“Savings Rate Fills Out Picture of Workers Retirement Security,” (May 2022, .pdf and HTML format, 14p.).
May 26, 2022
CAAR – Pew Charitable Trust Issue Brief – May 26, 2022
April 28, 2022
CAAR – Institute for Social and Economic Research (ISER) [University of Essex, Colchester, UK] Working Paper – April 28, 2022
“State Pension eligibility age and retirement behaviour: evidence from the United Kingdom Household Longitudinal Study,” by Adriaan Kalwij and Ricky Kanabar (ISER Working Paper 2022-05, March 2022, .pdf format, 37p.). Note: A link to the abstract and the full-text of this paper is available at:
www.iser.essex.ac.uk/research/publications/working-papers/iser/2022-05
April 18, 2022
CAAR – National Bureau of Economic Research Working Papers – April 18, 2022
Links to an abstract are available. For full text availability check your organization’s library.
A. “The Savings Glut of the Old: Population Aging, the Risk Premium, and the Murder-Suicide of the Rentier,” by Joseph Kopecky & Alan M. Taylor (w29944, April 2022, .pdf format, 44p.).
B. “Trends in Retirement and Retirement Income Choices by TIAA Participants: 2000–2018,” by Jeffrey R. Brown, James M. Poterba, and David P. Richardson (w29946, April 2022, .pdf format, 35p.).
April 7, 2022
CAAR – Max Planck Institute for Demographic Research Working Paper – April 7, 20221
“Inequalities in retirement lifespan in the United States,” by Jiaxin Shi, Christian Dudel, Christiaan Monden, and Alyson van Raalte (WP-2022-015, April 2022, .pdf format 29p.). Note: A link to the abstract and the full-text of this paper is available at:
April 6, 2022
CAAR – US Census Bureau Working Paper – April 6, 2022
“A Look at Retirement Readiness: 2013,” by Josephine Lugovskyy and Maria G. Hoffman (WP2021-13, January 2022, .pdf format, 6p.). Note: A link to the abstract and the full-text of this paper is available at:
www.census.gov/library/working-papers/2022/demo/SEHSD-WP2021-13.html
April 5, 2022
CAAR – National Bureau of Economic Research Working Paper – April 5, 2022
Links to an abstract are available. For full text availability check your organization’s library. “Estimation of a Life-Cycle Model with Human Capital, Labor Supply and Retirement,” by Xiaodong Fan, Ananth Seshadri & Christopher R. Taber (w29905, April 2022, .pdf format, 49p.).
March 31, 2022
CAAR – Department of Social Protection [Ireland] Report – March 31, 2022
“The Design Principles for Ireland’s Automatic Enrolment Retirement Savings System,” (March 2022, .pdf format, 47p.). Note: Scroll to the end of the page to access the full-text report.
March 29, 2022
CAAR – US Senate Committee on Health, Education, Labor, and Pensions Hearing Testimony – March 29, 2022
“Rise and Shine: Improving Retirement and Enhancing Savings,” a hearing held March 29, 2022 (witness statements available in .pdf format, video of the full hearing available at the site, running time 1 hour 25 minutes).
www.help.senate.gov/hearings/rise-and-shine-improving-retirement-and-enhancing-savings
March 28, 2022
CAAR – National Bureau of Economic Research Working Papers – March 28, 2022
Links to an abstract are available. For full text availability check your organization’s library.
A. “How do Private Equity Fees vary across Public Pensions?” by Juliane Begenau & Emil Siriwardane (w29887, March 2022, .pdf format, 55p.).
B. “Household Portfolios and Retirement Saving over the Life Cycle,” by Jonathan A. Parker, Antoinette Schoar, Allison T. Cole & Duncan Simester (w29881, March 2022, .pdf format, 60p.).
