********************************************************************** WAGE AND SALARY AND SELF-EMPLOYMENT INCOME OF HOUSEHOLD MEMBERS ********************************************************************** 3316 M593 Q.593 Did you receive any income from employers or from self-employment during 1986? Unweighted Weighted Frequency Percent 1-Yes 8969 69.68 2-No 3996 29.94 8-Don't know 1 0.00 9-No answer 51 0.38 3317-3318 M594NUM NUMBER OF PEOPLE LISTED IN INCOME TABLE Unweighted Weighted Frequency Percent 00-No one 2682 17.75 01 4820 33.55 02 4503 35.96 03 671 8.07 04 193 3.09 05 32 0.64 06 9 0.15 07 2 0.04 09 1 0.01 96-Inapplicable 2 0.03 99-No answer to entire table 102 0.73 NOTE: The rows in the earnings table (m595p01 -m597p10) are not household member numbers. That is, the data in row #1 do not refer to the income of household member # 1 (i.e., the primary respondent). In order to determine whose income is being reported in a particular row, m594P(x) - the first variable in row x must be used. This indicates the household member number to which information in the row refers. In the constructed variables segment of the record, income (by source) is shown for the primary respondent, his/her spouse or partner, and for all family members combined. This is in columns 7409 and following. NSFH/30 January 90 Page M-357 ______________________________________________________________________________ M594P01-M594P10 Q.594 Tell me the first names of everyone else in your household who received any income from employers or from self-employment during 1986? HOUSEHOLD MEMBER NUMBER OF PERSONS LISTED 96-Inapplicable See Appendix M for discussion of Household Member Numbers M595P01-M595P10 Q.595 During 1986, (were you/was PERSON) employed by someone else, self-employed, or both an employee and self-employed? ____________________________________________________________ Distribution of Respondents ____________________________________________________________ Unweighted Frequency 1-Employee 7498 2-Self-employed 874 3-Both 441 9-No answer 56 Inapplicable 4148 ____________________________________________________________ ______________________________________________________ Distribution of All Others with Earnings (Aggregated over M595P01-M595P10, excluding Respondent) ______________________________________________________ Unweighted Frequency 1-Employee 6875 2-Self-employed 799 3-Both 194 9-No answer 44 ______________________________________________________ M596P01-M596P10 Q.596 What was (your/[PERSON'S]) net income from self-employment in 1986 after all expenses, but before taxes and other deductions? (amount in dollars) NSFH/11 January 90 Page M-358 ______________________________________________________________________________ ______________________________________________________________ Distribution of Self-Employment Income of Respondents ______________________________________________________________ Unweighted Frequency <$2000 250 $2000-4999 179 $5000-9999 168 $10000-14999 115 $15000-19999 73 $20000-24999 92 $25000-29999 36 $30000-49999 132 $50000+ 102 999996-Inapplicable 7499 999997-Refused 90 999998-Don't know 61 999999-No answer 73 ______________________________________________________________ __________________________________________________ Distribution of Self-Employment Income of All Household Members Other Than Respondent (Aggregated over M596P01-M596P10 excluding respondent) __________________________________________________ Unweighted Frequency <$2000 149 $2000-4999 89 $5000-9999 86 $10000-14999 88 $15000-19999 5 $20000-24999 60 $25000-29999 48 $30000-49999 85 $50000+ 99 999996-Inapplicable 6875 999997-Refused 77 999998-Don't know 213 999999-No answer 50 __________________________________________________ NSFH/11 January 90 Page M-359 ______________________________________________________________________________ M597P01-M597P10 Q.597 About how much income from wages, salaries, commissions and tips did (you/[PERSON]) receive in 1986, before taxes and other deductions? (amount in dollars) ________________________________________________________________ Distribution of Wage and Salary Income of Respondents ________________________________________________________________ Unweighted Frequency <$2000 496 $2000-4999 678 $5000-9999 1115 $10000-14999 1305 $15000-19999 1078 $20000-24999 800 $25000-29999 599 $30000-49999 1007 $50000+ 204 999996-Inapplicable 875 999997-Refused 367 999998-Don't know 237 999999-No answer 109 ________________________________________________________________ ______________________________________________________ Distribution of Wage and Salary Income of all Household Members Other Than Respondent (Aggregated over M597P01-M597P10, excluding respondent) ______________________________________________________ Unweighted Frequency <$2000 564 $2000-4999 588 $5000-9999 815 $10000-14999 909 $15000-19999 706 NSFH/11 January 90 Page M-360 ______________________________________________________________________________ $20000-24999 624 $25000-29999 411 $30000-49999 804 $50000+ 202 999996-Inapplicable 799 999997-Refused 336 999998-Don't know 1085 999999-No answer 67 Total 117153 ______________________________________________________ EARNINGS TABLE ____________________________________________________________ Household Member Employee? S/E Income Wages Name (QQ.593-4) (Q.595) (Q.596) (Q.597) ______________________________________________________________ 1 3319-3320 3321 3322-3327 3328-3333 2 3334-3335 3336 3337-3342 3343-3348 3 3349-3350 3351 3352-3357 3358-3363 4 3364-3365 3366 3367-3372 3373-3378 5 3379-3380 3381 3382-3387 3388-3393 6 3394-3395 3396 3397-3402 3403-3408 7 3409-3410 3411 3412-3417 3418-3423 8 3424-3425 3426 3427-3432 3433-3438 9 3439-3440 3441 3442-3447 3448-3453 10 3454-3455 3456 3457-3462 3463-3468 ______________________________________________________________ ********************************************************************** OTHER INCOME SOURCES OF HOUSEHOLD MEMBERS ********************************************************************** M598A-M598F Q.598 For each of the following sources of income, tell me whether you (or anyone in your entire household) received it in 1986. NSFH/1 October 88 Page M-361 _______________________________________________________________________________ 1-Yes 2-No 6-Inapplicable 9-No answer M599AP01-M599FP01 M599AP02-M599FP02 Q.599 Who in this household received (source)? HOUSEHOLD MEMBER NUMBER OF PERSONS LISTED 95-No second person listed 96-Inapplicable 99-No answer See Appendix M for discussion of Household Member Numbers M600AP01-M600FP01 M600AP02-M600FP02 Q.600 What was the total amount of (source) that (you/he/she) received during 1986. (amount in dollars) 99996-Inapplicable 99997-Refused 99998-Don't know 99999-No answer OTHER INCOME SOURCE _______________________________________________________________________ (Q.599) HOUSEHOLD MEMBER NUMBER (Q.600) (Q.598) OF PERSONS TOTAL AMOUNT WAS SOURCE WHO RECEIVED PERSON RECEIVE RECEIVED SOURCE IN 1986 _______________________________________________________________________ a.Social security or Supplemental 3469 3470-3471 3472-3476 Security 3477-3478 3479-3483 NSFH/1 October 88 Page M-362 _______________________________________________________________________________ Income b.Other pensions, annuities, or 3484 3485-3486 3487-3491 survivor's 3492-3493 3494-3498 benefits c.Public Assistance including welfare, 3499 3500-3501 3502-3506 AFDC, general 3507-3508 3509-3513 assistance, food stamps, and emergency assistance d.Other government programs, such 3514 3515-3516 3517-3521 as veterans 3522-3523 3524-3528 benefits, Unem- ployment Compen- sation, or Work- man's compensa- tion. e.Child support, 3529 3530-3531 3532-3536 alimony or 3537-3538 3539-3543 family support f.Any other 3544 3545-3546 3547-3551 source of income 3552-3553 3554-3558 _______________________________________________________________________ OTHER INCOME SOURCE _______________________________________________________________________ (Q.599) HOUSEHOLD MEMBER NUMBER (Q.600) (Q.598) OF PERSONS TOTAL AMOUNT WAS