“Are Retirement Planning Tools Substitutes or Complements to Financial Capability?” by Gopi Shah Goda, Matthew R. Levy, Colleen Flaherty Manchester, Aaron Sojourner, Joshua Tasoff, Jiusi Xiao (Discussion Paper No. 15758, November 2022, .pdf format, 66p.). Note: A link to the abstract and the full-text of this paper is available at:
December 14, 2022
CAAR – Institute for the Study of Labor (IZA) [University of Bonn, Germany] Working Paper – December 14, 2022
December 12, 2022
CAAR – Institute for Fiscal Studies [UK] Working Paper – December 12, 2022
“Savings after retirement,” by John Bailey Jones, Eric French, and Rory McGee (WP2022-53, December 2022, .pdf format, 36p.). Note: A link to the abstract and the full-text of this paper is available at:
December 8, 2022
CAAR – Center for Retirement Research at Boston College Issue Briefs – December 8, 2022
A. “Public Pension Investment Update: Have Alternatives Helped or Hurt?” by Jean-Pierre Aubry (IB No. 22-20, November 2022, .pdf and Excel format, 11p.).
crr.bc.edu/briefs/public-pension-investment-update-have-alternatives-helped-or-hurt/
B. “How Does Local Cost-of-Living Affect Retirement?” by Laura D. Quinby and Gal Wettstein (IB No. 22-21, December 2022, .pdf and Excel format, 6p.).
crr.bc.edu/briefs/how-does-local-cost-of-living-affect-retirement/
November 29, 2022
CAAR – US Senate Special Committee on Aging Hearing Testimony – November 29, 2022
“Issues Facing Seniors: Retirement Security, Healthcare, & Fiscal Health,” a hearing held November 21, 2022 (witness statements available in .pdf format, video of the full hearing available at the site, running time 1 hour 44 minutes). Note: The hearing begins at the 15″3- mark.
www.aging.senate.gov/hearings/issues-facing-seniors-retirement-security-healthcare-and-fiscal-health
CAAR – University of Pennsylvania, Wharton School, Pension Research Council Working Paper – November 29, 2022
“Financial Regret at Older Ages and Longevity Awareness,” by Abigail Hurwitz and Olivia S. Mitchell (WP2022-25, November 2022, .pdf format, 19p.). Note: A link to the abstract and the full-text of this paper is available at:
November 18, 2022
October 21, 2022
CAAR – Federal Reserve Bank of Chicago Working Paper – October 21, 2022
“Set It and Forget It? Financing Retirement in an Age of Defaults,” by Lucas Goodman, Anita Mukherjee, and Shanthi Ramnath (Working Paper No. 2022-50, October 2022, .pdf format, 62p.). Note: A link to the abstract and the full-text of this paper is available at:
October 12, 2022
CAAR – Employee Benefit Research Institute Issue Brief – October 12, 2022
“2022 Spending in Retirement Survey: Understanding the Pandemic’s Impact,” by Bridget Bearden (October 2022, .pdf format, 24p.). Note: EBRI requires free registration prior to providing access to full text.
www.ebri.org/content/2022-spending-in-retirement-survey-understanding-the-pandemic-s-impact
October 11, 2022
CAAR – Urban Institute Report – October 11, 2022
“How Might Millennials Fare in Retirement?” by Richard W. Johnson and Karen E. Smith (September 2022, .pdf and HTML format, 55p.).
www.urban.org/research/publication/how-might-millennials-fare-retirement
September 16, 2022
CAAR – Center for Retirement Research at Boston College Issue Brief – September 16, 2022
“After 50 Years of Progress, How Prepared Are Women for Retirement?” by Alicia H. Munnell, Siyan Liu and Laura D. Quinby (IB No. 22-15, September 2022, .pdf and Excel format, 8p.).
crr.bc.edu/briefs/after-50-years-of-progress-how-prepared-are-women-for-retirement-2/
September 6, 2022
CAAR – Employee Benefits Research Institute Issue Brief – September 6, 2022
“The Perfect Storm — Factors Contributing to Lower Retirement Confidence Among Women Who Are Not Married,” by Craig Copeland (August 2022, .pdf format, 37p.). Note: EBRI requires free registration prior to providing access to the full-text.
