CDHA CAAR

November 20, 2018

CAAR – Kaiser Family Foundation Issue Brief – November 20, 2018

Filed under: Reports and Articles — Tags: — admin @ 5:41 pm

How Many Seniors Live in Poverty?” by Juliette Cubanski, Wyatt Koma, Anthony Damico, and Tricia Neuman (November 2018, .pdf format, 18p.).

www.kff.org/medicare/issue-brief/how-many-seniors-live-in-poverty/

May 14, 2018

CAAR – Center for Retirement Research at Boston College Working Paper – May 14, 2018

Filed under: Working Papers — Tags: , — admin @ 5:18 pm

What Factors Explain the Decline in Widows’ Poverty?” by Alicia H. Munnell, Geoffrey T. Sanzenbacher, and Alice Zulkarnain (WP No. 2018-4, May 2018, .pdf format, 20p.). Note: Links to the abstract and the full text of the paper available at:

What Factors Explain the Decline in Widows’ Poverty?

May 7, 2018

CAAR – National Bureau of Economic Research Working Papers – May 7, 2018

Filed under: Working Papers — Tags: , , — admin @ 4:45 pm

Links to an abstract are available. For full text availability check your organization’s library.

A. “Working Longer in the U.S.: Trends and Explanations,” by Courtney Coile (w24576, May 2018, .pdf format, 33p.).

www.nber.org/papers/w24576

B. “The Poverty Reduction of Social Security and Means-Tested Transfers,” by Bruce D. Meyer and Derek Wu (w24567, May 2018, .pdf format, 45p.).

www.nber.org/papers/w24567

April 2, 2018

CAAR – Urban Institute Report – April 2, 2018

Filed under: Reports and Articles — Tags: , — admin @ 5:00 pm

A Targeted Minimum Benefit Plan: A New Proposal to Reduce Poverty Among Older Social Security Recipients,” by Pamela Herd, Melissa M. Favreault, Madonna Harrington, and Timothy M. Smeeding (April 2018, .pdf format, 17p.).

www.urban.org/research/publication/targeted-minimum-benefit-plan-new-proposal-reduce-poverty-among-older-social-security-recipients

March 5, 2018

CAAR – Kaiser Family Foundation Data Note – March 5, 2018

Filed under: Reports and Articles — Tags: — admin @ 4:59 pm

How Many Seniors Are Living in Poverty? National and State Estimates Under the Official and Supplemental Poverty Measures in 2016,” by Juliette Cubanski, Kendal Orgera, Anthony Damico, and Tricia Neuman (March 2018, .pdf format, 16p.).

www.kff.org/medicare/issue-brief/how-many-seniors-are-living-in-poverty-national-and-state-estimates-under-the-official-and-supplemental-poverty-measures-in-2016/

November 21, 2017

CAAR – Institute for the Study of Labor (IZA) [University of Bonn, Germany] Working Paper – November 21, 2017

Filed under: Working Papers — Tags: , — admin @ 4:59 pm

Older People in Sweden Without Means: On the Importance of Age at Immigration for Being ‘Twice Poor’,” by Bjorn Anders Gustafsson, Hanna Mac Innes, and Torun Osterberg (Discussion Paper No. 11144, November 2017, .pdf format, 40p.). Note: Links to the abstract and the full text of the paper available at:

legacy.iza.org/en/webcontent/publications/papers/viewAbstract?dp_id=11144

September 7, 2016

CAAR – Institute for Social and Economic Research (ISER) [University of Essex, Colchester, UK] Working Paper – September 7, 2016

Filed under: Working Papers — Tags: — admin @ 4:36 pm

In or out? Poverty dynamics among older individuals in the UK,” by Ricky Kanabar (ISER Working Paper 2016-08, August 2016, .pdf format, 43p.). Note: Links to the abstract and the full text of the paper available at:

www.iser.essex.ac.uk/research/publications/working-papers/iser/2016-08

August 23, 2016

CAAR – Joseph Rowntree Foundation [UK] Report – August 23, 2016

Filed under: Reports and Articles — Tags: , — admin @ 4:48 pm

Disability and poverty in later life,” by Ruth Hancock, Marcello Morciano and Stephen Pudney (August 2016, .pdf format, 35p.).

