“Behavioral Biases and Long Term Care Annuities: A Political Economy Approach,” by Philippe De Donder and Marie-Louise Leroux (CESifo Working Paper No. 3972, October 2012, .pdf format, 38p.). Note: Links to the abstract and full-text can be found at:
www.cesifo-group.de/ifoHome/publications/working-papers/CESifoWP/CESifoWPdetails?wp_id=19068534