March 16, 2022
CAAR – Institute for the Study of Labor (IZA) [University of Bonn, Germany] Working Paper – March 16, 2022
“Are Retirees More Satisfied? Anticipation and Adaptation Effects: A Causal Panel Analysis of German Statutory Insured and Civil Service Pensioners,” by Joachim Merz (Discussion Paper No. 15140, March 2022, .pdf format, 49p.). Note: A link to the abstract and the full-text of this paper is available at:
March 14, 2022
CAAR – National Bureau of Economic Research Working Paper – March 14, 2022
Links to an abstract are available. For full text availability check your organization’s library. “Consumption and Saving after Retirement,” by Bent Jesper Christensen, Malene Kallestrup-Lamb & John Kennan (w29826, March 2022, .pdf format, 31p.). Note: A link to the abstract and the full-text of this paper is available at:
March 4, 2022
CAAR – University of Pennsylvania, Wharton School, Pension Research Council Working Papers – March 4, 2022
A. “The Early Impacts of Coronavirus Pandemic on Americans’ Economic Security,” by Marco Angrisani, Jeremy Burke, and Arie Kapteyn (WP2022-05, February 2022, .pdf format, 35p.). Note: A link to the abstract and the full-text of this paper is available at:
repository.upenn.edu/prc_papers/722/
B. “Overpaying and Undersaving? Correlated Mistakes in Retirement Saving and Health Insurance Choices,” by Adam Leive, Leora Frieberg, and Brent Davis (WP2022-06, February 2022, .pdf format, 78p.). Note: A link to the abstract and the full-text of this paper is available at:
March 1, 2022
CAAR – US House Committee on Education and Labor, Health, Employment, Labor, and Pensions Subcommittee Hearing Testimony – March 1, 2022
“Improving Retirement Security and Access to Mental Health Benefits,” a hearing held March 1, 2022 (witness statements available in .pdf format, video of the full hearing available at the site, running time 1 hour 48 minutes). Note: Hearing begins at the 5:05 mark.
edlabor.house.gov/hearings/improving-retirement-security-and-access-to-mental-health-benefits
February 23, 2022
CAAR – University of Pennsylvania, Wharton School, Pension Research Council Working Papers – February 23, 2022
A. “Does financial education in high school affect retirement savings in adulthood?” by Melody Harvey and Carly Urban (WP2022-03, February 2022, .pdf format, 23p.). Note: A link to the abstract and the full-text of this paper is available at:
repository.upenn.edu/prc_papers/724/
B. “How the Pandemic Altered Americans’ Debt Burden and Retirement Readiness,” by Andrea Hasler, Annamaria Lusardi, and Olivia S. Mitchell (WP2022-04, February 2022, .pdf format, 27p.). Note: A link to the abstract and the full-text of this paper is available at:
January 28, 2022
CAAR – US Census Bureau Working Paper – January 28, 2022
“A Look at Retirement Readiness: 2013,” by Josephine Lugovskyy and Maria G. Hoffman (WP2021-13, January 2022, .pdf format, 6p.). Note: A link to the abstract and the full-text of this paper is available at:
www.census.gov/library/working-papers/2022/demo/SEHSD-WP2021-13.html
January 20, 2022
CAAR – Employee Benefit Research Institute Issue Brief – January 20, 2022
“Impact of Five Legislative Proposals and Industry Innovations on Retirement Income Adequacy,” by Jack VanDerhei (January 2022, .pdf format, 12p.). Note: EBRI requires free registration prior to providing access to full-text.
CAAR – Institute for Fiscal Studies [UK] Working Paper – January 20, 2022
“Managing retirement incomes,” by James Banks and Rowena Crawford (W22/05, January 2022, .pdf format, 40p.). Note: A link to the abstract and the full-text of this paper is available at:
January 10, 2022
December 27, 2021
CAAR – University of Michigan Retirement and Disability Research Center Working Papers – December 27, 2021
A. “Auto-Enrollment Retirement Plans in OregonSaves,” by John Chalmers, Olivia S. Mitchell, Jonathan Reuter, and Mingli Zhong (WP 2021-425, September 2021, .pdf format, 83p.). Note: A link to the abstract and the full-text of this paper is available at:
mrdrc.isr.umich.edu/pubs/auto-enrollment-retirement-plans-in-oregonsaves/
B. “Heterogeneity in Self-Employment and the Transition to Retirement among Older Adults in the United States,” by Joelle Abramowitz (WP 2021-423, September 2021, .pdf format, 27p.). Note: A link to the abstract and the full-text of this paper is available at:
C. “Heterogeneity in Household Spending and Well-being Around Retirement,” by Patrick Moran, Martin O’Connell, Cormac O’Dea, and Francesca Parodi (WP 2021-427, September 2021, .pdf format, 60p.). Note: A link to the abstract and the full-text of this paper is available at:
mrdrc.isr.umich.edu/pubs/heterogeneity-in-household-spending-and-well-being-around-retirement/
December 23, 2021
CAAR – Employee Benefit Research Institute Issue Briefs – December 23, 2021
Note: EBRI requires free registration prior to providing access to full-text.