www.jrf.org.uk/report/disability-and-poverty-later-life

March 9, 2016

CAAR – Economic Policy Institute Brief – March 9, 2016

Filed under: Reports and Articles — Tags: , — admin @ 4:57 pm

Women over 65 are more likely to be poor than men, regardless of race, educational background, and marital status,” by Monique Morrissey (March 2016, HTML format).

www.epi.org/publication/women-over-65-are-more-likely-to-in-poverty-than-men/

January 4, 2016

CAAR – Center for Retirement Research at Boston College Working Paper – January 4, 2016

Filed under: Reports and Articles — Tags: — admin @ 4:33 pm

Elderly Poverty in the United States in the 21st Century: Exploring the Role of Assets in the Supplemental Poverty Measure,” by Christopher Wimer and Lucas Manfield (WP No. 2015-29, November 2015, .pdf format, 22p.). Note: Links to the abstract and the full text of the paper available at:

crr.bc.edu/working-papers/elderly-poverty-in-the-united-states-in-the-21st-century-exploring-the-role-of-assets-in-the-supplemental-poverty-measure/

November 6, 2015

CAAR – National Center for Family & Marriage Research [Bowling Green State University] Working Paper – November 6, 2015

Filed under: Working Papers — Tags: , , — admin @ 4:39 pm

Marital Biography, Social Security, and Poverty,” by I-Fen Lin, Susan L. Brown, and Anna M. Hammersmith (WP-2015-001, November 2015, .pdf format, 33p.).

Abstract:

Increasingly, older adults are unmarried, which could mean a larger share is at risk of economic disadvantage. Using data from the 2010 Health and Retirement Study, we chart the diverse range of marital biographies, capturing marital sequences and timing, of adults who are age eligible for Social Security and examine three indicators of economic well-being: Social Security receipt, Social Security benefit levels, and poverty status. Partnereds are disproportionately likely to receive Social Security and they enjoy relatively high Social Security benefits and very low poverty levels. Among singles, economic well-being varies by marital biography and gender. Gray divorced and never-married women face considerable economic insecurity. Their Social Security benefits are relatively low and their poverty rates are quite high (over 25%), indicating Social Security alone is not sufficient to prevent these women from falling into poverty. By comparison, late widoweds are the most advantaged singles.

www.bgsu.edu/content/dam/BGSU/college-of-arts-and-sciences/NCFMR/documents/WP/wp-15-01-lin-brown-hammersmith.pdf

November 3, 2015

CAAR – Center for Retirement Research at Boston College Issue Briefs – November 3, 2015

Filed under: Reports and Articles — Tags: , , — admin @ 4:42 pm

A. “Will Social Security Keep Fewer of Tomorrow’s Elderly Out of Poverty?” by Steven A. Sass (IB No. 15-19, November 2015, .pdf format, 9p.).

crr.bc.edu/briefs/will-social-security-keep-fewer-of-tomorrows-elderly-out-of-poverty/

B. “Do We Need a Price Index for the Elderly?” by Alicia H. Munnell and Anqi Chen (IB No. 15-18, October 2015, .pdf format, 9p.).

crr.bc.edu/briefs/do-we-need-a-price-index-for-the-elderly/

August 12, 2015

CAAR – Center for Retirement Research at Boston College Working Papers – August 12, 2015

