Recent Papers

The Effects of Financial Education in the Workplace:  Evidence from a Survey of Employers (with Pat Bayer and Doug Bernheim),  forthcoming, Economic Inquiry

Trends in Income Support (with Robert Moffitt and Benjamin Cowan), September 2008

Making the Work-Based Safety Net Work Better (with Carolyn Heinrich), September 2008, introductory chapter for volume of the same name, edited by Carolyn and me

Are All Americans Saving "Optimally" for Retirement? (with Ananth Seshadri), July 2008

Can Administrative Data on Child Support Be Used to Improve the EITC?  Evidence from Wisconsin (with Joe Hotz), National Tax Journal, 61, June 2008, 189-203

The Assets and Liabilities Held By Low-Income Families (with Ananth Seshadri), February 2008

Taxation and Poverty, New Palgrave, L. Blume and S. Durlauf (eds), 2008

Employment-Based Tax Credits, December 2007, a Hamilton Project Discussion Paper and Policy Brief

Children and Household Wealth (with Ananth Seshadri), September 2007

A New Test of Borrowing Constraints for Education (with Meta Brown and Ananth Seshadri), August 2007

Tied Transfers (with Meta Brown, Maurizio Mazzocco, and Ananth Seshadri), September 2006

Are Americans Saving 'Optimally' for Retirement?  (with Ananth Seshadri and Surachai Khitatrakun), Journal of Political Economy, 114(4), August 2006, 607-643

Examining the Effect of the Earned Income Tax Credit on the Labor Market Participation of Families on Welfare (with Joe Hotz and Charlie Mullin), December 2005

Do Estate and Gift Taxes Affect the Timing of Private Transfers? (with Doug Bernheim and Rob Lemke),  Journal of Public Economics, 88(12), December 2004, 2617-2634.

U.S. Black-White Wealth Inequality:  A Survey (with Kara Levine), in Social Inequality, K. Neckerman (ed.), Russell Sage Foundation, 2004, 895-929

The Earned Income Tax Credit (with Joe Hotz), in Means-Tested Transfer Programs in the United States, R. Moffitt (ed.), The University of Chicago Press and NBER, 2003, 141-197

WIC Eligibility and Participation (with Marianne Bitler and Janet Currie), Journal of Human Resources, Special Issue on Income Volatility and Implications for Food Assistance Programs, Volume 38, 2003, 1139-1179

"Saving Incentives in the U.S." (with Surachai Khitatrakun), in Pension Policy in an Integrating Europe, E. Fornero and O. Castellino (editors), Edward Elgar, 2003, 127-151

Welfare, Employment and Income:  Evidence on the Effects of Benefit Reductions in California (with Joe Hotz and Charlie Mullin), American Economic Review Papers and Proceedings, May 2002, 380-384

"Measuring Employment and Income Outcomes for Low-Income Populations with Administrative and Survey Data," with V. Joseph Hotz, in Studies of Welfare Populations: Data Collection and Research Issues, National Research Council: National Academy Press, 2002, 275-315

The Evolution of Income Support Policy (with Kara Levine), in Understanding Poverty, Danziger and Haveman (eds.), Harvard University Press and Russell Sage Foundation, 2001, 193-228

"Welfare Reform in the United States" (with Robert Haveman), in A New Paradigm for Social Welfare in the New Millennium, (L. Cho, H. Moon, Y. Kim, and S. Lee, eds.), Korean Development Institute Press, 2005, 25-53

Jkscholz@facstaff.wisc.edu