“The Changing Causes and Consequences of Not Working Before Age 62,” by Barbara A. Butrica and Nadia Karamcheva (WP No. 2012-3, January 2012, .pdf format, 46p.). Note: Links to the abstract and full-text can be found at:
crr.bc.edu/working_papers/the_changing_causes_and_consequences_of_not_working_before_age_62.html