“The 2012 Retirement Confidence Survey: Job Insecurity, Debt Weigh on Retirement Confidence, Savings,” by Ruth Helman, Craig Copeland, and Jack VanDerhei (EBRI Issue Brief No. 362, March 2012, .pdf format, 32p.).
www.ebri.org/publications/ib/index.cfm?fa=ibDisp&content_id=5017