Filed under: Working Papers — Tags: , , , , , — admin @ 4:59 pm

A. “How Much Longer Do People Need to Work?” by Alicia H. Munnell ,Anthony Webb and Anqi Chen (WP No. 2015-19, August 2015, .pdf format, 24p.). Note: Links to the abstract and the full text of the paper available at:

crr.bc.edu/working-papers/how-much-longer-do-people-need-to-work/

B. “The Challenge of Pension Reform in Georgia: Non-Contributory Pensions and Elderly Poverty,” by Tamila Nutsubidze and Khatuna Nutsubidze (WP No. 2015-18, July 2015, .pdf format, 29p.). Note: Links to the abstract and the full text of the paper available at:

crr.bc.edu/working-papers/the-challenge-of-pension-reform-in-georgia-non-contributory-pensions-and-elderly-poverty/

C. “The Transition from Defined Benefit to Defined Contribution Pensions: Does It Influence Elderly Poverty?” by Natalia S. Orlova, Matthew S. Rutledge and April Yanyuan Wu (WP No. 2015-17, July 2015, .pdf format, 30p.). Note: Links to the abstract and the full text of the paper available at:

crr.bc.edu/working-papers/the-transition-from-defined-benefit-to-defined-contribution-pensions-does-it-influence-elderly-poverty/

D. “Will the Average Retirement Age Continue to Increase?” by Matthew S. Rutledge, Christopher M. Gillis and Anthony Webb (WP No. 2015-16, July 2015, .pdf format, 38p.). Note: Links to the abstract and the full text of the paper available at:

crr.bc.edu/working-papers/will-the-average-retirement-age-continue-to-increase/

E. “The Role of Occupations in Differentiating Health Trajectories in Later Life,” by Michal Engelman and Heide Jackson (WP No. 2015-15, July 2015, .pdf format, 64p.). Note: Links to the abstract and the full text of the paper available at:

crr.bc.edu/working-papers/the-role-of-occupations-in-differentiating-health-trajectories-in-later-life/

F. “The Relationship Between Automatic Enrollment and DC Plan Contributions: Evidence from a National Survey of Older Workers,” by Barbara A. Butrica and Nadia S. Karamcheva (WP No. 2015-14, July 2015, .pdf format, 33p.). Note: Links to the abstract and the full text of the paper available at:

crr.bc.edu/working-papers/the-relationship-between-automatic-enrollment-and-dc-plan-contributions-evidence-from-a-national-survey-of-older-workers/

June 29, 2015

CAAR – International Longevity Centre [UK] Reports – June 29, 2015

Filed under: Reports and Articles — Tags: , , — admin @ 4:55 pm

A. “At a cross-roads: understanding the future likelihood of low incomes in old age,” (June 2015, .pdf format, 19p.).

www.ilcuk.org.uk/index.php/publications/publication_details/at_a_cross_roads_understanding_the_future_likelihood_of_low_incomes

B. “Avoiding the demographic crunch: Labour supply and the ageing workforce,” (June 2015, .pdf format, 31p.).

www.ilcuk.org.uk/index.php/publications/publication_details/avoiding_the_demographic_crunch

June 11, 2015

CAAR – Kaiser Family Foundation Issue Brief – June 11, 2015

Filed under: Reports and Articles — Tags: — admin @ 4:48 pm

Poverty Among Seniors: An Updated Analysis of National and State Level Poverty Rates Under the Official and Supplemental Poverty Measures,” by Juliette Cubanski, Giselle Casillas, and Anthony Damico (June 2015, .pdf and HTML format, 14p.).

kff.org/medicare/issue-brief/poverty-among-seniors-an-updated-analysis-of-national-and-state-level-poverty-rates-under-the-official-and-supplemental-poverty-measures/

November 3, 2014

CAAR – National Bureau of Economic Research Working Paper – November 3, 2014

Filed under: Working Papers — Tags: , , — admin @ 4:29 pm

Links to an abstract are available. For full text availability check your organization’s library. “The War on Poverty’s Experiment in Public Medicine: Community Health Centers and the Mortality of Older Americans,” by Martha J. Bailey and Andrew Goodman-Bacon (w20653, November 2014, .pdf format, 50p.).