A. “Comparing the Financial Wellbeing of Baby Boom, Generation X, and Millennial Families: How Do the Generations Stack Up?” by Craig Copeland (December 2021, .pdf format, 38p.).
B. “The Impact of Adding Private Equity to 401(k) Plans on Retirement Income Adequacy,” (December 2021, .pdf format, 11p.).
December 22, 2021
CAAR – Society of Actuaries Report – December 22, 2021
“2021 Risks and Process of Retirement Survey,” by Brian Perlman, Barb Hogg, and Anna Rappaport (December 2021, .pdf format, 12p.).
www.soa.org/resources/research-reports/2021/retirement-risk-survey/
December 9, 2021
CAAR – University of Michigan Retirement and Disability Research Center Newsletter – December 9, 2021
MRDRC Newsletter (Vol. 21, No. 4, September 2021, .pdf format, 4p.).
mrdrc.isr.umich.edu/publications/newsletters/pdf/2021MRDRCNewsletter4.pdf
November 8, 2021
CAAR – Society of Actuaries Report – November 8, 2021
“Financial Perspectives on Aging and Retirement Across the Generations,” (May 2021, .pdf format, 87p.).
www.soa.org/resources/research-reports/2021/generations-survey/
November 2, 2021
CAAR – US Senate Special Committee on Aging Hearing Testimony – November 2, 2021
“A Financially Secure Future: Building a Stronger Retirement System for All Americans,” a hearing held October 28, 2021 (witness statements available in .pdf format, video of the full hearing available at the site, running time 1 hour 22 minutes). Note: The hearing begins at the 17:38 mark.
October 25, 2021
CAAR – Center for Economic Studies/Ifo Institute for Economic Research (CESifo) [Munich, Bavaria, Germany] Working Paper – October 25, 2021
“Health and Aging before and after Retirement,” by Ana Lucia Abeliansky and Holger Strulik (CESifo Working Paper No. 9370, October 2021, .pdf format, 35p.). Note: A link to the abstract and the full-text of this paper is available at:
www.cesifo.org/en/publikationen/2021/working-paper/health-and-aging-and-after-retirement
October 15, 2021
CAAR – Pensions Institute (Cass Business School, City University of London) [UK] Working Paper – October 15, 2021
“The Dynamics of the Gender Gap at Retirement in Italy. Evidence from SHARE,” by Antonio Abatemarco and Maria Russolillo (PI-2105, October 2021, .pdf format, 28p.). Note: A link to the abstract and the full-text of this paper is available at:
Full text:
October 11, 2021
CAAR – Census Bureau Working Paper – October 11, 2021
“Is Retirement More Unequal Than We Think? Estimates from the Survey of Income and Program Participation Linked to Administrative Records,” by Daniel Thompson (SIPP Working Paper 296, May 2021, .pdf format, 19p.). Note: A link to the abstract and the full-text of this paper is available at:
www.census.gov/library/working-papers/2021/demo/SEHSD-WP2021-10.html
October 5, 2021
CAAR – Urban Institute Report – October 5, 2021
“Preparing for Retirement Reforms: Potential Consequences for Saving, Work, and Retirement Plans,” by Karen E. Smith, C. Eugene Steuerle, and Damir Cosic (October 2021, .pdf format, 51p.).
www.urban.org/research/publication/preparing-retirement-reforms
September 2, 2021
CAAR – Urban Institute Report – September 2, 2021
“How Might Investing in Private Equity Funds Affect Retirement Savings Accounts?” by Damir Cosic, Karen E. Smith, Donald Marron, and Richard W. Johnson (August 2021, .pdf format, 51p.).
