“Prescription Drug Data: HHS Has Issued Health Privacy and Security Regulations but Needs to Improve Guidance and Oversight,” (GAO-12-605, June 2012, .pdf format, 40p.).
June 22, 2012
CAAR – US Department of Health and Human Services, Office of Inspector General Report – June 22, 2012
“Oversight of Quality of Care in Medicaid Home and Community Based Services Waiver Programs,” (OEI-02-08-00170, June 2012, .pdf format, 20p.).
Comments Off
CAAR – Metlife Mature Market Institute Report – June 22, 2012
“The MetLife Study of Elder Financial Abuse: Crimes of Occasion, Desperation, and Predation Against America’s Elders,” (June 2012, .pdf format, 25p.).
Comments Off
CAAR – Center for Retirement Research at Boston College Working Paper – June 22, 2012
A. “How Would GASB Proposals Affect State and Local Pension Reporting?” by Alicia H. Munnell, Jean-Pierre Aubry, Joshua Hurwitz and Laura Quinby (Working Paper No. 2012-17, June 2012, .pdf format, 18p.). Note: Links to the abstract and full-text can be found at:
crr.bc.edu/working-papers/how-would-gasb-proposals-affect-state-and-local-pension-reporting-2/
B. “Borrow Less Tomorrow: Behavioral Approaches to Debt Reduction,” by Dean Karlan and Jonathan Zinman (FSP 2012-1, May 2012, .pdf format, 37p.). Note: Links to the abstract and full-text can be found at:
crr.bc.edu/working-papers/borrow-less-tomorrow-behavioral-approaches-to-debt-reduction/
Comments Off
CAAR – National Bureau of Economic Research Working Paper – June 22, 2012
“Moral Hazard and Claims Deterrence in Private Disability Insurance,” by David Autor, Mark Duggan, and Jonathan Gruber (w18172, June 2012, .pdf format, 30p.).
Abstract:
We provide a detailed analysis of the incidence, duration and determinants of claims made on private Long Term Disability (LTD) policies using a database of approximately 10,000 policies and 1 million workers from a major LTD insurer. We document that LTD claims rates are much lower than claims rates on the public analogue to LTD, the Social Security Disability Insurance program, yet LTD policies have a much higher return-to-work rate among initial claimants. Nevertheless, our analysis indicates that the impact of moral hazard on LTD claims is substantial. Using within firm, over time variation in plan parameters, we find that a higher replacement rate and a shorter waiting time to benefits receipt-also known as the Elimination Period or EP-significantly increase the likelihood that workers claim LTD. About sixty percent of the effect of a longer EP is due to censoring of shorter claims, while the remainder is due to deterrence: workers facing a longer EP are less likely to claim benefits for impairments that would lead to a only a brief period of LTD receipt. This deterrence effect is equally large among high and low-income workers, suggesting that moral hazard rather than liquidity underlies the behavioral response. Consistent with this interpretation, the response of LTD claims to plan parameters is driven primarily by the behavior of the healthiest disabled, those who would return to work after receiving LTD.
Comments Off
CAAR – Public Library of Science (PLoS) Article – June 22, 2012
“Alpha-Synuclein Cell-to-Cell Transfer and Seeding in Grafted Dopaminergic Neurons In Vivo,” by Elodie Angot, Jennifer A. Steiner, Carla M. Lema Tome, Peter Ekstrom, Bengt Mattsson, Anders Bjorklund, and Patrik Brundin (PLoS ONE 7(6): e39465. doi:10.1371/journal.pone.0039465, HTML, XML, and .pdf format, p.).
www.plosone.org/article/info%3Adoi%2F10.1371%2Fjournal.pone.0039465
Comments Off
CAAR – US National Institutes of Health Funding Opportunity – June 22, 2012
“NIH Support for Conferences and Scientific Meetings (Parent R13/U13),” (PA-12-212, a reissue of of PA-10-071, National Institute on Aging, in conjunction with other agencies, application deadlines Apr. 12, Aug. 12, and Dec. 12).
Comments Off