www.nber.org/papers/w20653

September 18, 2014

CAAR – Organization for Economic Co-operation and Development Working Paper – September 18, 2014

Filed under: Working Papers — Tags: , — admin @ 4:33 pm

Reducing the High Rate of Poverty Among the Elderly in Korea,” by Randall S. Jones and Satoshi Urasawa (OECD Economics Department Working Paper No. 1163, September 2014, .pdf format, p.). Note: Links to the abstract and the full text of the paper available at:

www.oecd-ilibrary.org/content/workingpaper/5jxx054fv20v-en

September 20, 2013

CAAR – AARP Public Policy Institute Brief – September 20, 2013

Filed under: Reports and Articles — Tags: , — admin @ 12:10 pm

Income and Poverty of Older Americans, 2011,” by Ke Bin Wu (September 2013, .pdf format, 8p.).

www.aarp.org/money/low-income-assistance/info-09-2013/income-and-poverty-of-older-americans-AARP-ppi-econ-sec.html

June 20, 2013

CAAR – US Senate Committee on Health, Education, Labor and Pensions, Subcommittee on Primary Health and Aging Hearing Testimony – June 20, 2013

Filed under: Legislation Information Updates — Tags: , — admin @ 4:31 pm

Reducing Senior Poverty and Hunger: The Role of the Older Americans Act,” a hearing held June 19, 2013 (witness statements available in .pdf format, full hearing can be viewed in Flash format, running time 1 hour 39 minutes).

www.help.senate.gov/hearings/hearing/?id=3c8e964e-5056-a032-52bd-ff9c57dde2e7

 

May 20, 2013

CAAR – Kaiser Family Foundation Brief – May 20, 2013

Filed under: Reports and Articles — Tags: — admin @ 4:38 pm

A State-by-State Snapshot of Poverty Among Seniors: Findings From Analysis of the Supplemental Poverty Measure,” by Zachary Levinson,Anthony Damico,Juliette Cubanski and Patricia Neuman (May 2013, HTML and .pdf format).

kff.org/medicare/issue-brief/a-state-by-state-snapshot-of-poverty-among-seniors/

March 25, 2013

CAAR – National Bureau of Economic Research Working Papers – March 25, 2013

Filed under: Working Papers — Tags: , , — admin @ 12:46 pm

A. “Rethinking Elderly Poverty: Time for a Health Inclusive Poverty Measure?”A. by Sanders Korenman and Dahlia Remler (18900, March 2013, .pdf format, 68p.).

Abstract:

Census’s Supplemental Poverty Measure (SPM) nearly doubles the elderly poverty rate compared to the “Official” Poverty Measure (OPM), a result of the SPM subtraction of medical out-of-pocket (MOOP) expenditures from income. Neither the SPM nor OPM counts health benefits or assets as resources. Validation studies suggest that subtracting MOOP from resources worsens a poverty measure’s predictive validity and excluding assets exacerbates this bias, since assets fund MOOP.

The SPM is based on a 1995 NAS report that recommended a health-exclusive poverty measure, despite considering it, conceptually, a “second best” to a Health-Inclusive Poverty Measure (HIPM). We analyze the reasons for the NAS recommendation and argue that constructing a HIPM is now feasible if we conceptualize health needs as a need for health insurance, and if plans with non-risk-rated premiums and caps on MOOP are universally available, a condition largely met by the Affordable Care Act and Medicare Advantage Plans.

We describe four HIPM variants and present analyses that suggest the SPM treatment of MOOP results in a less valid measure of elderly poverty and an overstatement of the elderly poverty rate (by up to 5.5 percentage points or 50 percent). Many elderly classified as poor by the SPM’s unlimited MOOP deduction are not poorly insured persons with incomes near the poverty line, but well-insured persons with incomes well above the poverty line.

papers.nber.org/papers/w18900

B. “Retirement Plan Type and Employee Mobility:  The Role of Selection and Incentive Effects,” by Gopi Shah Goda, Damon Jones, and Colleen Flaherty Manchester (w18902, March 2013, .pdf format, 49p.).