September 1, 2021
CAAR – Center for Retirement Research at Boston College Issue Brief – September 1, 2021
“Do All State and Local Workers Receive an Annuity in Retirement?” by Jean-Pierre Aubry and Kevin Wandrei (SLP No. 79, August 2021, .pdf and Excel format, 6p.).
crr.bc.edu/briefs/do-all-state-and-local-workers-receive-an-annuity-in-retirement/
August 19, 2021
CAAR – Institute for the Study of Labor (IZA) [University of Bonn, Germany] Working Paper – August 19, 2021
“Retirement and Voluntary Work Provision: Evidence from the Australian Age Pension Reform,” by Rong Zhu (Discussion Paper 14648, August 2021, .pdf format, 44p.). Note: A link to the abstract and the full-text of this paper is available at:
August 13, 2021
CAAR – University of Pennsylvania, Wharton School, Pension Research Council Working Papers – August 13, 2021
A. “ESG and Expected Returns on Equities: The Case of Environmental Ratings,” by Christopher C. Geczy and John B. Guerard, Jr. (WP2021-15, August 2021, .pdf format, 45p.). Note: A link to the abstract and the full-text of this paper is available at:
repository.upenn.edu/prc_papers/713/
B. “Sustainable Investment in Retirement Plans: Introduction,” by Olivia S. Mitchell, P. Brett Hammond, and Raimond Maurer (WP2021-14, July 2021, .pdf format, 17p.). Note: A link to the abstract and the full-text of this paper is available at:
August 12, 2021
August 3, 2021
CAAR – Institute for the Study of Labor (IZA) [University of Bonn, Germany] Working Papers – August 3, 2021
A. “Retirement and Health Outcomes in a Meta-Analytical Framework,” by Mattia Filomena and Matteo Picchio (Discussion Paper No. 14602, July 2021, .pdf format, 43p.). Note: A link to the abstract and the full-text of this paper is available at:
www.iza.org/publications/dp/14602
B. “Health Endowments, Schooling Allocation in the Family, and Longevity: Evidence from Us Twins,” by Peter A. Savelyev, Benjamin C. Ward, Robert F. Krueger, and Matt McGue (Discussion Paper No. 14600, July 20201, .pdf format, 42p.).
July 28, 2021
CAAR – US Senate Finance Committee Hearing Testimony – July 28, 2021
“Building on Bipartisan Retirement Legislation: How Can Congress Help?” a hearing held July 28, 2021 (hearing testimony available in .pdf format, video of the full hearing available at the site, running time 2 hours 9 minutes). Note: The hearing begins at the 26:45 mark.
www.finance.senate.gov/hearings/building-on-bipartisan-retirement-legislation-how-can-congress-help
CAAR – Institute for the Study of Labor (IZA) [University of Bonn, Germany] Working Paper – July 28, 2021
“Health, Retirement and Economic Shocks,” by Mario Martinez-Jimenez, Bruce Hollingsworth, and Eugenio Zucchelli (Discussion Paper No. 14574, July 2021, .pdf format, 35p.). Note: A link to the abstract and the full-text of this paper is available at:
July 19, 2021
CAAR – Center for Economic Studies/Ifo Institute for Economic Research (CESifo) [Munich, Bavaria, Germany] Working Paper – July 19, 2021
“Joint Retirement of Couples: Evidence from Discontinuities in Denmark,” by Esteban García-Miralles and Jonathan M. Leganza (CESifo Working Paper No. 9191, July 2021, .pdf format, 55p.). Note: A link to the abstract and the full-text of this paper is available at:
July 15, 2021
CAAR – University of Pennsylvania, Wharton School, Pension Research Council Working Paper – July 15, 2021
“Private Retirement Systems and Sustainability: Insights from Australia, the UK, and the US,” by Nathan Fabian, Mikael Homanen, Nikolaj Pedersen, and Morgan Slebos (WP2021-11, July 2021, .pdf format, 27p.). Note: A link to the abstract and the full-text of this paper is available at:
July 12, 2021
CAAR – Federal Reserve Bank of Boston Working Paper – July 12, 2021
“Breaking the Implicit Contract: Using Pension Freezes to Study Lifetime Labor Supply,” By Dhiren Patki (Working Paper 21-7, July 2021, .pdf format, 34p.). Note: A link to the abstract and the full-text of this paper is available at:
June 29, 2021
CAAR – Employee Benefits Research Institute Issue Brief – June 29, 2021
“In Data There is Truth: Understanding How Households Actually Support Spending in Retirement,” by Jack VanDerhei, Kelly Hahn, and Katherine Roy (June 2021, .pdf format, 27p.). Note: EBRI requires free registration prior to providing access.