SOURCE WHO RECEIVED PERSON RECEIVE RECEIVED SOURCE IN 1986 _______________________________________________________________________ a.Social security or Supplemental M598A M599AP01 M600AP01 Security M599AP02 M600AP02 Income b.Other pensions, annuities, or M598B M599BP01 M600BP01 survivor's M599BP02 M600BP02 benefits NSFH/11 January 90 Page M-363 ______________________________________________________________________________ c.Public Assistance including welfare, M598C M599CP01 M600CP01 AFDC, general M599CP02 M600CP02 assistance, food stamps, and emergency assistance d.Other government programs, such M598D M599DP01 M600DP01 as veterans benefits M599DP02 M600DP02 Unemployment Compen- sation, or Workman's Compensation e.Child support, M598E M599EP01 M600EP01 alimony or M599EP02 M600EP02 family support f.Any other M598F M599FP01 M600FP01 source of income M599FP02 M600FP02 __________________________________________________________________________ ________________________________________________________________________ Number of Respondents Reporting at Least One Household Member Received: ________________________________________________________________________ Unweighted Weighted Frequency Percent a.Social security or Supplemental Security Income 3036 23.96 b.Other pensions, annuities, or survivor's benefits 1495 13.33 c.Public Assistance including welfare, AFDC, general assistance, food stamps, and emergency assistance 1368 6.64 d.Other government programs, such as veterans benefits, Unemployment Compen- sation, or Workman's compensation 1034 8.30 e.Child support, alimony or family support 208 1.54 f.Any other source of income 1044 7.72 ______________________________________________________________________________ NSFH/11 January 90 Page M-364 ______________________________________________________________________________ __________________________________________________ Distribution of Amount of Income Received (Aggregated over P01 and P02) __________________________________________________ Unweighted Frequency a.Social security or Supplemental Security Income <$500 168 $500-999 121 $1000-1999 169 $2000-2999 325 $3000-4999 965 $5000-9999 1235 $10000-14999 110 $15000-19999 11 $20000 + 6 999996-Inapplicable 22159 999997-Refused 324 999998-Don't know 313 999999-No answer 128 Total 26034 b.Other pensions, annuities, or survivor's benefits <$500 82 $500-999 101 $1000-1999 154 $2000-2999 108 $3000-4999 224 $5000-9999 346 $10000-14999 143 $15000-19999 67 $20000 + 65 999996-Inapplicable 24399 999997-Refused 161 999998-Don't know 108 999999-No answer 76 Total 26034 NSFH/11 January 90 Page M-365 ______________________________________________________________________________ c.Public Assistance including welfare, AFDC, general assistance, food stamps, and emergency assistance <$500 337 $500-999 150 $1000-1999 196 $2000-2999 162 $3000-4999 230 $5000-9999 180 $10000-14999 5 $15000-19999 2 $20000 + 2 999996-Inapplicable 24535 999997-Refused 24 999998-Don't know 117 999999-No answer 94 Total 26034 d.Other government programs, such as veterans benefits, Unemployment Compensation, or Workman's compensation. <$500 154 $500-999 181 $1000-1999 166 $2000-2999 143 $3000-4999 126 $5000-9999 105 $10000-14999 20 $15000-19999 17 $20000 + 12 999996-Inapplicable 24967 999997-Refused 30 999998-Don't know 80 999999-No answer 33 Total 26034 e.Child support, alimony or family support <$500 30 $500-999 21 $1000-1999 49 $2000-2999 31 $3000-4999 27 $5000-9999 21 $10000-14999 4 $15000-19999 3 $20000 + 3 NSFH/11 January 90 Page M-366 ______________________________________________________________________________ 999996-Inapplicable 25808 999997-Refused 5 999998-Don't know 22 999999-No answer 10 Total 26034 f.Any other source of income <$500 74 $500-999 112 $1000-1999 158 $2000-2999 121 $3000-4999 160 $5000-9999 163 $10000-14999 73 $15000-19999 36 $20000 + 91 999996 24865 999997 64 999998 61 999999 56 Total 26034 __________________________________________________ Note: There is a possibility of duplication of income from interest and dividends in M600F. This is true because the residual income ("Any other source of income") was asked before the interest and dividend questions. Interviewers were trained to be sensitive to this, and avoid double counting of interest and dividend income, and it appears that they generally did. Certainly, in some cases there is a duplication. 3559-3560 M601 Q.601 How much income from interest, dividends, or other investments did you (and your husband/ wife) receive in 1986? Unweighted Weighted Frequency Percent 01-Less than $ 200 7845 54.87 02-$ 200 - $ 499 1241 10.16 03-$ 500 - $ 999 775 6.58 04-$ 1,000 - $1,999 663 5.87 05-$ 2,000 - $2,999 433 3.78 06-$ 3,000 - $4,999 404 3.67 07-$ 5,000 - $9,999 361 3.44 08-$10,000 - or more 415 3.95 97-Refused 483 4.25 98-Don't know 263 2.41 99-No answer 134 1.00 Note: Note that the low category has a range from $0-$199. In aggregating incomes we gave this category a value of $100. For most respondents in this category, the value was probably actually $0. NSFH/1 October 88 Page M-367 _______________________________________________________________________________ 3561 M602 Q.602 Did anyone else age 19 or over in this household receive income from interest, dividends or other investments in 1986? Unweighted Weighted Frequency Percent 1-Yes 547 7.40 2-No 2168 22.90 6-Inapplicable 9771 64.53 7-Refused 25 0.36 8-Don't know 112 1.49 9-No answer 394 3.32 Q.603 Tell me who that was and how much they received in 1986? M603AP01-M603AP03 HOUSEHOLD MEMBER NUMBER OF PERSON LISTED 95-Inapplicable - no second (or third) respondent 96-Inapplicable 97-Refused entire question 98-Don't Know to entire question 99-No Answer to entire question See Appendix M for discussion of Household Member Numbers M603BP01-M603BP03 Amount Received (in dollars) __________________________________________________ Distribution of Amount of Interest, Dividend, or Other Investment Income Received by Other Household Members (Aggregated over M603BP01-M603BP03) __________________________________________________ NSFH/1 October 88 Page M-368 _______________________________________________________________________________ Unweighted Frequency 01-Less than $200 139 02-$200 - $499 75 03-$500 - $999 58 04-$1,000 - $1,999 39 05-$2,000 - $2,999 16 06-$3,000 - $4,999 13 07-$5,000 - $9,999 16 08-$10,000 - or more 21 96-Inapplicable 38358 97-Refused 13 98-Don't know 292 99-No answer 11 Total 39051 __________________________________________________ Other Persons Receiving Interest, Dividends, etc. ________________________________________________ Person Household Amount Member Received 1 3562-3563 3564-3565 2 3566-3567 3568-3569 3 3570-3571 3572-3573 ________________________________________________ 3574 M604 Q.604 Have you received any public assistance since 1982? Unweighted Weighted Frequency Percent 1-Yes 1583 7.87 2-No 11332 91.42 7-Refused 13 0.09 8-Don't know 1 0.00 9-No answer 88 0.62 NSFH/11 January 90 Page M-369 ______________________________________________________________________________ Q.605 In which years since 1982 did you receive public assistance income? 