“Behavioral Effects of Social Security Policies on Benefit Claiming, Retirement and Saving,” by Alan L. Gustman and Thomas L. Steinmeier (WP 2012-263, August 2012, .pdf format, 34p.). Note: Links to the abstract and full-text can be found at:
www.mrrc.isr.umich.edu/publications/index_abstract.cfm?ptid=1&pid=828
