briefs/the-impact-of-raising-children-on-retirement-security/
B. “Are Many Retirees With Dementia Lacking Help?” by Anek Belbase, Geoffrey T. Sanzenbacher, and Sara Ellen King (IB No. 17-15, August 2017, .pdf format, 7p.).
crr.bc.edu/briefs/are-many-retirees-with-dementia-lacking-help/
“Why Mandate Young Borrowers to Contribute to their Retirement Accounts?” by Torben M. Andersen and Joydeep Bhattacharya (CESifo Working Paper No. 6577, July 2017, .pdf format, 45p.). Note: Links to the abstract and the full text of the paper available at:
www.cesifo-group.de/ifoHome/publications/working-papers/CESifoWP/CESifoWPdetails?wp_id=19335589
“The Global Savings Gap,” by Ben Franklin and Dean Hochlaf (June 2017, .pdf format, 72p.).
www.ilcuk.org.uk/index.php/publications/publication_details/the_global_savings_gap
“The Relative Effects of Economic and Non-Economic Factors on Taxpayers’ Preferences Between Front-Loaded and Back-Loaded Retirement Savings Plans,” by Andrew D. Cuccia, Marcus M. Doxey, and Shane R. Stinson (WP 2017-7, July 2017, .pdf format, 46p.). Note: Links to the abstract and the full text of the paper available at:
“The Federal Reserve’s Impact on Main Street, Retirees, and Savings,” a hearing held June 28, 2017 (witness statements available in .pdf format, video of the full hearing available at the site, running time 2 hour 13 minutes). Note: Hearing begins at the 21:00 mark and ends at the 2:34:07 mark.
financialservices.house.gov/calendar/eventsingle.aspx?EventID=402046
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