August 29, 2022
CAAR – US Government Accountability Office Report – August 29, 2022
“Retirement Security: Recent Efforts by Other Countries to Expand Plan Coverage and Facilitate Savings,” (GAO-22-105102, August 2022, .pdf format, 47p.).
August 26, 2022
CAAR – University of Pennsylvania, Wharton School, Pension Research Council Working Papers – August 26, 2022
A. “Recessions and Retirement: New Evidence from the COVID-19 Pandemic,” by Courtney Coile and Haiyi Zhang (WP2022-20, August 2022, .pdf format, 32p.). Note: A link to the abstract and the full-text of this paper is available at:
repository.upenn.edu/prc_papers/739/
B. “Wealth Inequality and Retirement Preparedness: A Cross-Cohort Perspective,” by John Sabelhaus and Alice Henriques Volz (WP2022-21, August 2022, .pdf format, 43p.). Note: A link to the abstract and the full-text of this paper is available at:
repository.upenn.edu/prc_papers/740
C. “How Gloomy is the Retirement Outlook for Millennials?” by Richard W. Johnson and Karen E. Smith (WP2022-22, August 2022, .pdf format, 36p.). Note: A link to the abstract and the full-text of this paper is available at:
August 22, 2022
CAAR – National Bureau of Economic Research Working Papers – August 22, 2022
Links to an abstract are available. For full text availability check your organization’s library.
A. “Where Have All the Workers Gone? Recalls, Retirements, and Reallocation in the COVID Recovery,” by Eliza Forsythe, Lisa B. Kahn, Fabian Lange & David G. Wiczer (w30387, August 2022, .pdf format, 38p.).
B. “Capacity Strain and Racial Disparities in Hospital Mortality,” by Manasvini Singh & Atheendar Venkataramani (w30380, August 2022, .pdf format, 48p.).
August 18, 2022
CAAR – University of Pennsylvania, Wharton School, Pension Research Council Working Papers – August 18, 2022
A. “The Safety Net Response to the Covid-19 Pandemic Recession and the Older Population,” by Robert A. Moffitt and James P. Ziliak (WP2022-16, July 2022, .pdf format, 41p.). Note: A link to the abstract and the full-text of this paper is available at:
repository.upenn.edu/prc_papers/735/
B. “Changes in Retirement Savings During the COVID Pandemic,” by Elena Derby, Lucas Goodman, Kathleen Mackie, and Jacob Mortenson (WP2022-17, August 2022, .pdf format, 37p.). Note: A link to the abstract and the full-text of this paper is available at:
repository.upenn.edu/prc_papers/736/
C. “Saving and Wealth Accumulation among Student Loan Borrowers: Implications for Retirement Preparedness,” by Lisa J. Dettling, Sarena F. Goodman, and Sarah J. Reber (WP2022-18, August 2022, .pdf format, 53p.). Note: A link to the abstract and the full-text of this paper is available at:
repository.upenn.edu/prc_papers/737/
D. “Retirement Security and Health Costs,” by Glenn Follette and Louise Sheiner (WP2022-19, August 2022, .pdf format, 48p.). Note: A link to the abstract and the full-text of this paper is available at:
August 10, 2022
CAAR – Employee Benefit Research Institute Issue Brief – August 10, 2022
“Staying Optimistic: Older Americans’ Retirement Expectations Remain Uninterrupted Despite COVID-19 Impact,” by Zhikun Liu (August 2022, .pdf format, 18p.). Note: EBRI requires free registration prior to providing access to full-text content.
August 5, 2022
CAAR – AARP Public Policy Institute Brief – August 5, 2022
“Payroll Deduction Retirement Programs Build Economic Security,” by David John, Gary Koenig, and Marissa Malta (July 2022, .pdf format, 2p.).