3275 M605A a. 1982 Unweighted Weighted Frequency Percent 1-Year circled 698 3.19 2-Year not circled 874 4.60 6-Inapplicable 11434 92.13 8-Don't know all years 5 0.03 9-No answer for all years 6 0.04 3576 M605B b. 1983 Unweighted Weighted Frequency Percent 1-Year circled 805 3.76 2-Year not circled 767 4.03 6-Inapplicable 11445 92.21 3577 M605C c. 1984 Unweighted Weighted Frequency Percent 1-Year circled 844 3.87 2-Year not circled 728 3.92 6-Inapplicable 11445 92.21 3578 M605D d. 1985 Unweighted Weighted Frequency Percent 1-Year circled 926 4.23 2-Year not circled 646 3.56 6-Inapplicable 11445 92.21 NSFH/11 January 90 Page M-370 ______________________________________________________________________________ 3579 M605E e. 1986 Unweighted Weighted Frequency Percent 1-Year circled 1080 4.97 2-Year not circled 492 2.82 6-Inapplicable 11445 92.21 3580 M605F f. 1987 Unweighted Weighted Frequency Percent 1-Year circled 986 4.35 2-Year not circled 586 3.44 6-Inapplicable 11445 92.21 3581 M605G f. 1988 Unweighted Weighted Frequency Percent 1-Year circled 7 0.02 6-Inapplicable 13010 99.98 Note: The interview schedule did not include a space to circle 1988. At the beginning of 1988, interviewers were sent instructions to add 1988 to the schedule for all 1988 interviews. Only 7 cases reported 1988 public assistance incomes. The low frequency was due to interviewer error, as well as the fact that relatively few interviews were conducted in 1988, and most of them early in the year. This variable should not be used. NSFH/1 October 88 Page M-371 ______________________________________________________________________________ ********************************************************************** ECONOMIC RELATIONSHIP WITH RELATIVES LIVING IN RESPONDENT'S HOUSEHOLD: (Relatives other than spouse, sons, and daughters) ********************************************************************** 3582 CHKPTZ2 CHECKPOINT Z2: HOW MANY PERSONS ON HH ROSTER AGE 19 OR OVER HAVE RELATIONSHIP CODES 9 THROUGH 21? Unweighted Weighted Frequency Percent 0-None 11169 78.27 1-One 546 5.29 2-Two or more 144 2.12 6-Inapplicable 1158 14.32 3583-3584 MFOCAL8 HOUSEHOLD MEMBER NUMBER OF PERSON SELECTED Unweighted Frequency 96-Inapplicable 12327 See Appendix M for discussion of Household Member Numbers 3585-3586 M606 Q.606 The next questions are about (person). How many hours, if any, did (he/she) work at a paid job last week? (number of hours) Unweighted Weighted Frequency Percent 00-None 268 3.02 01-14 24 0.21 15-29 31 0.40 30-39 32 0.35 40-44 175 1.74 45 or more hours 56 0.61 96-Inapplicable 12327 92.59 97-Refused 2 0.03 98-Don't know 17 0.17 99-No answer 85 0.84 NSFH/11 January 90 Page M-372 ______________________________________________________________________________ 3587 M607 Q.607 Does (he/she) make payments to you for room or board? Unweighted Weighted Frequency Percent 1-Yes 246 2.64 2-No 354 3.82 6-Inapplicable 12327 92.59 7-Refused 1 0.01 9-No answer 89 0.92 3588-3591 M608R Q.608 How much does (he/she) pay? (converted to dollars per month) Unweighted Weighted Frequency Percent 0001-0024 1 0.01 0025-0049 5 0.03 0050-0099 19 0.15 0100-0149 45 0.50 0150-0199 34 0.36 0200-0299 74 0.83 0300-5000 38 0.41 9996-Inapplicable 12771 97.36 9997-Refused 11 0.09 9998-Don't know 8 0.09 9999-No answer 11 0.16 3592 M609 Q.609 Does (he/she) make regular payments to you for anything other than room or board? Unweighted Weighted Frequency Percent 1-Yes 75 0.80 2-No 524 5.67 6-Inapplicable 12327 92.59 7-Refused 1 0.01 9-No answer 90 0.92 NSFH/11 January 90 Page M-373 ______________________________________________________________________________ 3593-3596 M610R Q.610 How much are those payments? (converted to dollars per month) Unweighted Weighted Frequency Percent 0001-0024 4 0.03 0025-0049 15 0.19 0050-0099 19 0.19 0100-0149 10 0.10 0150-0199 3 0.04 0200-0299 5 0.05 0300-5000 3 0.03 9996-Inapplicable 12927 99.05 9997-Refused 5 0.04 9998-Don't know 7 0.07 9999-No answer 19 0.20 Q.611 For each of the following things, tell me if you pay for none, some or most of (his/ her) expenses. 3 3597 M611A a. Food? Unweighted Weighted Frequency Percent 1-None 311 3.38 2-Some 144 1.44 3-Most 142 1.62 6-Inapplicable 12327 92.60 7-Refused 2 0.02 8-Don't know 1 0.01 9-No answer 90 0.78 NSFH/1 October 88 Page M-374 ______________________________________________________________________________ 3598 M611B b. Clothing? Unweighted Weighted Frequency Percent 1-None 493 5.38 2-Some 55 0.51 3-Most 49 0.54 6-Inapplicable 12327 92.60 7-Refused 2 0.02 8-Don't know 1 0.01 9-No answer 90 0.93 3599 M611C c. Entertainment? Unweighted Weighted Frequency Percent 1-None 471 5.12 2-Some 72 0.72 3-Most 54 0.60 6-Inapplicable 12327 92.60 7-Refused 2 0.02 8-Don't know 1 0.01 9-No answer 90 0.93 3600 M611D d. Health Care or Health Insurance? Unweighted Weighted Frequency Percent 1-None 523 5.71 2-Some 31 0.26 3-Most 43 0.47 6-Inapplicable 12327 92.60 7-Refused 2 0.02 8-Don't know 1 0.01 9-No answer 90 0.93 NSFH/30 January 90 Page M-375 ______________________________________________________________________________ 3601 M611E e. Transportation? Unweighted Weighted Frequency Percent 1-None 429 4.64 2-Some 73 0.70 3-Most 95 1.10 6-Inapplicable 12327 92.60 7-Refused 2 0.02 8-Don't know 1 0.01 9-No answer 90 0.93 3602 M612 Q.612 (Other than the payments already mentioned) has (PERSON) given or loaned you more than $200 during the past 12 months? Unweighted Weighted Frequency Percent 1-Yes 31 0.30 2-No 569 6.17 6-Inapplicable 12327 92.60 7-Refused 1 0.01 9-No answer 89 0.93 3603-3607 M613 Q.613 How much altogether? (amount in dollars) Unweighted Weighted Frequency Percent $200-499 18 0.16 $500-999 8 0.07 $1000 or more 5 0.06 99996-Inapplicable 12986 99.70 NSFH/30 January 90 Page M-376 ______________________________________________________________________________ 3608 M614 Q.614 Was this given or loaned to you to pay for anything in particular? Unweighted Weighted Frequency Percent 1-Yes 23 0.22 2-No 8 0.07 6-Inapplicable 12986 99.70 3609-3610 M615 Q.615 What was that? See Appendix J for codes 3611 M616 Q.616 Have you given or loaned (person) more than $200.00 during the past 12 months? Unweighted Weighted Frequency Percent 1-Yes 52 0.52 2-No 548 5.94 6-Inapplicable 12327 92.60 7-Refused 1 0.01 9-No answer 89 0.93 3612-3616 M617 Q.617 How much was that altogether in the past 12 months? (amount in dollars) Unweighted Weighted Frequency Percent $200-499 21 0.17 $500-999 20 0.24 $1000 or more 7 0.07 99996-Inapplicable 12965 99.48 99998-Don't know 2 0.01 99999-No answer 2 0.03 NSFH/1 October 88 Page M-377 _______________________________________________________________________________ 3617 M618 Q.618 Was this given or loaned to pay for anything in particular? Unweighted Weighted Frequency Percent 1-Yes 33 0.33 2-No 18 0.19 6-Inapplicable 12965 99.48 9-No answer 1 0.00 3618-3619 M619 Q.619 What was that? See Appendix J for codes ********************************************************************** ECONOMIC RELATIONSHIP OF RESPONDENT (LIVING IN HOUSEHOLD OF A RELATIVE) TO THAT HOUSEHOLDER ********************************************************************** 3620 CHKPTAA CHECKPOINT AA: IS R LIVING IN THE HOUSEHOLD OF A RELATIVE OTHER THAN A PARENT OR PARENT-IN-LAW? Unweighted Weighted Frequency Percent 1-Yes 176 2.07 2-No 965 11.97 6-Inapplicable 11876 85.96 3621 M620 Q.620 Do you make payments for room or board? Unweighted Weighted Frequency Percent 1-Yes 75 0.93 2-No 95 1.08 6-Inapplicable 12839 97.92 9-No answer 8 0.08 NSFH/1 October 88 Page M-378 _______________________________________________________________________________ 3622-3625 M621R Q.621 How much do you pay? (converted to dollars per month) Unweighted Weighted Frequency Percent 0025-0049 4 0.03 0050-0099 10 0.09 0100-0149 19 0.23 0150-0199 6 0.10 0200-0299 21 0.29 0300-5000 9 0.11 9996-Inapplicable 12942 99.07 9997-Refused 1 0.02 9998-Don't know 2 0.02 9999-No answer 3 0.05 3626 M622 Q.622 Do you make any other regular payments to (Householder)? Unweighted Weighted Frequency Percent 1-Yes 29 0.29 2-No 141 1.72 6-Inapplicable 12839 97.92 9-No answer 8 0.08 3627-3630 M623R Q.623 How much are those payments? (converted to dollars per month) Unweighted Weighted Frequency Percent 0001-0024 3 0.02 0025-0049 5 0.07 0050-0099 7 0.05 0100-0149 5 0.04 0150-0199 4 0.04 0200-0299 2 0.03 0300-5000 1 0.02 9996-Inapplicable 12988 99.71 9999-No answer 2 0.02 NSFH/1 October 88 Page M-379 _______________________________________________________________________________ Q.624 For each of the following things, tell me if (Householder) pays for none, some or most of your expenses. 