June 25, 2021
CAAR – US Government Accountability Office Report – June 25, 2021
“Retirement Savings: Federal Workers’ Portfolios Should Be Evaluated For Possible Financial Risks Related to Climate Change,” (GAO-21-327, May 2021, .pdf format, 57p.).
June 24, 2021
CAAR – Employee Benefit Research Institute Issue Brief – June 24, 2021
“2021 Retirement Confidence Survey: A Closer Look at Black and Hispanic Americans,” by Craig Copeland and Lisa Greenwald (June 2021, .pdf format, 75p.). Note: EBRI requires free registration prior to providing access to full-text.
June 18, 2021
CAAR – Institute for the Study of Labor (IZA) [University of Bonn, Germany] Working Paper – June 18, 2021
“Pension Incentives and Labor Supply: Evidence from the Introduction of Universal Old-Age Assistance in the UK,” by Matthias Giesecke and Philipp Jaeger (Discussion Paper No. 14469, June 2021, .pdf format, 66p.). Note: A link to the abstract and the full-text of this paper is available at:
June 9, 2021
CAAR – University of Michigan Retirement and Disability Research Center Working Paper – June 9, 2021
“Public Pension Design and Household Retirement Decisions: A Comparison of the United States and Germany,” by David Knapp, Jinkook Lee, Maciej Lis, and Drystan Phillips (WP-2021-417, May 2021, .pdf format, 82p.). Note: A link to the abstract and the full-text of this paper is available at:
CAAR – Society of Actuaries Report – June 9, 2021
“Understanding the Impact of the Low Interest Rate Environment on Retirement Security in the United States: A Review of Academic and Practitioner Research,” by Yimeng Yin, Bon Boyd, and Hao Sun (May 2021, .pdf format, 57p.).
www.soa.org/resources/research-reports/2021/low-interest-rate-retirement/
June 3, 2021
CAAR – University of Michigan Retirement and Disability Research Center Working Paper – June 3, 2021
“Public Pension Design and Household Retirement Decisions: A Comparison of the United States and Germany,” by David Knapp, Jinkook Lee, Maciej Lis, and Drystan Phillips (WP-2021-417, May 2021, .pdf format, 82p.). Note: A link to the abstract and the full-text of this paper is available at:
June 1, 2021
CAAR – Institute for the Study of Labor (IZA) [University of Bonn, Germany] Working Papers – June 1, 2021
A. “Population Aging and Migration,” by Panu Poutvaara (Discussion Paper No. 14389, May 2021, .pdf format, 24p.). Note: A link to the abstract and the full-text of this paper is available at:
www.iza.org/publications/dp/14389
B. “Gender Wage and Longevity Gaps and the Design of Retirement Systems,” by Francesca Barigozzi, Helmuth Cremer, and Jean-Marie Lozachmeur (Discussion Paper No. 14394, May 2021, .pdf format, 46p.). Note: A link to the abstract and the full-text of this paper is available at:
May 27, 2021
CAAR – US Government Accountability Office Report – May 27, 2021
“Employee Benefits Security Administration: Enforcement Efforts to Protect Participants’ Rights in Employer-Sponsored Retirement and Health Benefit Plans,” (GAO-21-376, May 2021, .pdf format, 56p.).
May 25, 2021
CAAR – National Bureau of Economic Research Working Paper – May 25, 2021
Links to an abstract are available. For full text availability check your organization’s library. “Why Do Couples and Singles Save During Retirement?” by Mariacristina De Nardi, Eric French, John Bailey Jones & Rory McGee (w28828, May 2021, .pdf format, 65p.).
May 17, 2021
CAAR – US Government Accountability Office Report – May 17, 2021
“Retirement Security: Debt Increased for Older Americans over Time, but the Implications Vary by Debt Type,” (GAO-21-170, April 2021, .pdf format, 89p.).
www.gao.gov/products/gao-21-170