August 4, 2022
CAAR – Center for Retirement Research at Boston College Issue Briefs – August 4, 2022
A. “How Much Does Health Spending Eat Away at Retirement Income?” by Melissa McInerney, Matthew S. Rutledge and Sara Ellen King (IB No. 22-12, August 2022, .pdf and Excel format, 7p.).
crr.bc.edu/briefs/how-much-does-health-spending-eat-away-at-retirement-income/
B. “How to Think About Recent Trends in the Average Retirement Age?” by Alicia H. Munnell (IB No. 22-11, July 2022, .pdf and Excel format, 9p.).
crr.bc.edu/briefs/how-to-think-about-recent-trends-in-the-average-retirement-age/
July 22, 2022
CAAR – University of Pennsylvania, Wharton School, Pension Research Council Working Paper – July 22, 2022
“Older Workers, Retirement, and Macroeconomic Shocks,” by Erika McEntarfer (WP2022-13, June 2022, .pdf format, 25p.). Note: A link to the abstract and the full-text of this paper is available at:
July 20, 2022
CAAR – Society of Actuaries Report – July 20, 2022
“Disparities in the Pursuit of Financial Security in Retirement by Race and Ethnicity: A Review of the Disparities and Key Metrics to Monitor Them in the Future,” by Andrew Larocque, Brian Kaul, and Patricia Matson (April 2022, .pdf format, 44p.).
www.soa.org/resources/research-reports/2022/financial-disparities/
July 18, 2022
CAAR – National Bureau of Economic Research Working Paper – July 18, 2022
Links to an abstract are available. For full text availability check your organization’s library. “New Evidence on the Demand for Advice within Retirement Plans,” by Jonathan Reuter and David P. Richardson (w30261, July 2022, .pdf format, 45p.).
July 12, 2022
June 20, 2022
CAAR – National Bureau of Economic Research Working Paper – June 20, 2022
Links to an abstract are available. For full text availability check your organization’s library. “Public Pension Reforms and Retirement Decisions: Narrative Evidence and Aggregate Implications,” by Huixin Bi and Sarah Zubairy (w30164, June 2022, .pdf format, 61p.).
CAAR – UK Office for National Statistics Statistical Bulletin – June 20, 2022
“Saving for retirement in Great Britain: April 2018 to March 2020,” (June 2022, .pdf, Excel, and HTML format, 9p.).
June 17, 2022
CAAR – Employee Benefit Research Institute Issue Brief – June 17, 2022
“Retiree Reflections,” by Bridget Bearden (June 2022, .pdf format, 21p.). Note: EBRI requires free registration prior to providing access to full-text content.
June 15, 2022
CAAR – Employee Benefit Research Institute Issue Brief – June 15, 2022
“Retirement Confidence Survey and the LGBTQ Community,” by Craig Copeland and Lisa Greenwald (June 2022, .pdf format, 55p.). Note: EBRI requires free registration prior to providing access to full-text content.
www.ebri.org/content/retirement-confidence-survey-and-the-lgbtq-community
CAAR – Pension Institute [UK] Working Paper – June 15, 2022
“Nudges and Networks: How to use Behavioural Economics to Improve the Life Cycles Savings-Consumption Balance,” by David Blake (PI2206, June 2022, .pdf format, 17p.).
www.pensions-institute.org/uncategorized/discussion-paper-2206/
Full text:
June 8, 2022
CAAR – University of Pennsylvania, Wharton School, Pension Research Council Working Paper – June 8, 2022
“Factors Influencing the Choice of Pensions Distribution at Retirement,” by Robert L. Clark and Olivia S. Mitchell (WP2022-12, May 2022, .pdf format, 37p.). Note: A link to the abstract and the full-text of this paper is available at:
May 31, 2022
CAAR – Institute for Fiscal Studies [UK] Report – May 31, 2022
“How does spending change through retirement?” by Rowena Crawford, Heidi Karjalainen and David Sturrock (IFS Report R209, May 2022, .pdf format, 65p.).
May 26, 2022
CAAR – Pew Charitable Trust Issue Brief – May 26, 2022
“Savings Rate Fills Out Picture of Workers Retirement Security,” (May 2022, .pdf and HTML format, 14p.).
April 28, 2022
CAAR – Institute for Social and Economic Research (ISER) [University of Essex, Colchester, UK] Working Paper – April 28, 2022
“State Pension eligibility age and retirement behaviour: evidence from the United Kingdom Household Longitudinal Study,” by Adriaan Kalwij and Ricky Kanabar (ISER Working Paper 2022-05, March 2022, .pdf format, 37p.). Note: A link to the abstract and the full-text of this paper is available at:
www.iser.essex.ac.uk/research/publications/working-papers/iser/2022-05
April 18, 2022
CAAR – National Bureau of Economic Research Working Papers – April 18, 2022
Links to an abstract are available. For full text availability check your organization’s library.