3631 M624A a. Food Unweighted Weighted Frequency Percent 1-None 57 0.63 2-Some 66 0.82 3-Most 45 0.51 6-Inapplicable 12839 97.92 9-No answer 10 0.12 3632 M624B b. Clothing Unweighted Weighted Frequency Percent 1-None 127 1.48 2-Some 25 0.28 3-Most 16 0.21 6-Inapplicable 12839 97.92 9-No answer 10 0.12 3633 M624C c. Entertainment Unweighted Weighted Frequency Percent 1-None 122 1.43 2-Some 29 0.32 3-Most 17 0.22 6-Inapplicable 12839 97.92 9-No answer 10 0.12 NSFH/1 October 88 Page M-380 _______________________________________________________________________________ 3634 M624D d. Health care or health insurance Unweighted Weighted Frequency Percent 1-None 141 1.66 2-Some 15 0.15 3-Most 12 0.16 6-Inapplicable 12839 97.92 9-No answer 10 0.12 3635 M624E e. Transportation Unweighted Weighted Frequency Percent 1-None 109 1.27 2-Some 33 0.43 3-Most 26 0.27 6-Inapplicable 12839 97.92 9-No answer 10 0.12 3636 M625 Q.625 Has (Householder) given or loaned you more than $200 for other purposes during the past 12 months? Unweighted Weighted Frequency Percent 1-Yes 18 0.22 2-No 152 1.79 6-Inapplicable 12839 97.92 9-No answer 8 0.08 NSFH/1 October 88 Page M-381 _______________________________________________________________________________ 3637-3641 M626 Q.626 How much altogether in the past 12 months? (amount in dollars) Unweighted Weighted Frequency Percent $200-499 7 0.07 $500-999 6 0.06 $1000 or more 4 0.08 99996-Inapplicable 12999 99.78 99998-Don't know 1 0.02 3642 M627 Q.627 Was this given or loaned to you to pay for anything in particular? Unweighted Weighted Frequency Percent 1-Yes 11 0.13 2-No 7 0.09 6-Inapplicable 12999 99.78 3643-3644 M628 Q.628 What was that? See Appendix J for codes 3645 M629 Q.629 Have you given or loaned (Householder) more than $200.00 during the past 12 months? Unweighted Weighted Frequency Percent 1-Yes 23 0.30 2-No 147 1.71 6-Inapplicable 12839 97.92 9-No answer 8 0.08 NSFH/1 October 88 Page M-382 _______________________________________________________________________________ 3646-3650 M630 Q.630 How much money altogether in the past 12 months? (amount in dollars) Unweighted Weighted Frequency Percent $200-499 9 0.11 $500-999 6 0.07 $1000 or more 5 0.08 99996-Inapplicable 12994 99.70 99998-Don't know 3 0.05 3651 M631 Q.631 Was this given or loaned to pay for anything in particular? Unweighted Weighted Frequency Percent 1-Yes 11 0.15 2-No 12 0.15 6-Inapplicable 12994 99.70 3652-3653 M632 Q.632 What was that? See Appendix J for codes ********************************************************************** RESPONDENT'S FIRST HOME PURCHASE ********************************************************************** 3654 M633 Q.633 Have you ever purchased a home? Unweighted Weighted Frequency Percent 1-Yes 7962 63.63 2-No 4991 35.76 6-Inapplicable (dorm or barrack) 17 0.28 9-No answer 47 0.33 NSFH/11 January 90 Page M-383 ______________________________________________________________________________ 3655-3656 M634 Q.634 These questions are about the first home you bought. If you have purchased more than one home, please answer only about your first home. In what year did you buy your first home? (last two digits of year) Unweighted Weighted Frequency Percent 1920-1924 20 0.12 1925-1929 30 0.20 1930-1934 57 0.41 1935-1939 130 1.02 1940-1944 253 2.10 1945-1949 472 4.18 1950-1954 547 5.25 1955-1959 554 5.33 1960-1964 618 5.81 1965-1969 736 6.46 1970-1974 1132 8.79 1975-1979 1254 9.31 1980-1984 1201 8.40 1985-1987 858 5.45 1988 5 0.03 96-Inapplicable 5055 36.37 98-Don't remember 71 0.57 99-No answer 24 0.20 3657-3662 M635 Q.635 What was its total purchase price including the land and any buildings that came with it? (amount in dollars) Unweighted Weighted Frequency Percent <$10,000 1875 15.21 10,000-24,999 2585 22.11 25,000-49,999 1748 13.31 50,000-74,999 731 5.27 75,000-99,999 254 1.97 100,000+ 199 1.63 999996-Inapplicable 5055 36.37 999997-Refused 97 0.83 999998-Don't know 452 3.10 999999-No answer 21 0.19 NSFH/11 January 90 Page M-384 ______________________________________________________________________________ 3663-3668 M636 Q.636 How much was the down payment? (amount in dollars) Unweighted Weighted Frequency Percent <$5,000 5043 40.73 5,000-9,999 895 7.26 10,000-19,999 595 4.56 20,000-29,999 181 1.52 30,000-39,999 67 0.58 40,000-49,999 28 0.27 50,000-74,999 29 0.18 75,000+ 18 0.15 999996-Inapplicable 5055 36.37 999997-Refused 107 0.90 999998-Don't know 944 7.01 999999-No answer 55 0.45 3669 M637 Q.637 Did you receive any financial gifts or loans from relatives or friends when you bought or built your first home? Unweighted Weighted Frequency Percent 1-Yes 1402 11.36 2-No 6541 52.12 6-Inapplicable 5055 36.37 7-Refused 9 0.08 8-Don't know 4 0.02 9-No answer 6 0.05 M638A-M638I Q.638 Who on this list helped? 3670 M638A a. R's parents NSFH/1 October 88 Page M-385 _______________________________________________________________________________ Unweighted Weighted Frequency Percent 1-Circled 721 5.83 2-Not circled 674 5.48 6-Inapplicable 11615 88.64 7-Refused 1 0.00 8-Don't know 1 0.00 9-No answer 5 0.03 3671 M638B b. R parents-in-law, husband's or wife's parents Unweighted Weighted Frequency Percent 1-Circled 496 4.15 2-Not circled 899 7.16 6-Inapplicable 11622 88.68 3672 M638C c. R's brothers or sisters Unweighted Weighted Frequency Percent 1-Circled 49 0.42 2-Not circled 1346 10.90 6-Inapplicable 11622 88.68 3673 M638D d. Spouse's brothers or sisters Unweighted Weighted Frequency Percent 1-Circled 27 0.25 2-Not circled 1368 11.06 6-Inapplicable 11622 88.68 3674 M638E e. R's grandparents NSFH/1 October 88 Page M-386 _______________________________________________________________________________ Unweighted Weighted Frequency Percent 1-Circled 57 0.41 2-Not circled 1338 10.90 6-Inapplicable 11622 88.68 3675 M638F f. Spouse's grandparents Unweighted Weighted Frequency Percent 1-Circled 34 0.25 2-Not circled 1361 11.06 6-Inapplicable 11622 88.68 3676 M638G g. R's children Unweighted Weighted Frequency Percent 1-Circled 10 0.06 2-Not circled 1385 11.25 6-Inapplicable 11622 88.68 3677 M638H h. Other relatives Unweighted Weighted Frequency Percent 1-Circled 84 0.71 2-Not circled 1311 10.61 6-Inapplicable 11622 88.68 3678 M638I i. Non-relatives Unweighted Weighted Frequency Percent 1-Circled 89 0.67 2-Not circled 1306 10.64 6-Inapplicable 11622 88.68 NSFH/1 October 88 Page M-387 _______________________________________________________________________________ 3679-3683 M639 Q.639 How much did you receive as a gift that you didn't have to pay back? (amount in dollars) Unweighted Weighted Frequency Percent <$1,000 742 6.08 1,000-4,999 313 2.61 5,000-9,999 108 0.81 10,000-24,999 95 0.71 25,000 or more 22 0.15 99996-Inapplicable 11615 88.64 99997-Refused 9 0.07 99998-Don't remember 50 0.39 99999-No answer 63 0.53 3684-3688 M640 Q.640 How much did you receive as a loan? (amount in dollars) Unweighted Weighted Frequency Percent <$1,000 704 5.61 1,000-4,999 350 2.91 5,000-9,999 153 1.27 10,000-24,999 92 0.71 25,000 or more 39 0.36 99996-Inapplicable 11615 88.64 99997-Refused 10 0.08 99998-Don't remember 36 0.27 99999-No answer 18 0.15 3689 M641 Q.641 Have you paid back the entire amount? Unweighted Weighted Frequency Percent 1-Yes 603 5.22 2-No 201 1.49 NSFH/1 October 88 Page M-388 _______________________________________________________________________________ 6-Inapplicable 12188 93.09 7-Refused 3 0.02 8-Don't know 2 0.02 9-No answer 20 0.16 3690 M642 Q.542 Are you still making payments? Unweighted Weighted Frequency Percent 1-Yes 147 1.07 2-No 54 0.43 6-Inapplicable 12791 98.31 7-Refused 2 0.01 9-No answer 23 0.18 3691-3695 M643 Q.643 How much do you still owe? (amount in dollars) Unweighted Weighted Frequency Percent <$1,000 26 0.22 1,000-4,999 78 0.54 5,000-9,999 27 0.23 10,000-24,999 32 0.22 25,000 or more 21 0.18 99996-Inapplicable 12791 98.31 99997-Refused 4 0.03 99998-Don't remember 13 0.09 99999-No answer 25 0.19 ********************************************************************** INHERITANCES ********************************************************************** 3696 M644 Q.644 Since you have been married, has anyone left your (husband/wife) anything worth more than $1,000 when they died, such as an inheritance, insurance settlement or share in a family business or farm? NSFH/1 October 88 Page M-389 _______________________________________________________________________________ Unweighted Weighted Frequency Percent 1-Yes 1269 13.48 2-No 5541 46.96 