Abstract:

Employer-provided pension plans may affect employee mobility both through an “incentive effect,” where the bundle of benefit characteristics such as vesting rules, pension wealth accrual, risk, and liquidity affect turnover directly, and a “selection effect,” where employees with different underlying mobility tendencies select across plans or across firms with different types of plans. In this paper, we quantify the role of selection by exploiting a natural experiment at a single employer in which an employee’s probability of transitioning from a defined benefit (DB) to a defined contribution (DC) pension plan was exogenously affected by default rules. Using regression discontinuity as well as differences-in-regression-discontinuities (DRD) methods, we find evidence that employees with higher mobility tendencies self-select into the DC plan. Our results suggest that selection likely contributes to the observed positive relationship between the transition from DB to DC plans and employee mobility in settings where employees sort into plans or employers. Counter to conventional wisdom, we find a negative direct effect of the DC plan on turnover relative to the DB plan, which underscores the multi-dimensional difference between these plans.

papers.nber.org/papers/w18902

C. “Financial Education and Choice in State Public Pension Systems,” by Julie Agnew and  Joshua Hurwitz (w18907, March 2013, .pdf format, 56p.).

Abstract:

As more and more public pension systems are shifting away from a defined benefit only framework, the complexity of the financial decisions facing public employees is increasing. This raises some concerns about the financial literacy of participants and their ability to make informed decisions. While surveys addressing financial education in private plans are available, little is known about what types of education and advice are offered in public plans. This paper fills this gap by presenting new results from the first National Public Pension Plan Financial Education Survey. The paper focuses specifically on primary defined contribution and hybrid plans. The results indicate that some form of education or advice is offered by every surveyed plan and that the sponsoring entity is actively involved in the development of the programs. However, it appears that legal uncertainties related to advice and education may be a problem for a few plans. In addition, more rigorous evaluation methods to test programs are needed. The paper concludes with suggestions for areas of future research.

papers.nber.org/papers/w18907

February 28, 2013

CAAR – UK Department of Work and Pension Reports – February 28, 2013

Filed under: Reports and Articles — Tags: , — admin @ 4:15 pm

A. “Understanding the relationship between pensioner poverty and material deprivation,” by Mehul Kotecha, Sue Arthur and Steven Coutinho (Research Report No. 827, February 2013, .pdf format, 77p.).

research.dwp.gov.uk/asd/asd5/report_abstracts/rr_abstracts/rra_827.asp

B. “Understanding Material Deprivation Among Older People,” by Anna Bartlett, Claire Frew and Joanne Gilroy (In-House Research No. 14, February 2013, .pdf format, 45p.).

research.dwp.gov.uk/asd/asd5/report_abstracts/ihr_abstracts/ihr_014.asp

April 26, 2012

CAAR – Employee Benefit Research Institute Periodical – April 26, 2012

Filed under: Reports and Articles — Tags: — admin @ 4:28 pm

EBRI Notes (Vol. 33, No. 4, April 2012, .pdf format, 20p.). The articles in this issue are: “Time Trends in Poverty for Older Americans Between 2001-2009,” by Sudipto Banerjee; and, “Characteristics of the Population With Consumer-Driven and High-Deductible Health Plans, 2005-2011,” by Paul Fronstin.

www.ebri.org/publications/notes/index.cfm?fa=notesDisp&content_id=5046

January 24, 2012

CAAR – Age UK Report – January 24, 2012

Filed under: Reports and Articles — Tags: — admin @ 10:02 pm

Living on a low income in later life,” (January 2012, .pdf format, 66p.).

www.ageuk.org.uk/get-involved/campaign/living-on-a-low-income-in-later-life/

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