A. “The Savings Glut of the Old: Population Aging, the Risk Premium, and the Murder-Suicide of the Rentier,” by Joseph Kopecky & Alan M. Taylor (w29944, April 2022, .pdf format, 44p.).
B. “Trends in Retirement and Retirement Income Choices by TIAA Participants: 2000–2018,” by Jeffrey R. Brown, James M. Poterba, and David P. Richardson (w29946, April 2022, .pdf format, 35p.).
April 7, 2022
CAAR – Max Planck Institute for Demographic Research Working Paper – April 7, 20221
“Inequalities in retirement lifespan in the United States,” by Jiaxin Shi, Christian Dudel, Christiaan Monden, and Alyson van Raalte (WP-2022-015, April 2022, .pdf format 29p.). Note: A link to the abstract and the full-text of this paper is available at:
April 6, 2022
CAAR – US Census Bureau Working Paper – April 6, 2022
“A Look at Retirement Readiness: 2013,” by Josephine Lugovskyy and Maria G. Hoffman (WP2021-13, January 2022, .pdf format, 6p.). Note: A link to the abstract and the full-text of this paper is available at:
www.census.gov/library/working-papers/2022/demo/SEHSD-WP2021-13.html
April 5, 2022
CAAR – National Bureau of Economic Research Working Paper – April 5, 2022
Links to an abstract are available. For full text availability check your organization’s library. “Estimation of a Life-Cycle Model with Human Capital, Labor Supply and Retirement,” by Xiaodong Fan, Ananth Seshadri & Christopher R. Taber (w29905, April 2022, .pdf format, 49p.).
March 31, 2022
CAAR – Department of Social Protection [Ireland] Report – March 31, 2022
“The Design Principles for Ireland’s Automatic Enrolment Retirement Savings System,” (March 2022, .pdf format, 47p.). Note: Scroll to the end of the page to access the full-text report.
March 29, 2022
CAAR – US Senate Committee on Health, Education, Labor, and Pensions Hearing Testimony – March 29, 2022
“Rise and Shine: Improving Retirement and Enhancing Savings,” a hearing held March 29, 2022 (witness statements available in .pdf format, video of the full hearing available at the site, running time 1 hour 25 minutes).
www.help.senate.gov/hearings/rise-and-shine-improving-retirement-and-enhancing-savings
March 28, 2022
CAAR – National Bureau of Economic Research Working Papers – March 28, 2022
Links to an abstract are available. For full text availability check your organization’s library.
A. “How do Private Equity Fees vary across Public Pensions?” by Juliane Begenau & Emil Siriwardane (w29887, March 2022, .pdf format, 55p.).
B. “Household Portfolios and Retirement Saving over the Life Cycle,” by Jonathan A. Parker, Antoinette Schoar, Allison T. Cole & Duncan Simester (w29881, March 2022, .pdf format, 60p.).
March 16, 2022
CAAR – Institute for the Study of Labor (IZA) [University of Bonn, Germany] Working Paper – March 16, 2022
“Are Retirees More Satisfied? Anticipation and Adaptation Effects: A Causal Panel Analysis of German Statutory Insured and Civil Service Pensioners,” by Joachim Merz (Discussion Paper No. 15140, March 2022, .pdf format, 49p.). Note: A link to the abstract and the full-text of this paper is available at:
March 14, 2022
CAAR – National Bureau of Economic Research Working Paper – March 14, 2022
Links to an abstract are available. For full text availability check your organization’s library. “Consumption and Saving after Retirement,” by Bent Jesper Christensen, Malene Kallestrup-Lamb & John Kennan (w29826, March 2022, .pdf format, 31p.). Note: A link to the abstract and the full-text of this paper is available at:
March 4, 2022
CAAR – University of Pennsylvania, Wharton School, Pension Research Council Working Papers – March 4, 2022
A. “The Early Impacts of Coronavirus Pandemic on Americans’ Economic Security,” by Marco Angrisani, Jeremy Burke, and Arie Kapteyn (WP2022-05, February 2022, .pdf format, 35p.). Note: A link to the abstract and the full-text of this paper is available at:
repository.upenn.edu/prc_papers/722/
B. “Overpaying and Undersaving? Correlated Mistakes in Retirement Saving and Health Insurance Choices,” by Adam Leive, Leora Frieberg, and Brent Davis (WP2022-06, February 2022, .pdf format, 78p.). Note: A link to the abstract and the full-text of this paper is available at:
March 1, 2022
CAAR – US House Committee on Education and Labor, Health, Employment, Labor, and Pensions Subcommittee Hearing Testimony – March 1, 2022
“Improving Retirement Security and Access to Mental Health Benefits,” a hearing held March 1, 2022 (witness statements available in .pdf format, video of the full hearing available at the site, running time 1 hour 48 minutes). Note: Hearing begins at the 5:05 mark.