6-Inapplicable 6136 38.91 7-Refused 17 0.15 9-No answer 54 0.50 3697 M645 Q.645 Did anyone ever leave you anything worth more than $1,000 when they died, such as an inheritance, insurance settlement, or share in a family business or farm? Unweighted Weighted Frequency Percent 1-Yes 1084 6.40 2-No 4872 31.63 6-Inapplicable 6881 61.09 7-Refused 12 0.06 9-No answer 168 0.81 M646A-M646J Q.646 Tell me who on this list ever left you (or your husband/wife) anything worth $1,000 or more? a. R's parents b. R parents-in-law, husband's or wife's parents c. R's brothers or sisters d. Spouse's brothers or sisters e. R's grandparents f. Spouse's grandparents g. R's children h. Other relatives i. Non-relatives j. Spouse 1-Circled 2-Not circled 6-Inapplicable 7-Refused 8-Don't know 9-No answer NSFH/11 January 90 Page M-390 ______________________________________________________________________________ ________________________________________________________________ Number of Respondents Reporting Receipt of Inheritance, etc., From Specified Persons ________________________________________________________________ Unweighted Weighted Frequency Percent a. R's parents 1103 9.78 b. R parents-in-law, husband's 498 5.24 or wife's parents c. R's brothers or sisters 74 0.53 d. Spouse's brothers or sisters 23 0.22 e. R's grandparents 255 1.97 f. Spouse's grandparents 88 0.86 g. R's children 20 0.12 h. Other relatives 371 3.35 i. Non-relatives 86 0.65 j. Spouse 303 1.63 ______________________________________________________________ M647A-M647J Q.647 What was the total amount you received from (person)? (amount in dollars) __________________________________________________ Distribution of Amount of Inheritance, etc., Received (Aggregated over M647A-M647J) __________________________________________________ Unweighted Frequency $1000-1999 338 $2000-4999 525 $5000-9999 429 $10000-19999 407 $20000-49999 351 $50000+ 271 999996-Inapplicable 127349 999997-Refused 194 999998-Don't know 261 999999-No answer 45 Total 130170 __________________________________________________ NSFH/1 October 88 Page M-391 _______________________________________________________________________________ M648A-M648J Q.648 In what year did you receive this amount? (last two digits of year) __________________________________________________ Distribution of Year Inheritance Received (Frequencies Aggregated Over M648A-M648J) __________________________________________________ Unweighted Frequency Before 1915 1 1915-1919 1 1920-1924 2 1925-1929 3 1930-1934 12 1935-1939 15 1940-1944 15 1945-1949 36 1950-1954 39 1955-1959 74 1960-1964 133 1965-1969 187 1970-1974 315 1975-1979 458 1980-1984 675 1985-1987 589 1988 7 96-Inapplicable 127349 97-Refused 37 98-Don't know 104 99-No answer 118 Total 130170 __________________________________________________ NSFH/1 October 88 Page M-392 _______________________________________________________________________________ INHERITANCES ________________________________________________________ (Q.646) (Q.647) (Q.648) RECEIVED TOTAL YEAR INHERITANCE AMOUNT RECEIVED FROM THIS RECEIVED PERSON ________________________________________________________ a. R's parents 3698 3699-3704 3705-3706 b. Spouse's parents 3707 3708-3713 3714-3715 c. R's brothers or sisters 3716 3717-3722 3723-3724 d. Spouse's brothers or sisters 3725 3726-3731 3732-3733 e. R's grand- parents 3734 3735-3740 3741-3742 f. Spouse's grandparents 3743 3744-3749 3750-3751 g. R's children 3752 3753-3758 3759-3760 h. Other rela- tives 3761 3762-3767 3768-3769 i. Non-relatives 3770 3771-3776 3777-3778 j. Spouse 3779 3780-3785 3786-3787 ________________________________________________________ ********************************************************************** GIFTS AND LOANS FROM PERSONS NOT LIVING WITH RESPONDENT ********************************************************************** 3788 M649 Q.649 The next questions are about gifts or loans between you and friends or relatives not living in your household. NSFH/1 October 88 Page M-393 _______________________________________________________________________________ During the past five years have you (or your husband/wife/partner) received a gift or loan worth more than $200 at any one time from anyone not living with you at the time. (Do not include money to help purchase you first home that you already told me about). Unweighted Weighted Frequency Percent 1-Yes 3118 23.71 2-No 9800 75.54 7-Refused 32 0.27 8-Don't know 2 0.02 9-No answer 65 0.46 M650A-M650I Q.650 Who on this list gave you a gift worth more than $200.00 during the past 5 years? a. R's parents b. Spouse's parents c. R's brothers or sisters d. Spouse's brothers or sisters e. R's grandparents f. Spouse's grandparents g. R's children h. Other relatives i. Non-relatives 1-Yes 2-No 6-Inapplicable 7-Refused entire question (CODED IN Q.650a) 8-Don't know entire question " 9-No answer to entire question " NSFH/1 October 88 Page M-394 _______________________________________________________________________________ _______________________________________________________________________________ Number of Respondents Reporting Having Received Gift of More than $200 from Specified Person _____________________________________________________________________________ Unweighted Weighted Frequency Percent a. R's parents 1180 8.89 b. Spouse's parents 598 4.85 c. R's brothers or sisters 186 1.32 d. Spouse's brothers or sisters 48 0.35 e. R's grandparents 208 1.83 f. Spouse's grandparents 74 0.55 g. R's children 99 0.70 h. Other relatives 219 1.64 i. Non-relatives 359 2.54 _______________________________________________________________________________ M651A-M651I Q.651 Who on this list loaned you more than $200.00 during the past 5 years? a. R's parents b. Spouse's parents c. R's brothers or sisters d. Spouse's brothers or sisters e. R's grandparents f. Spouse's grandparents g. R's children h. Other relatives i. Non-relatives 1-Yes 2-No 6-Inapplicable 7-Refused entire question (CODED IN Q.651a) 8-Don't know entire question " 9-No answer to entire question " NSFH/11 January 90 Page M-395 ______________________________________________________________________________ ________________________________________________________________ Number of Respondents Reporting Having Received Loan of More than $200 from Specified Person ________________________________________________________________ Unweighted Weighted Frequency Percent a. R's parents 754 5.26 b. Spouse's parents 301 2.29 c. R's brothers or sisters 208 1.53 d. Spouse's brothers or sisters 60 0.48 e. R's grandparents 57 0.42 f. Spouse's grandparents 29 0.19 g. R's children 32 0.32 h. Other relatives 110 0.76 i. Non-relatives 298 2.16 ________________________________________________________________ M652AA-M652AI (Gifts) M652BA-M652BI (Loans) Q.652 About how much altogether did (person) (give/ loan) to you in the past 5 years? (amount in dollars) M652AA-M652AI (Gifts) __________________________________________________ Distribution of Amounts Given to Respondents (Aggregated over M652AA-M652AI) __________________________________________________ Unweighted Frequency $200-499 606 $500-999 566 $1000-1999 579 $2000-2999 328 $3000-3999 141 $4000-4999 64 $5000-9999 249 $10000+ 221 999996-Inapplicable 114182 999997-Refused 63 999998-Don't remember 82 999999-No answer 72 Total 117153 __________________________________________________ NSFH/11 January 90 Page M-396 ______________________________________________________________________________ M652BA-M652BI (Loans) __________________________________________________ Distribution of Amounts Loaned to Respondents (Aggregated over M652BA-M652BI) __________________________________________________ Unweighted Frequency $200-499 360 $500-999 349 $1000-1999 334 $2000-2999 227 $3000-3999 118 $4000-4999 40 $5000-9999 177 $10000+ 171 999996-Inapplicable 115304 999997-Refused 31 999998-Don't remember 17 999999-No answer 25 Total 117153 __________________________________________________ GIFTS/LOANS TO RESPONDENT ________________________________________________________ DID DID TOTAL