edlabor.house.gov/hearings/improving-retirement-security-and-access-to-mental-health-benefits
February 23, 2022
CAAR – University of Pennsylvania, Wharton School, Pension Research Council Working Papers – February 23, 2022
A. “Does financial education in high school affect retirement savings in adulthood?” by Melody Harvey and Carly Urban (WP2022-03, February 2022, .pdf format, 23p.). Note: A link to the abstract and the full-text of this paper is available at:
repository.upenn.edu/prc_papers/724/
B. “How the Pandemic Altered Americans’ Debt Burden and Retirement Readiness,” by Andrea Hasler, Annamaria Lusardi, and Olivia S. Mitchell (WP2022-04, February 2022, .pdf format, 27p.). Note: A link to the abstract and the full-text of this paper is available at:
January 28, 2022
CAAR – US Census Bureau Working Paper – January 28, 2022
“A Look at Retirement Readiness: 2013,” by Josephine Lugovskyy and Maria G. Hoffman (WP2021-13, January 2022, .pdf format, 6p.). Note: A link to the abstract and the full-text of this paper is available at:
www.census.gov/library/working-papers/2022/demo/SEHSD-WP2021-13.html
January 20, 2022
CAAR – Employee Benefit Research Institute Issue Brief – January 20, 2022
“Impact of Five Legislative Proposals and Industry Innovations on Retirement Income Adequacy,” by Jack VanDerhei (January 2022, .pdf format, 12p.). Note: EBRI requires free registration prior to providing access to full-text.
CAAR – Institute for Fiscal Studies [UK] Working Paper – January 20, 2022
“Managing retirement incomes,” by James Banks and Rowena Crawford (W22/05, January 2022, .pdf format, 40p.). Note: A link to the abstract and the full-text of this paper is available at:
January 10, 2022
December 27, 2021
CAAR – University of Michigan Retirement and Disability Research Center Working Papers – December 27, 2021
A. “Auto-Enrollment Retirement Plans in OregonSaves,” by John Chalmers, Olivia S. Mitchell, Jonathan Reuter, and Mingli Zhong (WP 2021-425, September 2021, .pdf format, 83p.). Note: A link to the abstract and the full-text of this paper is available at:
mrdrc.isr.umich.edu/pubs/auto-enrollment-retirement-plans-in-oregonsaves/
B. “Heterogeneity in Self-Employment and the Transition to Retirement among Older Adults in the United States,” by Joelle Abramowitz (WP 2021-423, September 2021, .pdf format, 27p.). Note: A link to the abstract and the full-text of this paper is available at:
C. “Heterogeneity in Household Spending and Well-being Around Retirement,” by Patrick Moran, Martin O’Connell, Cormac O’Dea, and Francesca Parodi (WP 2021-427, September 2021, .pdf format, 60p.). Note: A link to the abstract and the full-text of this paper is available at:
mrdrc.isr.umich.edu/pubs/heterogeneity-in-household-spending-and-well-being-around-retirement/
December 23, 2021
CAAR – Employee Benefit Research Institute Issue Briefs – December 23, 2021
Note: EBRI requires free registration prior to providing access to full-text.
A. “Comparing the Financial Wellbeing of Baby Boom, Generation X, and Millennial Families: How Do the Generations Stack Up?” by Craig Copeland (December 2021, .pdf format, 38p.).
B. “The Impact of Adding Private Equity to 401(k) Plans on Retirement Income Adequacy,” (December 2021, .pdf format, 11p.).
December 22, 2021
CAAR – Society of Actuaries Report – December 22, 2021
“2021 Risks and Process of Retirement Survey,” by Brian Perlman, Barb Hogg, and Anna Rappaport (December 2021, .pdf format, 12p.).
www.soa.org/resources/research-reports/2021/retirement-risk-survey/