TOTAL PERSON PERSON VALUE VALUE OF GIVE R LOAN R OF GIFTS LOANS IN MORE THAN MORE THAN IN LAST LAST $200 $200 5 YEARS 5 YEARS (Q.650) (Q.651) (Q.652) (Q.652) ________________________________________________________ a. R's parents 3789 3790 3791-3796 3797-3802 b. Spouse's parents 3803 3804 3805-3810 3811-3816 c. R's brothers or sisters 3817 3818 3819-3824 3825-3830 NSFH/1 October 88 Page M-397 _______________________________________________________________________________ d. Spouse's brothers or sisters 3831 3832 3833-3838 3839-3844 e. R's grand- parents 3845 3846 3847-3852 3853-3858 f. Spouse's grandparents 3859 3860 3861-3866 3867-3872 g. R's children 3873 3874 3875-3880 3881-3886 h. Other rela- tives 3887 3888 3889-3894 3895-3900 i. Non-relatives 3901 3902 3903-3908 3909-3914 __________________________________________________________ 3915 M653 Q.653 Was the (largest amount in table above) (given/loaned) to you to pay for anything in particular? Unweighted Weighted Frequency Percent 1-Yes 1913 14.20 2-No 1175 9.26 6-Inapplicable 9905 76.34 7-Refused 6 0.06 8-Don't know 2 0.02 9-No answer 16 0.13 3916-3917 M654 Q.654 What was that? See Appendix J for codes NSFH/1 October 88 Page M-398 _______________________________________________________________________________ ********************************************************************** GIFTS AND LOANS TO PERSONS NOT LIVING WITH RESPONDENT ********************************************************************** 3918 M655 Q.655 During the past 5 years, did you give or loan more than $200.00 to anyone who was not living in your household at that time? Unweighted Weighted Frequency Percent 1-Yes 3652 29.62 2-No 9263 69.59 7-Refused 34 0.29 9-No answer 68 0.49 M656A-M656I Q.656 To whom did you give a gift worth more than $200 during the past 5 years? a. R's parents b. Spouse's parents c. R's brothers or sisters d. Spouse's brothers or sisters e. R's grandparents f. Spouse's grandparents g. R's children h. Other relatives i. Non-relatives 1-Yes 2-No 6-Inapplicable 7-Refused entire question 8-Don't know entire question 9-No answer to entire question NSFH/1 October 88 Page M-399 _______________________________________________________________________________ _______________________________________________________________________________ Number of Respondents Reporting Having Given a Gift of More than $200 to Specified Persons _____________________________________________________________________________ Unweighted Weighted Frequency Percent a. R's parents 337 2.51 b. Spouse's parents 131 1.12 c. R's brothers or sisters 357 2.62 d. Spouse's brothers or sisters 125 1.02 e. R's grandparents 13 .09 f. Spouse's grandparents 5 .06 g. R's children 968 8.90 h. Other relatives 294 2.36 i. Non-relatives 412 3.27 _______________________________________________________________________________ M657A-M657I Q.657 To whom did you loan more than $200 during the past 5 years? a. R's parents b. Spouse's parents c. R's brothers or sisters d. Spouse's brothers or sisters e. R's grandparents f. Spouse's grandparents g. R's children h. Other relatives i. Non-relatives 1-Yes 2-No 6-Inapplicable 7-Refused entire question 8-Don't know entire question 9-No answer to entire question NSFH/11 January 90 Page M-400 ______________________________________________________________________________ ________________________________________________________________ Number of Respondents Reporting Having Given a Loan of More than $200 to Specified Persons ________________________________________________________________ Unweighted Weighted Frequency Percent a. R's parents 117 .83 b. Spouse's parents 65 .48 c. R's brothers or sisters 480 3.40 d. Spouse's brothers or sisters 173 1.37 e. R's grandparents 2 .03 f. Spouse's grandparents 2 .02 g. R's children 630 6.06 h. Other relatives 265 1.97 i. Non-relatives 838 6.13 ___________________________________________________________ M658AA-M658AI (Gifts) M658BA-M658BI (Loans) Q.658 About how much altogether did you (give/loan) to (person) in the past 5 years? (amount in dollars) M658AA-M658AI (Gifts) __________________________________________________ Distribution of Amounts Given by Respondents (Aggregated over M658AA-M658AI) __________________________________________________ Unweighted Frequency $200-499 577 $500-999 429 $1000-1999 408 $2000-2999 250 $3000-3999 143 $4000-4999 65 $5000-9999 268 $10000+ 228 999996-Inapplicable 114511 999997-Refused 75 999998-Don't know 97 999999-No answer 102 Total 117153 __________________________________________________ NSFH/11 January 90 Page M-401 ______________________________________________________________________________ M658BA-M658BI (Loans) __________________________________________________ Distribution of Amounts Loaned by Respondents (Aggregated over M658BA-M658BI) __________________________________________________ Unweighted Frequency $200-499 679 $500-999 525 $1000-1999 413 $2000-2999 244 $3000-3999 109 $4000-4999 69 $5000-9999 210 $10000+ 198 999996-Inapplicable 114580 999997-Refused 52 999998-Don't know 30 999999-No answer 44 Total 117153 __________________________________________________ GIFTS/LOANS FROM RESPONDENT ____________________________________________________________________ DID R DID R TOTAL TOTAL GIVE LOAN VALUE VALUE OF PERSON PERSON OF GIFTS LOANS IN MORE THAN MORE THAN IN LAST LAST $200 $200 5 YEARS 5 YEARS (Q.656) (Q.657) (Q.658) (Q.658) ____________________________________________________________________ a.R's parents 3919 3920 3921-3926 3927-3932 b.Spouse's parents 3933 3934 3935-3940 3941-3946 c.R's brothers or sisters 3947 3948 3949-3954 3955-3960 d.Spouse's brothers or sisters 3961 3962 3963-3968 3969-3974 NSFH/1 October 88 Page M-402 _______________________________________________________________________________ e.R's grand- parents 3975 3976 3977-3982 3983-3988 f.Spouse's grandparents 3989 3990 3991-3996 3997-4002 g.R's children 4003 4004 4005-4010 4011-4016 h.Other rela- tives 4017 4018 4019-4024 4025-4030 i.Non-relatives 4031 4032 4033-4038 4039-4044 _______________________________________________________________________ 4045 M659 Q.659 Was the (Largest Amount in Table) given or loaned to (person) to pay for anything in particular? Unweighted Weighted Frequency Percent 1-Yes 2567 20.93 2-No 1018 8.13 6-Inapplicable 9383 70.54 7-Refused 8 0.08 8-Don't know 20 0.14 9-No answer 21 0.18 4046-4047 M660 Q.660 What was that? See Appendix J for codes ********************************************************************** ASSETS ********************************************************************** M661A-M661D Q.661 Do you own (a to d below)? M661A NSFH/30 January 90 Page M-403 ________________________________________________________________________________ a. Your own home? Unweighted Weighted Frequency Percent 1-Yes 7120 58.03 2-No 5811 41.39 7-Refused 12 .07 9-No answer 74 .51 M661B b. Other real estate? Unweighted Weighted Frequency Percent 1-Yes 1770 15.53 2-No 11160 83.88 7-Refused 14 .09 9-No answer 73 .50 M661C c. A business or farm? Unweighted Weighted Frequency Percent 1-Yes 1292 11.14 2-No 11632 88.23 7-Refused 14 .09 9-No answer 79 .55 M661D d. Motor vehicles, including cars, trucks, campers, boats, and other recreational vehicles? Unweighted Weighted Frequency Percent 1-Yes 10547 83.44 2-No 2390 16.00 7-Refused 13 .08 9-No answer 67 .47 NSFH/11 January 90 Page M-404 ______________________________________________________________________________ M662A-M662D Q.662 How much do you think your (Asset Type) would sell for now? (amount in dollars) M663A-M663D Q.663 How much, if anything, do you (or your husband/wife) owe on your (Asset Type)? (amount in dollars) ASSETS __________________________________________________________________ (Q.661) (Q.662) (Q.663) ASSETS OWN? SALE VALUE AMOUNT OWED __________________________________________________________________ a. Your Home 4048 4049-4055 4056-4062 b. Other Real Estate 4063 4064-4070 4071-4077 c. A Business or Farm 4078 4079-4085 4086-4092 d. Motor Vehicles 4093 4094-4100 4101-4107 __________________________________________________________________ ______________________________________________________________________________ Frequency Distribution of Asset Values and Amounts Owed ______________________________________________________________________________ Own home a. Sale value Unweighted Weighted Frequency Percent <$10000 267 1.56 $10000-24999 497 3.12 $25000-49999 1549 10.98 $50000-74999 1595 12.69 NSFH/30 January 90 Page M-405 ______________________________________________________________________________ $75000-99999 1018 9.04 $100000-149999 752 7.13 $150000 or more 771 8.44 9999996-Inapplicable 5897 41.96 9999997-Refused 126 1.13 9999998-Don't know 468 3.38 9999999-No answer 73 .56 b. Amount owed Unweighted Weighted Frequency Percent None 2289 19.11 <$10000 678 5.47 $10000-24999 1011 8.07 $25000-49999 1244 9.56 $50000-74999 694 5.60 $75000-99999 297 2.54 $100000-149999 164 1.54 $150000 or more 67 .70 9999996-Inapplicable 5897 41.96 9999997-Refused 174 1.52 9999998-Don't know 326 2.44 9999999-No answer 175 1.47 Other real estate a. Sale value Unweighted Weighted Frequency Percent None 2 .02 <$10000 288 2.33 $10000-24999 320 2.66 $25000-49999 280 2.31 $50000-74999 226 1.93 $75000-99999 123 1.19 $100000-149999 111 1.10 $150000 or more 239 2.49 9999996-Inapplicable 11247 84.47 9999997-Refused 52 .49 9999998-Don't know 120 .96 9999999-No answer 9 .06 NSFH/1 October 88 Page M-406 ________________________________________________________________________________ b. Amount owed Unweighted Weighted Frequency Percent None 918 7.93 <$10000 169 1.36 $10000-24999 154 1.43 $25000-49999 147 1.18 $50000-74999 86 .81 $75000-99999 27 .31 $100000-149999 46 .49 $150000 or more 55 .51 9999996-Inapplicable 11247 84.47 9999997-Refused 53 .52 9999998-Don't know 63 .54 9999999-No answer 52 .44 Business or farm a. Sale value Unweighted Weighted Frequency Percent None 34 .25 <$10000 106 .80 $10000-24999 157 1.30 $25000-49999 147 1.19 $50000-74999 95 .85 $75000-99999 56 .47 $100000-149999 102 .87 $150000 or more 262 2.62 9999996-Inapplicable 11725 88.86 9999997-Refused 65 .56 9999998-Don't know 232 1.98 9999999-No answer 36 .24 b. Amount owed Unweighted Weighted Frequency Percent None 719 6.30 <$10000 78 0.61 $10000-24999 82 0.70 $25000-49999 66 0.53 $50000-74999 32 0.28 $75000-99999 16 0.14 $100000-149999 19 0.14 $150000 or more 43 0.42 NSFH/11 January 90 Page M-407 ______________________________________________________________________________ 9999996-Inapplicable 11725 88.86 9999997-Refused 54 0.47 9999998-Don't know 113 1.00 9999999-No answer 70 0.54 Motor vehicles a. Sale value Unweighted Weighted Frequency Percent None 18 0.11 <$1000 1108 7.23 $1000-1999 1002 7.11 $2000-4999 1956 14.91 $5000-9999 2248 18.12 $10000-19999 2341 20.12 $20000+ 1079 9.70 9999996-Inapplicable 2470 16.56 9999997-Refused 116 1.04 9999998-Don't know 616 4.65 9999999-No answer 63 0.45 b. Amount owed Unweighted Weighted Frequency Percent None 5971 46.13 <$1000 389 2.69 $1000-1999 437 3.22 $2000-4999 1115 8.50 $5000-9999 1251 9.97 $10000-19999 836 6.95 $20000+ 114 0.94 9999996-Inapplicable 2470 16.56 9999997-Refused 135 1.23 9999998-Don't know 235 1.82 9999999-No answer 244 1.98 ______________________________________________________________________________ NSFH/1 October 88 Page M-408 _______________________________________________________________________________ 4108-4109 M664 Q.664 What is the approximate total value of your (and your husband's/wife's) savings, including savings accounts, savings bonds, IRA'S, money market shares, and CD's? Unweighted Weighted Frequency Percent 01-None 4088 26.37 02-$ 1 to $ 1,499 2641 19.29 03-$ 1,500 to $ 2,999 900 6.86 04-$ 3,000 to $ 4,999 785 6.38 05-$ 5,000 to $ 9,999 923 7.82 06-$ 10,000 to $19,999 937 8.06 07-$ 20,000 to $49,999 925 8.33 08-$ 50,000 to $99,999 443 4.53 09-$100,000 or more 307 3.09 97-Refused 768 6.73 98-Don't know 198 1.75 99-No answer 102 0.79 4110-4111 M665 Q.665 And what is the approximate total value of your (and your husband's/wife's) investments, including stocks, bonds, shares in mutual funds, or other investments? Unweighted Weighted Frequency Percent 01-None 8292 59.48 02-$ 1 to $ 1,499 1039 7.85 03-$ 1,500 to $ 2,999 440 3.75 04-$ 3,000 to $ 4,999 319 2.68 05-$ 5,000 to $ 9,999 424 3.66 06-$ 10,000 to $19,999 393 3.43 07-$ 20,000 to $49,999 471 4.22 08-$ 50,000 to $99,999 250 2.38 09-$100,000 or more 280 2.84 97-Refused 672 6.07 98-Don't know 244 2.12 99-No answer 193 1.52 NSFH/1 October 88 Page M-409 _______________________________________________________________________________ ********************************************************************** DEBTS ********************************************************************** Q.666 Next I will read a list of things that people often owe money on. Tell me if you (and your husband/wife/partner) owe money for: M666A a. credit card or charge accounts that you're paying off gradually Unweighted Weighted Frequency Percent 1-Yes 4977 37.66 2-No 7899 61.20 7-Refused 72 .64 8-Don't know 3 .04 9-No answer 66 .46 M666B b. installment loans for major purchases, such as furniture or appliances, but other than auto loans Unweighted Weighted Frequency Percent 1-Yes 1642 11.08 2-No 11232 87.76 7-Refused 68 .61 8-Don't know 4 .05 9-No answer 71 .49 M666C c. educational loans Unweighted Weighted Frequency Percent 1-Yes 1150 8.56 2-No 11723 90.30 7-Refused 69 .62 8-Don't know 4 .04 9-No answer 71 .48 NSFH/1 October 88 Page M-410 _______________________________________________________________________________ M666D d. personal loans from banks and other businesses, other than mortgage or auto loans Unweighted Weighted Frequency Percent 1-Yes 1535 11.35 2-No 11332 87.42 7-Refused 70 .63 8-Don't know 3 .04 9-No answer 77 .57 M666E e. personal loans from friends or relatives Unweighted Weighted Frequency Percent 1-Yes 1013 7.49 2-No 11859 91.34 7-Refused 69 .62 8-Don't know 4 .04 9-No answer 72 .51 M666F f. other bills you've owed for more than two months Unweighted Weighted Frequency Percent 1-Yes 1488 9.52 2-No 11382 89.27 7-Refused 69 .62 8-Don't know 5 .05 9-No answer 73 .54 NSFH/11 January 90 Page M-411 ______________________________________________________________________________ M666G g. home improvement loans. Unweighted Weighted Frequency Percent 1-Yes 478 3.93 2-No 12383 94.78 7-Refused 68 .61 8-Don't know 4 .06 9-No answer 84 .62 M667A-M667G Q.667 How much do you (and your husband/wife/ partner) owe on your (Debit Type)? (amount in dollars) M667A a. credit card or charge accounts that you're paying off gradually (amount in dollars) Unweighted Weighted Frequency Percent <$200 542 4.23 200-499 988 7.26 500-999 1005 7.67 1000-1999 892 6.85 2000-4999 921 6.74 5000+ 270 2.13 99996-Inapplicable 8040 62.34 99997-Refused 104 .83 99998-Don't know 170 1.28 99999-No answer 85 .67 M667B b. installment loans for major purchases, such as furniture or appliances, but other than auto loans (amount in dollars) NSFH/1 October 88 Page M-412 _______________________________________________________________________________ Unweighted Weighted Frequency Percent <$200 130 .82 200-499 352 2.21 500-999 407 2.62 1000-1999 304 2.14 2000-4999 218 1.57 5000+ 120 .93 99996-Inapplicable 11375 88.92 99997-Refused 32 .24 99998-Don't know 51 .36 99999-No answer 28 .19 M667C c. educational loans (amount in dollars) Unweighted Weighted Frequency Percent <$200 16 .07 200-499 51 .37 500-999 108 .77 1000-1999 212 1.55 2000-4999 388 3.02 5000+ 313 2.35 99996-Inapplicable 11867 91.44 99997-Refused 6 .05 99998-Don't know 36 .26 99999-No answer 20 .12 M667D d. personal loans from banks and other businesses, other than mortgage or auto loans (amount in dollars) Unweighted Weighted Frequency Percent <$200 45 .30 200-499 134 .78 500-999 231 1.40 1000-1999 301 2.23 2000-4999 355 2.71 5000+ 354 2.94 NSFH/11 January 90 Page M-413 ______________________________________________________________________________ 99996-Inapplicable 11482 88.65 99997-Refused 36 .33 99998-Don't know 49 .36 99999-No answer 30 .30 M667E e. personal loans from friends or relatives (amount in dollars) Unweighted Weighted Frequency Percent <$200 136 .94 200-499 153 1.19 500-999 138 1.00 1000-1999 143 1.01 2000-4999 210 1.49 5000+ 195 1.57 99996-Inapplicable 12004 92.51 99997-Refused 18 .15 99998-Don't know 14 .11 99999-No answer 6 .04 M667F f. other bills you've owed for more than two months (amount in dollars) Unweighted Weighted Frequency Percent <$200 274 1.64 200-499 388 2.56 500-999 258 1.65 1000-1999 204 1.25 2000-4999 156 .96 5000+ 110 .75 99996-Inapplicable 11529 90.48 99997-Refused 28 .22 99998-Don't know 47 .31 99999-No answer 23 .18 NSFH/1 October 88 Page M-414 ________________________________________________________________________________ M667G g. home improvement loans (amount in dollars) Unweighted Weighted Frequency Percent <$200 3 .01 200-499 19 .11 500-999 33 .26 1000-1999 58 .46 2000-4999 123 1.05 5000+ 209 1.76 99996-Inapplicable 12539 96.07 99997-Refused 12 .11 99998-Don't know 12 .10 99999-No answer 9 .06 _______________________________________________________________ Q.666 Q.667 Have this debt Debts type Amount _______________________________________________________________ a. credit card or charge accounts that you're paying off gradually 4112 4113-4117 b. installment loans for major purchases, such as furniture or appliances, but other than auto loans 4118 4119-4123 c. educational loans 4124 4125-4129 d. personal loans from banks and other businesses, other than mortgage or auto loans 4130 4131-4135 e. personal loans from friends or relatives 4136 4137-4141 f. other bills you've owed for more than two months 4142 4143-4147 g. home improvement loans. 4148 4149-4153 _______________________________________________________________ Q.668 contains instructions to complete SE-13 NSFH/1 October 88 Page M-415 _______________________________________________________________________________ ********************************************************************** INTERVIEWER'S OBSERVATION QUESTIONS ********************************************************************** 4154-4155 MOB1 OB1. In what type of structure does R live? Unweighted Weighted Frequency Percent 01-Trailer/mobile home 737 4.78 02-Detached single family house 8118 67.81 03-Two family house, one unit above 453 3.13 the other 04-Two family house, two units 494 3.18 side by side 05-Row/town house (three or more 624 4.27 attached units with separate ground level entrances) 06-Three or four family 620 3.83 house/apartment building 07-Apartment building (five or 1506 9.51 more units) 08-Other 1 0.01 09-Dormitory 9 0.06 11-Apartment above commercial 17 0.12 building 12-Condominium 10 0.08 13-Government housing, housing for the 13 0.06 elderly or low income housing (type unspecified, but multiple units or project mentioned or implied) 14-Motel residence 4 0.02 15-Apartment complex with varied 6 0.01 housing types 16-Apartment above or in a garage or 6 0.03 garage conversion 17-Boarding or rooming house 3 0.01 18-Interviewed at office 2 0.01 96-Inapplicable (interviewed on 17 0.28 dorm/barrack form) 99-No answer 377 2.78 4156-4157 MOB2 OB2. How many stories are in this building? (number of stories) NSFH/1 October 88 Page M-416 _______________________________________________________________________________ Unweighted Weighted Frequency Percent 01-One 71 0.36 02 693 4.20 03 359 2.26 04 92 0.61 05-09 165 1.15 10-19 66 0.52 20 or more 27 0.20 96-Inapplicable 11511 90.49 99-No answer 33 0.21 4158-4159 MOB3 OB3. On what floor does R live? (number of floor) Unweighted Weighted Frequency Percent 00-Basement 26 0.16 01-1st, ground floor 548 3.31 02 562 3.50 03 170 1.13 04 52 0.33 05-09 82 0.60 10-19 38 0.34 20 or higher 4 0.02 96-Inapplicable 11511 90.49 99-No Answer 24 0.13 4160 MOB4 OB4. Which of the following best describes this building? Unweighted Weighted Frequency Percent 1-Entirely residential 1375 8.69 2-Primarily residential with some 103 0.66 commercial or other non-residential 3-Primarily commercial or other 11 0.06 non-residential 6-Inapplicable 11511 90.49 9-No answer 17 0.10 NSFH/1 October 88 Page M-417 _______________________________________________________________________________ OB5. During how much of the interview was each of the following present or able to overhear the interview? 4161 MOB5A a. Spouse or partner Unweighted Weighted Frequency Percent 0-Not at all 8827 64.06 1-A few minutes 1011 8.55 2-More than 15 minutes 876 7.63 3-Most or all 1800 16.05 9-No answer 503 3.70 4162 MOB5B b. Child(ren) under age 3 Unweighted Weighted Frequency Percent 0-Not at all 10966 85.99 1-A few minutes 384 2.67 2-More than 15 minutes 346 2.33 3-Most or all 767 4.84 9-No answer 554 4.17 4163 MOB5C c. Child(ren) age 3-5 Unweighted Weighted Frequency Percent 0-Not at all 11277 87.82 1-A few minutes 470 3.39 2-More than 15 minutes 324 2.23 3-Most or all 379 2.32 9-No answer 567 4.23 4164 MOB5D d. Child(ren) age 6-11 NSFH/1 October 88 Page M-418 _______________________________________________________________________________ Unweighted Weighted Frequency Percent 0-Not at all 11062 86.36 1-A few minutes 775 5.29 2-More than 15 minutes 389 2.66 3-Most or all 241 1.57 9-No answer 550 4.11 4165 MOB5E e. Child(ren) age 12-17 Unweighted Weighted Frequency Percent 0-Not at all 11427 88.53 1-A few minutes 579 4.28 2-More than 15 minutes 292 1.92 3-Most or all 144 0.94 9-No answer 575 4.32 4166 MOB5F f. Son or daughter age 18+ Unweighted Weighted Frequency Percent 0-Not at all 11832 90.02 1-A few minutes 290 2.81 2-More than 15 minutes 152 1.35 3-Most or all 151 1.44 9-No answer 592 4.38 4167 MOB5G g. Other adult relative Unweighted Weighted Frequency Percent 0-Not at all 11417 86.04 1-A few minutes 441 4.15 2-More than 15 minutes 277 2.75 3-Most or all 300 2.78 9-No answer 582 4.28 NSFH/1 October 88 Page M-419 _______________________________________________________________________________ 4168 MOB5H h. Adult non-relative Unweighted Weighted Frequency Percent 0-Not at all 11530 88.91 1-A few minutes 433 3.06 2-More than 15 minutes 225 1.79 3-Most or all 225 1.65 9-No answer 604 4.59 OB6. The respondent was: 4169 MOB6A Unweighted Weighted Frequency Percent a. 1-able to understand questions easily 7814 61.30 2 2392 18.05 3 1191 8.81 4 661 4.95 5 337 2.37 6 158 1.09 7-hardly able to understand 80 0.56 9-No answer 384 2.88 4170 MOB6B Unweighted Weighted Frequency Percent b. 1-cooperative 9561 74.04 2 1694 12.80 3 639 4.80 4 309 2.19 5 143 1.08 6 81 0.59 7-uncooperative 95 0.70 9-No answer 495 3.79 NSFH/1 October 88 Page M-420 _______________________________________________________________________________ 4171 MOB6C Unweighted Weighted Frequency Percent c. 1-interested 7545 58.72 2 2442 18.92 3 1292 9.55 4 676 4.84 5 261 1.89 6 160 1.23 7-not interested 112 0.87 9-No answer 529 3.98 4172 MOB7 OB7. The interview was conducted: Unweighted Weighted Frequency Percent 1-without interruption 6046 47.53 2 3130 24.34 3 1672 12.42 4 752 5.37 5 411 3.00 6 292 2.14 7-interrupted often 271 1.82 9-No answer 443 3.38 4173 MOB8 OB8. Rapport with the respondent was: Unweighted Weighted Frequency Percent 1-excellent 8649 67.66 2 2549 19.35 3 861 6.02 4 355 2.51 5 124 0.90 6 49 0.35 7-very poor 32 0.24 9-No answer 398 2.97 NSFH/1 October 88 Page M-421 _______________________________________________________________________________ OB9. Did you see or hear: 4174 MOB9A a. a dog that belongs to this household? Unweighted Weighted Frequency Percent 0-(dorm/barrack) 17 0.28 1-Yes 3301 27.59 2-No 9214 68.51 9-No answer 485 3.62 4175 MOB9B b. a cat that belongs to this household? Unweighted Weighted Frequency Percent 0-(dorm/barrack) 17 0.28 1-Yes 1897 15.03 2-No 10523 80.32 9-No answer 580 4.37 4176 MLANG Interview Was: Unweighted Weighted Frequency Percent 1-Conducted in English 12758 97.96 5-Conducted in Spanish 259 2.04 4177-4183 MLA Listing Area Not on data file - field is 9-filled NSFH/1 October 88 Page M-422 _______________________________________________________________________________ 4184-4187 MHU Housing Unit Number Not on data file - field is 9-filled 4188 MFHU Found Housing Unit Number Not on data file - field is 9-filled